Brett Collin, Mortgage Broker, NMLS 213802 Barrett Financial Group, LLC

01/25/2025

ATTENTION FUTURE HOMEOWNERS!!!

I have a new "house hack" that puts up to $13,000 in your pocket at closing and it is not a DPA program. It is a research program for sustainable homeownership and it pays your to participate, so it is It is YOUR mony to do with whatever you like!!!

You can use it for your down payment!
You can use it to buy down your interest rate or for closing costs! Why I You can use the money to pay off debt or to build your savings!! (why I love this program)

It's not free money, but it is your money!

A two minute introduction to the best home buyer incentive program available anywhere.

01/25/2025

ATTENTION FUTURE HOME OWNERS🏡‼️

If you are thinking about buying a manufactured home and are in need of a zero down payment option, USDA loans now allow for MFH purchases on resale homes‼️



Link to my online application in the comments‼️

01/16/2025

Check out the video for a new “hack to home ownership?”

If you are considering purchasing a home, I have a great new program that can put up to $13,000 in your pocket at close of escrow‼️

The best part is this is not another down payment assistance program. There is no second lien against your property. There is no shared equity component and unlike traditional DPA programs this doesn’t come with higher interest rates‼️😍😍😎😎

If you or your buyers could use $13,000 at closing…let’s talk‼️

12/21/2023

📣📣Attention Buyers & Realtors‼️📣📣

Exciting news‼️‼️

Purchasing a home with DOWN PAYMENT ASSISTANCE is now MORE affordable‼️‼️

Our amazing partners at EPM just lowered their rate by .75% on their DPA Program‼️‼️

Are you able to afford a house payment but need help with the down payment❓
Do you need to connect with a realtor who can help negotiate for closing costs assistance❓

Let's connect as soon as possible‼️‼️

With rates dropping there will FOR SURE BE MORE buyers entering the market‼️‼️

Let me show you how I can help structure your mortgage for affordability and success by connecting you with AMAZING Realtors‼️‼️

Realtors, if you're interested in cobranding this opportunity, let's connect‼️‼️

11/28/2023

WHO YOU ARE IN BUSINESS WITH MATTERS‼️

I am so excited for my first time home owners as we were able to get their down payment assistance (DPA) loan C2C in 15 days‼️ Not only is this a DPA loan, but the assistance is 100% FULLY FORGIVEN‼️

If you have buyers trying to get into a home and they are struggling with down payment or closing costs, let’s talk…there is still time in 2023‼️

10/05/2023

ATTENTION REALTORS AND INVESTORS!!!
Have you thought about investing in real estate, but you so not show enough income? That's where a DSCR loan comes into play...
DSCR loans are designed to help new and veteran real estate investors purchase property and expand their portfolios. Unlike traditional loans, DSCR loans don't require proof of income. Instead, borrowers can qualify based on the property's cash flow, offering faster closing times and more flexible funding solutions.
If you need more info on how to expand your investment portfolio...let's talk!!!

10/05/2023

Attention!!!

📣📣 Big news from Fannie Mae for Conventional Loans! 📣📣

Starting next month they will allow you to purchase a 2-4 unit primary home with just 5% down 🙌🙌🙌🙌🙌. You heard that right! 5% down!

2 units used to require 15% down, and 3-4 units required 25% down.

You'll be able to get into a major investment property scenario with minimal out of pocket as long as you occupy one of the units.
FHA has allowed something similar, but there are definitely some big benefits to being able to do this using a Conventional Loan.

You can also do a Homestyle Renovation Loan to fix up 2-4 unit properties with the same low down payment.

09/28/2023

If you were pre-approved with another lender in the last week, you need to call me to compare rates & double check your pre-approval status!

Mortgage rates have gone up significantly in the last few days and if you're using an online lender or a bank/credit union you may no longer qualify for your loan.

I do not have to pull your credit to talk scenarios with you. Remember your earnest money is on the line, work with a trustworthy loan officer that you can call direct anytime.

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📲 call/text anytime 📞 602-330-5521
📧 [email protected]

09/27/2023

ATTENTION REALTORS‼️

If you are trying to get more of your buyers into more homes, manufactured homes on leased land (aka chattel loans) may be the perfect option for your buyers‼️

Reach out to me to see if this could be an option for your buyers! 602-330-5521

09/06/2023

It pays to get a 2nd opinion when it comes to your mortgage and this is another example of why brokers are better, we do the shopping for you‼️

I just had a borrower reach out after seeing my post in a FB group and we were able to save them over $6500 in closing costs and .5% lower on their interest rate which was over $120 a month and over $50,000 in total savings over the life of the loan‼️

The best part, if we can’t meet or beat their offer, you get a $500 Amazon gift card‼️

Call me 602-330-5521