Letty Esquivel - Academy Mortgage

04/22/2022

Happy Earth Day! We only get one earth, we need to take care of her! Remember to turn off those lights and use your reusable water bottles today (and everyday).

04/18/2022

Know before you go house hunting with our TBD solution! Are you thinking of buying a house, but don’t know how much house you qualify for? We’ve made getting approved* easier than ever with our new Address TBD submission process! Call me today and let’s get you ready to buy the home of your dreams

*Pre-approval is not a commitment to lend. **Pre-underwritten loans are not a commitment to lend and are based on the accuracy of the information provided. All decisions are subject to change based on current credit and financial standings. Additional documentation may be required.

04/15/2022

Spring is in the air and warmer weather is right around the corner.
It's the perfect time to get your spring-cleaning plan all ready to go so you can enjoy the sunshine.

Here are some cleaning tips to give you a head start:
• Make a Schedule
• De-clutter
• Think Green When You Spring Clean
• Always Work from Top to Bottom
• Walls and Windows Need Love too
• Don't Forget About Your Air!

04/14/2022

04/13/2022

Your new home is better when you like your neighbors! With rates on the rise and spring market just around the corner, let me help your friends get *pre-approved today!

*pre-approval is not a commitment to lend.

04/07/2022

Temperatures are on the rise, and so are mortgage rates. In a seller’s market, your friends and family will need to strike while the iron is hot. If you know anyone looking to buy or refi, I know a guy! Let me help them get *pre-approved today!

*pre-approval is not a commitment to lend.

03/29/2022

I moved to the Phoenix area in 1995,
born in Tucson 🏜and raised in San Diego🏖

Moving around a lot as a child, I learned to quickly adapt. As an adult, it helped me to quickly conform to change.

In our current real estate market, I have seen so many drastic recent changes. Many fear change because it's not the "norm". I'm here to guide you through the changes and get you into a 🏡 with ease. With my Underwriting background🤓 you won't have those last minute blow ups prior to your closing.

⬇️⬇️ Hablo Español ⬇️⬇️

03/14/2022

How I spent my weekend mornings🌄

Take time to meditate 🧘‍♀️

Spend time with my fur babies🐕

Always say thank you for my blessings 🙏

Have a wonderful Monday morning my friends!💛

03/10/2022

🙋‍♀️ It was brought to my attention🤔 in speaking with clients and business partners, that some weren't aware that we only need a most recent 1yr tax return to document self-employment income. This guideline can be used for the purchase or refinance of a home.

This applies to conforming loans only. Meaning, the loan amount can't exceed $647,200.

If you have an questions on this, please feel free to reach out to me. I'm here to help !

02/23/2022

I’m not just a Loan Officer…

I’m a dog Mom.🐕‍🦺

I am a spiritual person and yogi.🧘‍♀️

I love to hike in Sedona.⛰️

I love to vacation at the beach to watch the sunset.🌅

I am an AZ native, familiar with all cities and counties, dependable, honest and determined.

I’m available any day of the week (by my phone), here to answer questions, to guide and mentor, I have 25+ years in the mortgage industry and bi-lingual.

Whether you are looking to refinance, to take cash-out on your property due to your increased property value or purchase a home. I am here to help you decide which type of mortgage is right for you.

Letty Esquivel
NMLS #2186535
480-415-2086
[email protected]
Academymortgage.com/lettyesquivel

02/16/2022

When I first heard about the Loan-level Price Adjustments the FHFA was implementing on Second Homes, it was very disheartening. 💔

Many families come here to getaway from their homes during the winter or anytime of the year. Well expect during summer here lol🥵

I just got the news that we have a new alternative to help avoid those increased price adjustments.

️🔷️Feel free to reach out for more details🔷️