Rezamp Lending, LLC - NMLS 1509986

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Rezamp Lending, LLC - NMLS 1509986 Arizona's premier lender. We do investment loans (hard money) and traditional lending (home purchas

You've heard the horror stories...how hard it is to qualify, not to mention the fighting, shopping, and haggling to get a good rate.I've got great news...

When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle.

Mortgage rates just jumped more than half a point in only two weeks, an unusually rapid pace that has historically happe...
09/28/2026

Mortgage rates just jumped more than half a point in only two weeks, an unusually rapid pace that has historically happened less than once a year. This surge has pushed the average 30-year fixed rate to just under 7.50%, nearing the highs we saw at the start of 2024. While this is a significant move, it's still below the 8% peak from last October. The market is now holding its breath for next week's major economic data releases and watching geopolitical headlines, which will likely dictate the next major move for rates. Are you watching the market closely?

Thinking about buying a home? While many wait for the spring rush, a new analysis suggests the real 'sweet spot' for buy...
09/22/2026

Thinking about buying a home? While many wait for the spring rush, a new analysis suggests the real 'sweet spot' for buyers might be right now. In 16 major U.S. metros, October is the prime time to score a deal. Why? Sellers who listed during the busy summer season are often more motivated to negotiate on price or offer concessions to get their home sold before the end of the year. This creates a window of opportunity where buyers have more leverage. While inventory may be slightly off its summer peak, the potential savings can be significant. It's the perfect time to find that balance between price and choice. Have you noticed a shift in your local real estate market this fall? Are you seeing more price drops or flexible sellers?

Did mortgage rates just dodge a bullet? While the bond market signaled a significant rate hike was due, the average mort...
09/21/2026

Did mortgage rates just dodge a bullet? While the bond market signaled a significant rate hike was due, the average mortgage rate only ticked up by a tiny 0.01%! This happened because lenders were playing it safe earlier in the week, creating a cushion against today's market volatility. This strategic move means rates are essentially flat, holding at pre-Fed announcement levels. For anyone considering a home purchase or refinance, this unexpected stability provides a valuable, if temporary, window of opportunity in an otherwise fluctuating market.

Here's a market twist: Friday's hotter-than-expected inflation report actually caused the bond market to rally. While th...
09/14/2026

Here's a market twist: Friday's hotter-than-expected inflation report actually caused the bond market to rally. While this seems counter-intuitive, it signals that investors are now more confident the Fed will act decisively to combat inflation, which calms long-term fears. This is happening as mortgage rates sit at their highest levels since early 2025. It's a perfect example of how complex economic data can be, where a "bad" inflation number can paradoxically provide short-term stability for long-term rates like mortgages. Understanding these nuances is key to navigating the current housing market.

Talk about a surprise! Today's jobs report came in at a whopping 162,000, nearly triple the 56,000 forecast. But here's ...
09/07/2026

Talk about a surprise! Today's jobs report came in at a whopping 162,000, nearly triple the 56,000 forecast. But here's the twist: the bond market barely flinched. Instead of a sharp sell-off that would typically drive mortgage rates higher, yields saw only a modest increase. It seems traders are viewing the headline job number with more skepticism these days, citing volatility and seasonal distortions. The real focus has already shifted to next week's critical inflation data, which will give a clearer picture of the Fed's next move. It’s a reminder that the market is always looking ahead.

A sharp divergence in the bond market this morning! The 10-year Treasury yield surged by over 5 basis points while the 2...
08/31/2026

A sharp divergence in the bond market this morning! The 10-year Treasury yield surged by over 5 basis points while the 2-year yield held steady, a classic "yield curve steepening" event. This wasn't driven by oil prices or major news; instead, all signs point to heavy month-end positioning as traders adjust their portfolios. Why does this matter? The 10-year yield is a crucial benchmark for long-term loans, including mortgages. Such sudden, technically-driven moves can create short-term volatility and impact borrowing costs, reminding us that market mechanics, not just headlines, move the needle.

The Texas real estate market has made a major shift! For the first time in a while, buyers are in the driver's seat acro...
08/25/2026

The Texas real estate market has made a major shift! For the first time in a while, buyers are in the driver's seat across Houston, Austin, San Antonio, and Dallas-Fort Worth. With a surplus of homes for sale, sellers are getting more competitive.

This means more negotiating power for you. We're seeing sellers offer significant concessions, from covering closing costs to paying for repairs, just to close the deal. They're also competing with new construction builders who are offering big incentives. If you've been waiting for a better time to buy, this could be your moment.

What are your thoughts on this market shift? Have you seen more "For Sale" signs pop up in your neighborhood?

Ever see the market move on a slow news day? That’s what happened today. With no major economic data, low trading volume...
08/24/2026

Ever see the market move on a slow news day? That’s what happened today. With no major economic data, low trading volume allowed a small group of traders to have a big impact, pushing both stocks and bonds lower. The catalyst? A subtle but significant uptick in expectations for a future Fed rate hike. This sentiment shift was enough to push the 10-year Treasury yield up by more than 4 basis points to finish around 4.74%. It’s a powerful reminder that market psychology and Fed-watching can create volatility even when the economic calendar is empty.

Looking for your next home in the Chicago area? A new report just dropped, naming the city's hottest neighborhoods, and ...
08/18/2026

Looking for your next home in the Chicago area? A new report just dropped, naming the city's hottest neighborhoods, and the results might surprise you! Humboldt Park takes the top spot, praised for its character and prices. It's followed by Huntley, which is a hub for new construction, and Belmont Cragin, a practical and affordable alternative to nearby Logan Square. These areas are drawing buyers who want a great community and amenities without the premium price tag. The market is competitive for the best homes, so being prepared is key. What do you think is Chicago's most underrated neighborhood? Share your thoughts in the comments!

Geopolitical headlines are directly impacting the bond market today, causing a spike in long-term yields which influence...
08/17/2026

Geopolitical headlines are directly impacting the bond market today, causing a spike in long-term yields which influences mortgage rates. This morning, news from Iran pushed yields up against key resistance levels, creating uncertainty for borrowers. However, there's a fascinating split in the market: short-term yields are holding steady. This is thanks to last week's positive inflation data, which has kept hopes for a Fed rate cut alive. It's a clear tug-of-war between international news and domestic economic indicators, and understanding this dynamic is crucial for anyone with a mortgage or looking to enter the housing market.

Address

500 W Chandler Boulevard
Chandler, AZ
85225

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+14807044674

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