05/07/2026
If itโs for free, itโs for me.๐
๐ก Save 1% for the first year with a lender-paid 1-0 temporary rate buydown.
If higher interest rates have you second guessing buying a home, this could be a great option to look at.
Loan amount: $400,000
Year 1 buydown rate: 4.75% (APR: 5.21%)
Monthly P&I payment: $2,165
Year 2 standard rate: 5.875% (APR: 6.14%)
Monthly P&I payment: $2,458
That is an estimated savings of $293 per month for the first 12 months, or $3,516 in total first-year savings.
This can help give buyers a lower monthly payment during the first year of homeownership, while still locking in a long-term fixed-rate mortgage.
Limited-time offer through June 30, 2026.
Want to see what this could look like for your payment? Send me a message and Iโll run the numbers for you.
Chris George
Mortgage Loan Originator | NMLS #745236
Barrett Financial Group, LLC | NMLS #181106
๐ฑ 480-498-0404
๐ง [email protected]
๐ www.cgmtgteam.com
Licensed in: AZ | AR | CA | FL | MN | MO | ND | OK | SD | TN | TX | WA | WY