Ethos Home Loans

Ethos Home Loans We're a minority-led company paving the way for homeownership for ALL!

For all the mortgage moguls out there…Let’s test your knowledge ;)[You need perfect credit to get approved for a mortgag...
05/24/2026

For all the mortgage moguls out there…

Let’s test your knowledge ;)

[You need perfect credit to get approved for a mortgage.]

Inflation giving you the blues? We’re happy to help if you’re struggling to make those mortgage payments. But we’d be ev...
05/24/2026

Inflation giving you the blues?

We’re happy to help if you’re struggling to make those mortgage payments.

But we’d be even happier if you never needed to come to us in the first place – so here’s a tip you can use to save money on your mortgage:

Even though a 15 year mortgage will have a much lower interest rate than a 30 year mortgage, you are tasked with making monthly payments that are considerably more expensive – and that may be too much to handle.

So why not take out a 30 year mortgage, but pay it off quicker?

The great thing about this is, you can make payments as if it is a 15 year loan, but without the added stress and responsibility of the higher minimum payment.

That way if you ever find yourself in trouble, you’ll have a much easier time making those minimum payments.

Just watch out that your mortgage doesn’t include a prepayment penalty – that would put a serious damper on your plans.

Even though we would miss your company, we’d be happy to know that you are succeeding in building the life of your dreams, without any worry of losing your home.

After all, we are here to help :)

Considering taking out a loan, but unsure of what is needed from you?Thankfully, taking out a loan is easy. There is one...
05/23/2026

Considering taking out a loan, but unsure of what is needed from you?

Thankfully, taking out a loan is easy. There is one thing you may want to look into though…

When applying for a loan, the first thing the lender will check is your credit score.

If you’re unsure of what your credit score is, it is very simple to check. Just give your bank a call and they will be able to tell you.

If you land anywhere above 580, you’re looking pretty good!

If not, you may consider taking action to bump up those numbers 📈

Incoming – a hot mortgage tip to save you big in the long run!Try making payments every two weeks instead of once per mo...
05/23/2026

Incoming – a hot mortgage tip to save you big in the long run!

Try making payments every two weeks instead of once per month.

So a normal 30-year loan will come with 360 payments – 12 per year. But check this out:

If you take your monthly payment, divide it in half, and pay that amount bi-weekly, you will end up making the equivalent of one extra monthly payment each year, while saving big on interest over the long run!

For example, a 30-year, $200,000 mortgage at 4% will translate to about $11,460 a year. With a biweekly payment schedule, you’ll be paying $12,400 per year. Yes, it's a bit more. But here's why it's a good idea…

Over the lifetime of the loan, you would save $23,000 in interest – holy mortgage, Batman!

I can think of a couple things I would do with an extra $23,000…

So give it a shot!

Which decision would you make?Pay off your loan over 10 years at 3% interest, and have less day-to-day spending cash?ORP...
05/23/2026

Which decision would you make?

Pay off your loan over 10 years at 3% interest, and have less day-to-day spending cash?

OR

Pay off your loan over 30 years at 4% interest, spending more in total on interest but having more day-to-day spending cash?

There is no one correct answer, as it all depends on your personal situation and lifestyle. We’d love to know what decision you’d make!

The bank wants to repossess my treehouse.They say I haven’t kept up with my mortgage payments. But I’m convinced it’s a ...
05/23/2026

The bank wants to repossess my treehouse.

They say I haven’t kept up with my mortgage payments.

But I’m convinced it’s a mix up from when I moved branches 😂

If you want to get a mortgage, maintaining a good credit score is essential.[The last time I checked my credit score was...
05/23/2026

If you want to get a mortgage, maintaining a good credit score is essential.

[The last time I checked my credit score was _____]

A little advice can go a long way…[The best mortgage-related advice I’ve ever received is ___]
05/23/2026

A little advice can go a long way…

[The best mortgage-related advice I’ve ever received is ___]

Address

1600 W. Chandler Boulevard
Chandler, AZ
85224

Telephone

+14805882625

Website

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