Lisa Shepard - PrimeLending NMLS: 162370

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Lisa Shepard - PrimeLending NMLS: 162370

The views expressed are those of the individual author and do not necessarily represent those of PlainsCapital or its subsidiaries. Equal Housing Lender.

PrimeLending NMLS ID: 13649

I’m Lisa Shepard, NMLS: 162370, Sr. Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple. At PrimeLending, we are Home Loans Made Simple®. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of

the way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. primelending.com/legal

Equal Housing Lender

08/19/2026

Your income may come from a salary, commissions, contract work or more than one source.

I can look at the full picture and help identify loan options that may work with how you earn, rather than assuming every borrower fits the same income profile.

Contact me to review your income and discuss your homebuying goals.

08/15/2026

If you have a good mortgage rate, you may not want to give it up just to access your equity.

A home equity loan* may let you borrow what you need while keeping your current mortgage and rate in place. I can help you compare the additional payment and total cost.

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

08/14/2026

Someone asked me recently if it's possible to use their home equity without having to sell their house. It made me realize how many people still think a reverse mortgage means giving up their home. It doesn't.

Eligible homeowners 62 or older can use a reverse mortgage* to access some of the equity they've built, without making a monthly payment. They're still responsible for the property taxes, homeowners insurance and upkeep, and the loan is typically repaid when the home is sold or is no longer their primary residence.

Wondering if a reverse mortgage is the right fit for you? I can explain the requirements and help you find out if you qualify.

*These are brokered loan products. All credit decisions for brokered loan products will be made by the third-party lender. Restrictions and limitations apply. Not available in the state of NY. Please see https://www.primelending.com/refinance/reverse-mortgage for additional information. It is strongly advised that you consult with your family and/or trusted financial planner when considering any reverse mortgage loan.

07/25/2026

Feel like saving for your down payment has stalled your homebuying plan? Not so fast.

You may be able to buy a home with less upfront cash with help from PrimeLending's Down Payment EDGE* program. Available with no income limits and offering no first-time homebuyer restrictions, this program could be just what you need to get into the door of your new home.

Reach out today and let's see if you qualify for Down Payment EDGE.

*Certain restrictions apply, subject to down payment assistance program guidelines. Not available in all areas or for all loan types. Please contact your PrimeLending loan officer for more details.

07/22/2026

A lot of homeowners don't realize their home equity may be able to help them achieve their financial goals in retirement.

The funds from a reverse mortgage* can be used for just about anything-from supplementing retirement income and covering expenses to consolidating debt or funding home improvements.

You've spent years building equity. It may be time to explore how it can support your financial goals.

Send me your reverse mortgage questions today. I'd be happy to help.

*These are brokered loan products. All credit decisions for brokered loan products will be made by the third-party lender. Restrictions and limitations apply. Not available in the state of NY. Please see https://www.primelending.com/refinance/reverse-mortgage for additional information. It is strongly advised that you consult with your family and / or trusted financial planner when considering any reverse mortgage loan.

07/21/2026

To celebrate turning 40, we considered giving everyone cake. Then we baked up something different.

For a limited time, we'll help make your first year of homeownership a little easier with a temporary rate buydown.*

The icing on the cake? You don't pay for the buydown. We do.

*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending between 7/13/26 and 8/21/26. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase or refinance loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, and construction loans. Offer can be paired with PrimeLending VA No Lender Fees promotion, all other promotions are excluded. Availability subject to investor guidelines. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.

07/18/2026

Invest Smarter. Grow Faster.
Our DSCR Investor Cash Flow loan program is designed to simplify financing for real estate investors-no traditional income verification required.
- Loans up to $3M
- Purchase, refinance, & cash-out options*
- First-time investors welcome
From your first property to your fifteenth, this could be your key to unlocking more opportunities in your portfolio. Let's talk strategy today!

Product info as of 2/12/26, subject to change . *All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

07/16/2026

The disco ball isn't the only thing dropping. Your monthly payment can too.

For a limited time, PrimeLending will pay to lower your effective interest rate so you can start with a lower monthly payment during your first year. *

After that, your loan simply returns to its regular fixed payment.

Turns out birthdays can be good for your budget, too.

*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending between 7/13/26 and 8/21/26. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, and construction loans. Offer can be paired with PrimeLending VA No Lender Fees promotion, all other promotions are excluded. Availability subject to investor guidelines. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.

07/15/2026

Need access to your home equity but not sure which option makes the most sense?

A cash-out refinance* and a HELOC** can both help you tap into your equity, but they work differently. One may be a better fit depending on your current mortgage, your financial goals and how you plan to use the funds.

That's why I always recommend looking at the numbers before making a decision.

If you're considering using your home's equity, let's compare your options and find the solution that works best for you.

*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.
**All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

Address

3940 S. Alma School Road, Bldg A, Ste. 7
Chandler, AZ
85248

Telephone

+14805290636

Website

http://www.LisaShepard.biz/

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