Mike Brown- Valiant Group Capital Loan Officer NMLS #1021867

11/02/2026

Hi, I'm Mike! 👋

I'm your friendly local lender, and my favorite part of the job is helping families find their way home. Whether you're buying your first place, moving up, or just curious about what's possible, I'm here to make the whole thing simple and stress-free.

Have a question? Send me a message or call 509-630-2000. No pressure, just a friendly conversation.



Michael Brown | Loan Originator | NMLS #1021867
Valiant Group Capital, powered by NEXA Mortgage, LLC | NMLS #1660690
Equal Housing Opportunity. Not a commitment to lend; all loans are subject to credit approval and underwriting. nmlsconsumeraccess.org

10/29/2026

10/14/2026

Whether you're buying your first home, moving up, investing, or just trying to figure out what the heck makes sense in today's market — that's what we talk about here.

🏠 Conventional | FHA | VA
💰 HELOCs & Home Equity
🏢 Investment & Commercial
🧠 And the financing options most people don't know exist

Follow Valiant Group Capital

I'll keep the mortgage stuff understandable — and hopefully make you laugh once in a while.

— Mike
NMLS #1021867

09/30/2026

Think you need years of savings to buy a home? Maybe not. 🏡

Our Select Zero Down program lets you finance 100% of the purchase price. And Zero Down Plus goes up to 101.5%, covering your down payment AND helping with eligible closing costs.

✅ No first-time buyer requirement
✅ No income limits
✅ Credit scores from 600

Every situation is different. Let's look at yours. Send me a message or tap below to get started.

Mike | Valiant Group Capital | NMLS #1021867
Licensed in CA,CO, AZ,TN,UT,FL,OK,KY & VA. Not all borrowers will qualify. Subject to credit approval and program guidelines. Terms subject to change. Equal Housing Opportunity.

09/16/2026

Did you know your clients can access their home equity without taking on a new monthly payment?

A Home Equity Investment (HEI) lets homeowners tap equity in exchange for a share of their home's future appreciation — no monthly payments, no income verification required.

Key highlights:
✅ Access up to $600K
✅ FICO scores as low as 500
✅ Terms up to 30 years
✅ No income or employment verification

If you have clients sitting on equity who can't qualify for a HELOC or cash-out refi, this could be the solution you've been looking for.

Drop a comment or DM me to learn more. 👇

09/15/2026

First house? 100th house? Somewhere in between?

I’m Mike Brown with Valiant Group Capital.

I talk mortgages, money, real estate and ways to get deals done.

Give me a follow — I promise not to make mortgages boring. 😂

09/14/2026

🏡 More buying power may be coming…

New conforming loan limits are starting to roll out early—and for some buyers, that could mean more financing options without stepping into jumbo territory.

But here's the important part:

A higher loan limit doesn't automatically mean you should borrow more. It means we may have more ways to structure the right loan.

🎥 I break it down in about a minute.

Have you been thinking about buying, moving up, or investing?

Send me a message with “LIMIT” and I'll help you figure out what the new numbers could mean for you.

09/11/2026

A Will and a Living Trust are NOT the same thing.

A lot of people believe that having a Will means their family is protected and their estate is all taken care of.

But a Will and a Revocable Living Trust can work very differently—especially when it comes to how your assets are handled after you're gone.

In this quick video, I break down the difference in plain English, including one of the most important parts of a Trust that people often overlook:

Funding it.

At Valiant Trust Services, we help individuals and families create a complete Revocable Living Trust package—and make sure they understand what to do next.

You've worked hard to build what you have. Make sure there's a plan for it.

👉 Want to learn more? Click below and let's get started.

Valiant Trust Services
Protect What You've Built. Protect Who You Love.

09/08/2026

🍂 𝗧𝗵𝗲 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 𝗲𝗱𝗶𝘁𝗶𝗼𝗻 𝗼𝗳 𝗧𝗵𝗲 𝗩𝗮𝗹𝗶𝗮𝗻𝘁 𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲 𝗶𝘀 𝗵𝗲𝗿𝗲!

Whether you already own investment property, are thinking about buying your first rental, or simply want to understand your options, I think you’ll enjoy this one.

👉 Read the September edition here:
https://newsletter.valiantgroupcapital.com

And if something in the newsletter gets you thinking, reach out. I’m always happy to run the numbers and talk strategy.

**The Valiant Advantage**

**HOME • WEALTH • LEGACY**

*Build it. Protect it. Pass it on intentionally.*

— Mike Brown
Valiant Group Capital | Valiant Trust Services