Sennet Curtis - Loan Officer NMLS 108767 - Barrett Financial, LLC

04/28/2026

12/28/2023

Happy Holidays!!

What tastes better than holiday dessert?

Rates dropping to start the new year 8-)

Had an FHA scenario for a buyer today and saw pricing in the high 4's!?!?!!

02/22/2023

Some great news today for homebuyers! The Department of Housing and Urban Development (HUD) announced a 30 basis point reduction to the annual mortgage insurance premiums charged on FHA-insured mortgages on or after March 20, 2023.

The reduction is estimated to save families an average of $800 annually. Please give me a call to discuss how this change can help you save.

HUD No. 23-041 HUD Public Affairs (202) 708-0685 FOR RELEASE Wednesday February 22, 2023 BIDEN-HARRIS ADMINISTRATION TO SAVE FHA HOMEBUYERS AVERAGE $800 ANNUALLY ON MORTGAGE PAYMENTS THROUGH PREMIUM REDUCTION 30 basis point reduction in FHA annual mortgage insurance premium supports Biden-Harris Adm...

02/20/2023

Happy Presidents' Day! I hope you're enjoying a relaxing three-day weekend.

01/21/2023

Fannie Mae (Freddie Mac) has announced pricing changes for loans sold to them after May 1, 2023. New pricing is likely to start being passed on to customers next week by most lenders; beginning with locks that are longer than 60 days. The chart below shows the changes in loan fees that will be in place. Negative numbers mean higher fees.

Generally speaking, these changes should help to sell more homes by making financing less expensive and provide lower rates to those who likely don't have a substantial amount of liquid savings.

Link to Fannie Mae LLPA Chart: https://brev.is/Q3Nto

01/01/2023

Warmest thoughts and best wishes for a Happy New Year!

12/26/2022

During this holiday time we feel it's important to help others. This year, thanks to our amazing customers and employees, each of our home lending offices were able to donate $5,000. Together with our bank branches, over $140,000 in donations are being distributed to local food bank partners.

Mountlake Terrace/Seattle – Neighbor Food Tank
Bellevue/Seattle – Harvest Against Hunger
Everett – Snohomish Community Food Bank
Poulsbo – North Kitsap Fishline
Port Townsend – Port Townsend Food Bank
Puyallup/Lacey – Puyallup Food Bank
Vancouver – SHARE
Tri-Cities – Tri-Cities Food Bank

12/24/2022

Here’s wishing you the very happiest of holidays!

11/29/2022

In most of the U.S., the 2023 conforming loan limit for one-unit properties will be $726,200, an increase of $79,000 from $647,200 in 2022. We also offer high balance and jumbo options. Please call me to find out more.

11/11/2022

Veterans have served and sacrificed to protect our freedoms. On this day, we honor all past and present members of the Armed Forces. Thank you for your service!

11/05/2022

Reminder to check if your furnace air filters need to be cleaned or replaced. They are likely to be dirtier than normal due to smoke from recent forest fires.