Jonathan Reece, Mortgage Lender NMLS #184091

01/12/2026

Quote I am pondering:

"I would rather that my spark should burn out in a brilliant blaze than it should be stifled by dry-rot ... The proper function of man is to live, not to exist. I shall not waste my days in trying to prolong them. I shall use my time."

- Jack London

09/30/2024

Stay One Step Ahead of Identity Theft 🔐

In a world full of digital threats, protecting your personal information is more important than ever. Simple steps like securing your passwords, monitoring your accounts, and avoiding suspicious links can make all the difference.

Watch this video to learn how to safeguard your digital identity and stay safe online! 🎥⬇️

09/10/2024

09/10/2024

On World Su***de Prevention Day, we emphasize that mental health support is essential, and early intervention can save lives.

Let’s stand together to ensure that no one has to face their struggles alone.

The smallest gesture—a conversation, a text, a check-in—can make a world of difference to someone who may be struggling in silence.
You don’t have to be an expert to help. Let’s break the stigma, one conversation at a time.

Help is just a call away at 988. 💛

***dePreventionDay

09/05/2024

Getting pre-approved is one of the first and most important steps in your homebuying journey.🏡

With a pre-approval, you’ll know exactly how much home you can afford, making your search more focused and competitive in today’s market. ✅ Plus, sellers love it – it shows you're serious and ready to make a move!

Now is a great time to explore your options. Ready to get started? Let’s make your homeownership dreams a reality!

08/20/2024

Your home’s equity isn’t just sitting there—it’s ready to work for you! 🏡✨

Whether you’re planning upgrades 🔨, paying off debt 💳, or making a big purchase 🎉, a cash-out refinance could be the key to taking control of your finances.

Ready to unlock the potential? Let’s chat! 💬

08/10/2024

Question I’m asking myself frequently

“How do you feel when you wake up and when you get into bed at night, and how easily do you fall asleep?” The time in bed in the morning and at night tells you all you need to know. It’s not purely intellectual reasoning. It’s not a pro-and-con list. It’s not a spreadsheet. It’s not a Venn diagram. How do you feel? Are you even aware of how you’re feeling? How much energy have you spent blocking out certain feelings because you don’t want to feel certain things?

To borrow from Tara Brach: “There was a wise old sage who said, ‘There’s really only one question worth considering, and that is: What are you unwilling to feel?’”

Do you wake up with a sense of foreboding and anxiety and a desire to stay in bed? When you go to bed, are you full of anxiety and worries and preoccupation about what happened, or what could happen the next day? I use this question as a systems check-in for identifying things I should stop, lessen, or double down on.

08/08/2024

U.S. homeowners with mortgages have benefited from a market shift that has increased their equity by a total of $1.3 trillion since Q4 2023, an impressive 8.6% year-over-year gain! Now is the perfect time to tap into your growing home equity and leverage this significant financial asset.

Contact me to learn more about how you can access your home equity! 📈🏡

08/06/2024

Based on today’s jobs reporting and Fed sentiment for September, the markets are reacting, and we are seeing an improvement in mortgage rates today on top of two weeks of gradual improvement resulting in a sizeable shift down!

If you have been waiting to make a decision on a home purchase, refinance, or accessing your home equity the time to get locked into a rate is NOW!

Message me for more information!

08/02/2024

Passage I’m pondering

The more frequently you look at data, the more noise you are disproportionally likely to get (rather than the valuable part, called the signal); hence the higher the noise-to-signal ratio.

And there is a confusion which is not psychological at all, but inherent in the data itself. Say you look at information on a yearly basis, for stock prices, or the fertilizer sales of your father-in-law’s factory, or inflation numbers in Vladivostok. Assume further that for what you are observing, at a yearly frequency, the ratio of signal to noise is about one to one (half noise, half signal)—this means that about half the changes are real improvements or degradations, the other half come from randomness. This ratio is what you get from yearly observations.

But if you look at the very same data on a daily basis, the composition would change to 95 percent noise, 5 percent signal. And if you observe data on an hourly basis, as people immersed in the news and market price variations do, the split becomes 99.5 percent noise to 0.5 percent signal. That is two hundred times more noise than signal—which is why anyone who listens to news (except when very, very significant events take place) is one step below sucker.

— Nassim Nicholas Taleb, Antifragile