Jeff Baker Home Loans

Jeff Baker Home Loans Jeff Baker
Branch Manager / Sr. Loan Officer at Urban Jungle Lending LLC
(480) 382-3892
jeffbaker@uj The testimonials speak for themselves. Since 2012, Mr.

Whether you’re buying your first home or your twentieth, refinancing your current mortgage, or opening a home equity line, Jeff Baker and his team will be able to get it done for you! They understand how important it is to match borrowers with the right home loans so they give each and every person the personalized attention they deserve when looking for a home loan. When Jeff sits down with his c

lients, he simultaneously looks for broad lending options and competitive interest rates. Jeff and his team are “true mortgage brokers” meaning that they work with many different lenders which provides a flexibility that big banks and other lenders don’t offer and rates that are extremely competitive every day. After an initial consultation, Jeff is able to customize a loan that is hand-tailored to your specific financial needs. The residential mortgage industry is constantly changing and is challenging. It’s important to stay on top of guidelines and to know all loan options that are currently available. Jeff takes great pride in researching all loan products and giving the facts for each loan program. Guiding clients to make the right decision on what will be the biggest investment of their future is where Jeff’s passion lies. Communication and honesty are the best customer service standards that Jeff will provide as your lifelong mortgage broker. It’s no secret that every transaction has hurdles to overcome but Jeff and his team put borrowers first. By going the extra mile for their clients and following through on their commitments in a timely manner, they have built a large and loyal network of clients and like-minded professionals throughout all of Arizona! About Jeff Baker:

Jeff has always had a passion for finance & real estate and began educating himself on both subjects at an early age. It is no surprise that he has had a thriving career as a mortgage professional since 2012. At age 18, Jeff began his mortgage career on the operations side of the mortgage business, which subsequently gave him the skills to truly understand the complete loan process from start to finish. Baker has held numerous roles within the mortgage field including processing assistant, processor I, processor II, loan officer assistant, and junior loan officer. This invaluable internal operations knowledge and experience is the "secret sauce" behind Jeff’s keen ability to ensure smooth on-time closings and a mortgage experience that is second to none. After helping fund more than half a billion dollars worth of residential mortgage loans on the operations side of the business, Jeff discovered that his true passion is having in-depth consultations & discussions with clients and business partners. Since Jeff has moved to the origination side of the mortgage industry he could not be happier. His Arizona roots have given him a strong connection with the community and have allowed him the opportunity to work and get to know a lot of amazing people. On a personal level, Jeff enjoys spending time with his girlfriend, going to the gym, hiking, motorcycles, snowboarding, skateboarding, and shooting fi****ms in his spare time.

Are you currently a renter wondering if you'll ever be able to buy a home?🙋‍♀️🙋‍♂️You may be closer to that dream home t...
02/15/2024

Are you currently a renter wondering if you'll ever be able to buy a home?🙋‍♀️🙋‍♂️

You may be closer to that dream home than you think...

Call today and let's see what I can do for you👇

📲(480) 766-2624

Check out this impressive track record! 😲Investing in a home and keeping it for a decade has resulted in a profit almost...
02/06/2024

Check out this impressive track record! 😲

Investing in a home and keeping it for a decade has resulted in a profit almost every year since 1942, with just one exception.

Take a look at those returns—housing proves to be a key player in building substantial, enduring wealth 💸

Exciting News! We’ve just secured a beautiful home for our amazing clients 🎉Stay tuned for the final chapter in this dre...
01/26/2024

Exciting News! We’ve just secured a beautiful home for our amazing clients 🎉

Stay tuned for the final chapter in this dream home journey!

Closing coming soon 🏡

Exciting News! 🚀 I'm thrilled to announce that I'm now a proud member of the Urban Jungle Realty Team with my newly obta...
10/14/2023

Exciting News! 🚀 I'm thrilled to announce that I'm now a proud member of the Urban Jungle Realty Team with my newly obtained Arizona Real Estate License! 🌵🔑🏡

As a dually licensed real estate agent and mortgage loan originator, I can provide an exceptional level of service and value, making your real estate journey that much more rewarding.

Why is this awesome for you?

1️⃣ Full Transaction Transparency: You'll always know what's happening every step of the way. No more hidden surprises!

2️⃣ Stress-Free, One-Stop Solution: I've got the power to make your real estate and mortgage experience seamless. Less hassle, more convenience for you.

3️⃣ Comprehensive Mortgage Expertise: I'll guide you through the mortgage maze, securing the best deals and avoiding costly mistakes. Your dream home is just around the corner!

4️⃣ Eliminate Miscommunication Hassles: No more delays or frustrations! My dual license ensures a smooth, well-coordinated transaction, putting you in control.

I'm here to help YOU with all your real estate and mortgage needs. Know someone who could benefit from our services? Your trust and referrals are the heart of my business, and they're greatly appreciated! Let's make your real estate dreams a reality together. 💙🏠

Estate

High-fives all around! 🎉 We just helped Alex Graves secure the keys to his dream home 🗝️🏠The Jeff Baker Home Loan Team a...
08/04/2023

High-fives all around! 🎉 We just helped Alex Graves secure the keys to his dream home 🗝️🏠

The Jeff Baker Home Loan Team at Urban Jungle Lending LLC is thrilled to have played a part in making Alex's homeownership dreams a reality. Here's to smooth closings and funded futures! 🥂📈

Ready to turn your homeownership dreams into reality? Look no further! The Jeff Baker Home Loan Team is here to make it happen. Let's team up, just like we did for Alex Graves, and pave the way to your very own slice of paradise 🏡🌟

Homeownership Victory! 💪From buds at Mountain Trail Middle School to real estate triumphs, the journey has been incredib...
07/21/2023

Homeownership Victory! 💪

From buds at Mountain Trail Middle School to real estate triumphs, the journey has been incredible! We are thrilled to announce the closing and funding of John Vardian dream home, thanks to the Jeff Baker Home Loan Team & Urban Jungle Lending LLC! 💼🏡

But, of course, this incredible achievement wouldn't have been possible without the guidance of John's fantastic realtor, Kimberli Horyza, with the The Horyza Team-72 Sold at Hague Partners! Kim's passion, dedication, and expertise in the real estate world made all the difference in finding the perfect home for John! 🙌 💙

Looking to embark on your own homeownership journey? Look no further! Kim Horyza is the go-to realtor you can trust with all your real estate needs! Whether you're buying or selling, she'll go above and beyond to make your dreams come true! 💫 🏘️

At Urban Jungle Lending LLC, we believe in celebrating every milestone with our clients, especially when they're friends like John! Let us be a part of your homeownership journey too, and together, we'll turn your dreams into reality! 🤩

📲 Reach out to Jeff Baker and Kim Horyza today, and let's start this incredible adventure together! 🚀

🏡 Homeownership Achievement Unlocked! 🎉🔑We are over the moon to announce the closing and funding of Carlos Hernandez's d...
07/19/2023

🏡 Homeownership Achievement Unlocked! 🎉🔑

We are over the moon to announce the closing and funding of Carlos Hernandez's dream home, made possible by Urban Jungle Lending LLC! Carlos, you've officially unlocked the door to your new journey, and we couldn't be happier for you! 🎊

But that's not all! A massive shoutout to the extraordinary realtor, Grant Galas of Urban Jungle Realty, for being the driving force behind this successful home purchase! 🌟🏠 Grant's expertise, dedication, and unwavering support made all the difference in turning Carlos's dream into a reality! 🙌💪

If you're in the market for your dream home, we can't recommend Grant Galas enough! With his keen eye for hidden gems and his passion for matching people with their perfect homes, your homebuying journey will be an adventure you'll cherish! 🏘️🗺️ Reach out to Grant today and let him make your dream home a reality too! 📲 480-646-0124

At Urban Jungle Lending LLC, we take immense pride in helping our clients like Carlos reach their homeownership goals. Let us be a part of your journey, and together, we'll navigate the mortgage process with ease, making your dreams come true, one key at a time! 🗝️💼

Turn those wedding bells into door bells! We could get you into your home in as little as 15 days. Call us today! 📲 480....
06/08/2023

Turn those wedding bells into door bells! We could get you into your home in as little as 15 days. Call us today! 📲 480.382.3892

Hi Realtors 👋We have a strong pre-qualified client who is searching for a single-family home in Mesa, AZ that is $340,00...
05/17/2023

Hi Realtors 👋

We have a strong pre-qualified client who is searching for a single-family home in Mesa, AZ that is $340,000 or less. Do you have any clients or know of anyone that is selling their home in Mesa in this price range?

Looking to build your forever home? When you work with our team, there's just one closing! Which means one interest rate...
04/20/2023

Looking to build your forever home? When you work with our team, there's just one closing! Which means one interest rate (with the option to modify down if the market improves) and just one down payment. Contact our team today to learn how you can take advantage of this 😃

🚨 ATTENTION ALL REALTORS 🚨1% Down Payment on Conventional is here This is some BIG NEWS!This will help many homebuyers g...
04/12/2023

🚨 ATTENTION ALL REALTORS 🚨

1% Down Payment on Conventional is here

This is some BIG NEWS!

This will help many homebuyers get into houses sooner by reaching down payment savings goal faster.

Also allows for more money to be used for new home expenses such a moving, furniture and home repairs.

If you'd like to hear more, get with me for any questions!

Pending Home Sales, which measures signed contracts on existing homes, rose almost 1% in February…but you wouldn’t know ...
04/04/2023

Pending Home Sales, which measures signed contracts on existing homes, rose almost 1% in February…but you wouldn’t know that was good news if you listened to Diana Olick on CNBC.

Diana did her best to put a negative spin on the report, saying that pending sales “eked out” a “small” gain, doing her best to make you dismiss the number. This is the same person that made a huge deal out of the 0.2% decrease in the median home price earlier in the week…and failed to mention it was not real appreciation and was skewed due to the mix of sales. She also forgot to mention that it was the third month of increases in a row and was MUCH better than expectations, looking for a 3% decline. These are signed contracts in February, when rates moved 1% higher. Diana explained that this is the reason we saw a much smaller gain, using it as a point of weakness.

In reality, she should have explained that this shows the underlying strength in the market – Even though rates rose by 1% in February, we STILL saw an increase of almost 1% in sales! Sales are now down 21% from last year, so there is still more work that needs to be done, but it appears the worst is behind us.

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420 W Locust Drive
Chandler, AZ
85248

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