Lisa Dillon Nmls#1974248

09/04/2024

You’ve got a lifeline; don’t be afraid to use it. Phone a friend, who just happens to be a mortgage expert. I’m ready to answer all your mortgage questions. Call me to get started.

04/09/2023

Have an egg-stra special Easter, everyone! 🐰🌸

03/31/2023

03/31/2023

Geneva Financial has been awarded Best Company Outlook by Comparably for the second year in a row! 🔭

Even in today’s tough market, Geneva continues to grow and continues to provide one-of-a-kind service to its borrowers. This outlook award is based on responses provided by incredible Good Humans who anonymously rated Geneva and their experience working for the company.

We love the work we do and the communities we serve, and we are glad that Geneva is working toward a better future!

03/24/2023

DISCOUNT POINTS

KEY TAKEAWAYS
▪️Discount points are a form of prepaid interest that mortgage borrowers can purchase to lower the interest rate on their subsequent monthly payments.
▪️Discount points are a one-time fee, paid up front either when a mortgage is first arranged or during a refinance.
▪️Each discount point generally costs 1% of the total loan and lowers the loan’s interest rate by one-eighth to one-quarter of a percent.
▪️Points don’t always have to be paid out of the buyer’s pocket; they can sometimes be rolled into the loan balance or paid by the seller.
▪️Discount points are a good option if a borrower intends to hold a mortgage for a long period of time, but can be less useful if a borrower intends to sell their property in less than 5 yrs.

03/23/2023

The Fed raised policy rates by 0.25% at their March meeting, while also confirming their confidence in the U.S. banking system. The Fed signaled some additional hikes may be appropriate before target inflation rates are realized. If you are in need of home financing, we have programs that can work in the framework of today's market. Please let me know if I can help. Geneva Financial is an Equal Housing Lender.