Rudy Santa Cruz - Mortgage Tree Lending, Inc

Rudy Santa Cruz - Mortgage Tree Lending, Inc LO NMLS #227792 | LO State Lic AZ #0915693 | Corp State Lic AZ -1007182 | Corp NMLS #1945287 | Eq Ray Rd. Ste. 201 | Chandler, AZ. | 85226 | 480-365-9573

LO NMLS #227792 | LO State Lic AZ #0915693 | Corp State Lic AZ -1007182 | Corp NMLS #1945287 | Equal Housing Lender | 3100 W.

Just wanted to say Thank You to all of my clients.   I received an award from UWM for providing elite client service.   ...
02/18/2026

Just wanted to say Thank You to all of my clients. I received an award from UWM for providing elite client service. This is based off of the reviews from my clients. I am humbled and appreciative all of their trust in me. Let’s keep it going!
If there is anything I can assist you with, please contact me.

January has started off hot in our market.  Rates have been fluctuating but it is best for those who are prepared and re...
01/21/2026

January has started off hot in our market. Rates have been fluctuating but it is best for those who are prepared and ready to take the opportunity to buy or refinance. This is not a difficult process and we can close most loans inside of 3 weeks. We just received our final approval for a loan we have only had less than one week! Please feel free to contact me with any of your mortgage questions.

Let's Go!!Another Same Day Approval.  This time, a Cash-Out Refinance in CA!  I am licensed in CA as well as AZ so pleas...
08/29/2025

Let's Go!!
Another Same Day Approval. This time, a Cash-Out Refinance in CA! I am licensed in CA as well as AZ so please let this be yet another example on why Brokers are Better.
If you know anyone that we can assist, please give me a call.
Have a Fun & Safe Labor Day Weekend!

And Another!!It can be this easy for you as well.  2 young buyers, purchasing their first home together.  Seller is payi...
07/23/2025

And Another!!
It can be this easy for you as well. 2 young buyers, purchasing their first home together. Seller is paying for all of their closing costs and the rate buy-down!
If you are looking to purchase a home or know someone that is, please reach out to me now. I'll look forward to assisting you!

Here we go again!  Great news for our clients to kick off this holiday weekend.  This time we have a Same Day Approval o...
05/23/2025

Here we go again! Great news for our clients to kick off this holiday weekend.
This time we have a Same Day Approval on a VA Jumbo Loan! Yes, it can be this easy. Please reach out if you are undecided on whether to buy in this market or not. The time is now! If you believe the interest rates are too high, they can be bought down. Contact me to find out how.

Here we go again!  Do not be afraid of the homebuying or refinance process!  Interest have finally begun to slide down. ...
04/07/2025

Here we go again! Do not be afraid of the homebuying or refinance process! Interest have finally begun to slide down. Give me a call and we can go over your home mortgage and goals for 2025. I look forward to assisting you as well!

Let's Go!  Clients received a contract, we submitted the file, received an appraisal waiver, and got our Final Approval ...
04/02/2025

Let's Go! Clients received a contract, we submitted the file, received an appraisal waiver, and got our Final Approval in 5 days! The homebuying process does not have to be scary. Let an experienced lender guide you and you will feel as happy and proud as my new friends are. Call me!

Another buyer, no problem!  Quick close, no problem!  Another Same Day Approval!  If you or your clients would like to g...
03/25/2025

Another buyer, no problem! Quick close, no problem!
Another Same Day Approval!
If you or your clients would like to get pre-qualified for a new home mortgage and want to make sure they are getting the best care, just give me a call.

Let's Go!!  Same Day Approval and nothing else need from our buyers.  Waiting on the appraisal and we can close.  If you...
04/25/2024

Let's Go!! Same Day Approval and nothing else need from our buyers. Waiting on the appraisal and we can close.
If you are looking to purchase a new home for your family, call me now.
Can you or even the seller buy your interest rate down? Yes!
If you wait for rates to go down it could also cause a buying frenzy. This could raise the sales prices on the home you are looking for. Do not wait! Get pre-qualified now and be prepared to buy before other buyers do.

Holiday Season is here and we are still getting our new home buyers into their homes in record time!  9 days, start to f...
11/30/2021

Holiday Season is here and we are still getting our new home buyers into their homes in record time! 9 days, start to finish! It does not have to be difficult. It does not have to be hard. We simplify it all for you. If you are ready to purchase a new home or want to do some bill consolidating for the holiday season, call me now.

Here we go again!  Another fast closing and another very happy customer!  This purchase was Clear to Close in 3 Days!  Y...
08/26/2021

Here we go again! Another fast closing and another very happy customer! This purchase was Clear to Close in 3 Days! Yes, 3 Days after submission! All docs were in and no appraisal required. All they have to do now is wait for the sellers to move out in order to get started on their new home.
Please feel free to contact me if you need assistance with your purchase or refinance.

C'mon!  A Jumbo loan in 9 days?!  Yes sir.  Yes, this was a self-employed borrower.  Yes, we did need 2 years' worth of ...
08/16/2021

C'mon! A Jumbo loan in 9 days?! Yes sir.
Yes, this was a self-employed borrower. Yes, we did need 2 years' worth of taxes, personal & business. Yes, we did require an appraisal. Yes, we did need a Profit & Loss statement with bank statements. Wrapped up and borrower is extremely happy. So proud of our company and what we are able to do for our clients. Please contact me if you are looking to purchase a home or refinance. Take advantage of these interest rates!

Address

3100 W. Ray Road Ste. 201
Chandler, AZ
85226

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