Edyta Pluta-Czarnecki / Your Neighborhood Mortgage Broker

09/16/2026

Loan limits are going up for 2027, and we may see those higher limits before the end of this year.
That could give buyers a little more room when it comes to their home search.
Realtors — keep this one in your back pocket for your buyers. 😉

09/16/2026

Thank you so much, Ezra! I truly appreciate you taking the time to share this. It was a pleasure working with you and Angela, and I’m glad we were able to take advantage of the right timing with the rate. Thank you again for trusting me with your financing, and congratulations on your new home!

09/16/2026

Congratulations to the clients on their new home! Wishing you many wonderful years there and plenty of great memories ahead. Thank you for trusting me with your financing and letting me be part of this milestone.

It was a pleasure working with the buyers’ and sellers’ agents and everyone behind the scenes. A smooth closing and a great team effort from start to finish. Congratulations to all!

And if you know someone getting ready to make a move, feel free to connect us. I’m always here to help.

08/11/2026

Nothing means more than hearing from a past client. Dziękuję za zaufanie i możliwość pomocy - po Polsku i po Angielsku, zawsze krok po kroku. Grateful for every client who comes back and continues to recommend me! Edyta Pluta-Czarnecki / Your Neighborhood Mortgage Broker

08/07/2026

5.0 star review received on Experience.com for Edyta Pluta-Czarnecki by Pawel D - Współpraca z panią Edytą była wspaniałym, profesjonalnym doświadczeniem; zawsze była dostępna pod telefonem, by służyć radą i pomoca.Prowadzila nas wspaniale krok po kroku . Gorąco ją polecam

Click to see all 41 reviews of Edyta Pluta-Czarnecki, Mortgage Loan Originator | NMLS #445996

08/06/2026

5.0 star review received on Experience.com for Edyta Pluta-Czarnecki by Iwona D - Working with Ms. Edyta was a wonderful, professional experience; she was always available by phone to offer advice. We highly recommend her.

Click to see all 41 reviews of Edyta Pluta-Czarnecki, Mortgage Loan Originator | NMLS #445996

08/06/2026

5.0 star review received on Experience.com for Edyta Pluta-Czarnecki by Ewelina M - We are incredibly grateful to Edyta for helping us make our dream of owning a home come true. From the very beginning, when other loan officers weren’t willing to help because of our situation, Edyta immediately told us, “Nothing is impossible.” Those words gave us hope, and she kept that promise.

We received the keys to our dream home yesterday, and we couldn’t be happier!🥹

Edyta is knowledgeable, professional, and always willing to help. No matter how many questions we had, she always had an answer and was available whenever we needed her, despite the 3-hour time difference. She made the entire mortgage process easy, fast, and understandable. She guided us through every step with patience and care, making what could have been a stressful experience feel smooth and straightforward.

If you’re looking for someone who truly cares about their clients and will do everything possible to help you achieve your goal, we wholeheartedly recommend Edyta.
Edyta, Thank you for everything—we couldn’t have done it without you!

Click to see all 41 reviews of Edyta Pluta-Czarnecki, Mortgage Loan Originator | NMLS #445996

08/04/2026

Not every homebuyer fits into the same box - and that's okay.

With VantageScore®, we have another way to look at your credit profile. For some buyers, that can mean qualifying for a loan when they couldn't before or having access to more financing options.

Every situation is different, which is why I take the time to find the loan that fits you, not just your credit score.

Let's see what's possible. Edyta Pluta-Czarnecki / Your Neighborhood Mortgage Broker