Palm Coast Mortgage

Home
United States
Chandler, AZ
Palm Coast Mortgage

Call Directions Website Contact the business

James Paris NMLS 2327489. NEXA Mortgage NMLS #1660690. NEXA Mortgage 3100 W Ray Rd STE 201 Office # 209, Chandler AZ 85226. NMLS #1660690.

NMLS Consumer Access Link Texas Complaint and Recovery Fund Notice https://bit.ly/3B5pAfz NMLS Consumer Access Link https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1660690

10/22/2026

Hillary Clinton rips Matthew McConaughey for pushing independent candidates two weeks before midterms.

Clinton called the actor's viral video "really unfortunate," arguing it could undermine Democratic efforts to stop what she called Trump's "corruption, impunity and extreme damage to the country."

McConaughey had challenged voters on social media, asking whether their "unwasted vote" on major party candidates has actually been working out for them.

Full story here https://www.foxnews.com/media/hillary-clinton-scolds-matthew-mcconaughey-unfortunate-video-supporting-independent-candidates

08/15/2026

07/02/2026

Victor Willis, the lead singer and co-writer behind the Village People’s biggest disco hits, including “Y.M.C.A.,” “Macho Man,” “Go West” and “In the Navy,” has died at the age of 74 after what the band described as a short but aggressive illness. https://ktla.com/entertainment/village-people-lead-singer-and-y-m-c-a-co-writer-victor-willis-dies-at-74/

05/12/2026

Can You Buy Your Next Home Before Selling Your Current One? Yes. But You Need the Right Strategy.

Most real estate deals are easy when everything is perfectly clean and straightforward.

Perfect credit.
W-2 income.
No existing home to sell.
Simple financing.
Simple closing.

Those deals practically put themselves together.

But real life is rarely that simple.

One of the most common situations I help people navigate is this:

> “I want to buy another house, but I already own a home with a mortgage. How do I make this transition without getting stuck?”

In fact, I’m working on a transaction like this right now, and it involves several moving parts:

qualifying for a mortgage while already carrying another mortgage

structuring the timing of two closings

determining whether a home-sale contingency is needed

figuring out how to make a competitive offer before the first home is sold

evaluating creative financing and contract strategies

This is where experience matters.

A lot of people in the real estate and mortgage business are excellent when the transaction is simple and “vanilla.” But when a deal has wrinkles, you need professionals who know how to think beyond the standard checklist.

The good news is this:

> There are absolutely solutions and strategies available for people who want to buy before they sell.

Every situation is different, but possible solutions may include:

aggressive pricing strategies on the existing home

contingent offers

bridge financing

leaseback arrangements

creative contract structures

alternative income documentation programs

specialized underwriting approaches

And this type of problem-solving goes far beyond just this one scenario.

I regularly work with people dealing with:

self-employment income challenges

recent bankruptcies

lower credit scores

complex debt-to-income situations

unconventional income sources

timing issues between selling and buying

These situations can often be solved.

But they usually require a higher level of strategy and coordination.

In my own case, I’m both a licensed real estate agent and mortgage loan officer. While I primarily focus on the mortgage side, I work closely with experienced real estate partners who specialize in handling more complicated transactions.

That team approach matters.

Because when deals become complicated, you need professionals who:

understand financing

understand contracts

understand timing

understand underwriting

and most importantly, know how to structure solutions

I also work with trusted partners throughout the greater Flagler County area, including communities both north and south of the region, helping clients navigate transactions that require more creativity and experience than the average deal.

If you’re trying to figure out:

“Can I buy before I sell?”

“Can I qualify with my existing mortgage?”

“How do I avoid losing the home I want?”

“What if my income situation is unusual?”

The answer may be simpler than you think.

But you need the right people helping you put the puzzle together.

05/05/2026

**Self-Employed? Your Bank Deposits *Might* Be All You Need to Qualify for This HELOC**

If you run your own business, you already know the problem:

Your tax returns don’t tell the full story.

Write-offs reduce your “income on paper”…
But your **actual cash flow** may be strong.

That’s where this HELOC is different.

Here’s what makes it worth a look:

• You may be able to qualify using **bank statements instead of tax returns**
• **Fast decision process** — often minutes, not weeks
• Funding possible in as little as 5 days
• **No appraisal required** in many cases
• Loan amounts from $25,000 to $400,000
• Available for primary homes, second homes, and investment properties
• **Fixed-rate options available** for predictable payments
• You keep your existing first mortgage rate

This isn’t for everyone.

Approval depends on equity, credit, and overall financial profile.

But if you’re self-employed and have been turned down before, this may be worth a second look.

Link in Comments

05/04/2026

Most homeowners are sitting on $50,000 to $200,000 in equity…
…and doing absolutely nothing with it.

While still stressing about bills, credit cards, or lack of cash.
That makes no sense.

Here’s the shift happening right now:

Smart homeowners are unlocking their equity WITHOUT refinancing and WITHOUT touching their low first mortgage rate.

This is where the Figure HELOC comes in:

• Access $25,000 to $400,000
• Approval in minutes (not weeks)
• Close in as little as 5 days
• No appraisal
• Keep your current mortgage exactly as it is
• Works for primary homes, rentals, and second homes
• Qualify using bank deposits (huge for self-employed)

Translation:

You can turn your home into a liquidity tool instead of a locked asset.

Pay off high-interest debt.
Fund a business.
Handle emergencies without scrambling.
Or just create breathing room.
The old way was slow, paperwork-heavy, and painful.
This is fast, digital, and built for how money works today.
If you have equity, you should at least see what’s available to you.

Link in comments...

Address

3100 W Ray Road STE 201 Office # 209
Chandler, AZ
85226

Telephone

+13862350276

Website

http://www.floridamortgageadvice.com/

Alerts

Be the first to know and let us send you an email when Palm Coast Mortgage posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.