Perk The Mortgage Advisor

09/02/2026

US FHA or Conventional Loan Guide

09/02/2026

Just in time for the school year and the Thanksgiving planning season. Need a little cash? Click the link in the comments for a no-hassle process!

09/01/2026

Can I get a Home Loan with Bad Credit?
Let’s connect and talk about the latest insights in the industry!

08/31/2026

U.S. Condo Loans: Tougher Rules, Higher HOA Reserves

08/30/2026

Mortgages in 2026: What to Expect if the Fed Cuts Interest Rates and How to Prepare Before Buying
As someone who’s spent decades guiding clients through changing markets, I know the lure of forecasting mortgage rates—especially as we look ahead to 2026 and the possibility of the Fed cutting interest rates. But it’s important to remember: mortgage rates are shaped by more than just Fed decisions. Treasury yields, inflation, and investor confidence all play a role, which means any drop in rates will likely be gradual, not sudden. My focus remains on preparing buyers to act from a position of strength—prioritizing financial readiness over waiting for the perfect rate. That’s how you secure smart financing with clarity and confidence, no matter where rates are headed.
https://www.housing-trends.com/agent-news/leslie-perkinson-iii/1784198-Mortgages-in-2026%3A-What-to-Expect-if-the-Fed-Cuts-Interest-R

08/29/2026

Anticipating Lower Mortgage Rates After Recent Highs
Mortgage rates have nudged up again, now sitting at 6.69% for 30-year and 6.01% for 15-year fixed loans. These rates move closely with the 10-year Treasury yield, which continues to shape our lending landscape. With home prices still elevated thanks to limited supply, it’s important to look at the full affordability picture and weigh your options. After decades guiding clients through both steady and shifting markets, I believe a strategic approach—rooted in education and clarity—makes all the difference when securing financing. Whether you’re buying or investing, understanding how rates and supply affect your next move is key. My focus is always on helping you navigate these decisions with confidence and speed.
https://www.housing-trends.com/agent-news/leslie-perkinson-iii/1885178-Anticipating-Lower-Mortgage-Rates-After-Recent-Highs

08/28/2026

08/28/2026

How to Buy a House With Bad Credit
Think you can’t buy a home with bad credit? 🏠 Think again! From FHA loans to using a co-signer, there are real options—just be ready for higher rates and stricter rules. Ready to unlock your path to homeownership? 💡 Let’s talk strategies! 🚀
https://www.housing-trends.com/agent-news/leslie-perkinson-iii/1788143-How-to-Buy-a-House-With-Bad-Credit

08/28/2026

☕ Blanket. Book. Peace and quiet.

That’s the magic formula of a perfect place — and every home deserves one. Whether it’s a small window seat, a corner of your bedroom, or a styled chair in the living room, these little spaces hold big memories.

When I help clients find a home, I’m not just looking at bedrooms and bathrooms — I’m picturing where you’ll curl up with coffee, where you’ll unwind after work, where life will actually happen.

Comment below: Where is your cozy corner at home… or where would you create it in your dream home?