Rezamp Lending, LLC - NMLS 1509986

Rezamp Lending, LLC - NMLS 1509986 Arizona's premier lender. We do investment loans (hard money) and traditional lending (home purchas

You've heard the horror stories...how hard it is to qualify, not to mention the fighting, shopping, and haggling to get a good rate.I've got great news...

When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle.

Is the tide finally turning for home sellers? For months, buyers have held most of the negotiating power, but new data s...
05/12/2026

Is the tide finally turning for home sellers? For months, buyers have held most of the negotiating power, but new data suggests a potential shift. The gap between the number of home sellers and buyers is narrowing for the first time in months, indicating that the peak of the buyer's market may have passed.

While buyers still have an advantage in most of the country, especially in Sun Belt cities like Miami and Austin, sellers are regaining ground elsewhere. In fact, the number of official "seller's markets" has grown to its highest point in nine months, concentrated mostly in the Northeast. This trend shows just how localized real estate truly is.

What are you seeing in your neighborhood? Are more buyers coming out for open houses, or are sellers still offering major concessions?

The market just shrugged off a major economic report. Despite a significantly higher-than-expected jobs number, which wo...
05/11/2026

The market just shrugged off a major economic report. Despite a significantly higher-than-expected jobs number, which would normally send rates soaring, mortgage rates actually ended the week lower at 6.42%. This highlights a major shift in focus over the past six months, where investors are now prioritizing the unemployment rate (which met expectations) over the headline payroll count. This new market dynamic is creating surprising stability and is a critical development for anyone watching interest rates or planning a home purchase or refinance.

Talk about a sudden shift! After a week of exceptional calm where 30-year fixed rates barely moved from a 6.29-6.33% ran...
05/04/2026

Talk about a sudden shift! After a week of exceptional calm where 30-year fixed rates barely moved from a 6.29-6.33% range, the market saw an abrupt spike this week, pushing the average rate to 6.50%. While things have settled down in the past couple of days, rates are holding at this new, higher level. All eyes are now on geopolitical headlines and major economic data, like next Friday's jobs report, which could be the next big market mover. This is a crucial reminder of how quickly the landscape can change for homebuyers.

Thank you for a great review!
04/28/2026

Thank you for a great review!

Mortgage rates barely moved all week, holding steady at a one-month low of 6.32%. This unusual stability is a direct ref...
04/27/2026

Mortgage rates barely moved all week, holding steady at a one-month low of 6.32%. This unusual stability is a direct reflection of market uncertainty surrounding the Iran war and its potential effect on oil prices and inflation. While the calm is welcome, the true test for rates lies ahead. The Federal Reserve is expected to hold rates steady at its next meeting, but their hands are tied until inflation shows a sustained move downward. The longer-term dynamics of post-war oil prices will be the ultimate factor dictating the future direction of mortgage rates.

The March housing data is in, and it confirms a major market reset is underway. Nationally, we're seeing the slowest ann...
04/21/2026

The March housing data is in, and it confirms a major market reset is underway. Nationally, we're seeing the slowest annual home price growth in over a decade (just 1.7%) as higher mortgage rates sideline many buyers.

But it's not a simple story. While demand is down, a shortage of new listings is keeping prices from falling off a cliff. It's a tale of two markets on a local level, too. Places like Austin and Phoenix are seeing prices dip, while the AI boom has sent San Francisco home prices soaring 13% over the last year.

This push-and-pull dynamic is creating a complex environment for both buyers and sellers. What are you seeing in your neighborhood?

While stocks hitting new all-time highs is grabbing headlines, the real story for your wallet was in the bond market. A ...
04/20/2026

While stocks hitting new all-time highs is grabbing headlines, the real story for your wallet was in the bond market. A sharp morning rally, spurred by geopolitical news, sent the 10-year Treasury yield tumbling more than 7 basis points to finish near 4.24%. This is a significant move that directly and positively impacts mortgage rates. For anyone considering buying a home or refinancing, this is the kind of market shift you hope for. It shows that even with stocks soaring, caution in other sectors can create major opportunities for borrowers.

Where you start your career can dramatically impact your ability to buy a home. A new report analyzing the best cities f...
04/14/2026

Where you start your career can dramatically impact your ability to buy a home. A new report analyzing the best cities for recent grads found some surprising results where high salaries and affordable housing actually intersect.

While coastal hubs like Washington, D.C. and Boston offer six-figure starting salaries, a starter home can cost $320,000 to $460,000. Meanwhile, cities like Chicago, Omaha, and St. Louis provide a powerful combination of solid job markets and starter homes under $205,000. In St. Louis, you can find one for just $150,000! It’s a fascinating look at the trade-offs between salary potential and the real-world cost of living.

For anyone starting out or mentoring a new grad, this is a must-read. What do you think is more important for a recent graduate: the highest possible salary or a lower cost of living?

Today’s market action was a bit counterintuitive. Core inflation data for March came in slightly cooler than expected at...
04/13/2026

Today’s market action was a bit counterintuitive. Core inflation data for March came in slightly cooler than expected at 0.2%, yet the bond market weakened, pushing interest rates higher. The 10-year Treasury yield, a key indicator for mortgage rates, climbed by about 4 basis points to finish near 4.31%. This shows that the market remains on edge, and one piece of data isn't enough to create a new trend. For anyone watching the housing market, this is a clear sign of the ongoing volatility and why staying prepared is so important.

Today's jobs report was a surprise, with Non-Farm Payrolls coming in at 178K, nearly triple the 60K forecast! This show ...
04/06/2026

Today's jobs report was a surprise, with Non-Farm Payrolls coming in at 178K, nearly triple the 60K forecast! This show of economic strength immediately pushed bond yields higher, which is a critical indicator for borrowing costs like mortgages. The 10-year Treasury yield climbed to 4.34%. Interestingly, wage growth, a key inflation driver, actually slowed down, creating a mixed signal for the market. It was a quiet, holiday-shortened trading day, so we'll be watching closely to see if this trend holds when full market volume returns.

Address

500 W Chandler Boulevard
Chandler, AZ
85225

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+14807044674

Website

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