Andrey Kozorezov - Mortgage Loan Officer - NMLS 1937814

Andrey Kozorezov - Mortgage Loan Officer - NMLS 1937814 Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Andrey Kozorezov - Mortgage Loan Officer - NMLS 1937814, Loan service, 3100 W Ray Road, Suite 201, Office 209, Chandler, AZ.

With 25+ years in the real estate and mortgage industries, Andrey has extensive experience to help you regardless whether you are a first time home buyer, upgrading, downsizing or you are a seasoned investor looking to expand your portfolio.

Sometimes an FHA loan is the better move than conventional—especially when your goal is lowering the monthly payment, im...
06/13/2026

Sometimes an FHA loan is the better move than conventional—especially when your goal is lowering the monthly payment, improving qualification odds, or making a refinance plan work with your real financial picture. I’m breaking down borrower scenarios across Washington and Florida, including first-time buyers, self-employed applicants with non-traditional income, and homeowners who need a smarter strategy for debt consolidation. If you’re looking at conventional but struggling with approval, this guide will help you compare FHA, VA, and conventional options with cash flow in mind—so you know which path is actually built to get you to “yes.” Apply or get pre-approved here:

https://moneywellcapital.com/

06/13/2026

This video explains how some DSCR programs allow larger multifamily investment properties with up to 10 units.
A lot of investors still underestimate how flexible some DSCR financing programs have become.

Your monthly payment isn’t just about the interest rate—loan structure is the lever that moves cash flow, qualification,...
06/12/2026

Your monthly payment isn’t just about the interest rate—loan structure is the lever that moves cash flow, qualification, and even your purchasing power. In this guide, I break down how different mortgage setups play out for real borrowers, from FHA, VA, and Conventional to DSCR, Non-QM, ITIN, bank statement, and investor loans—especially when you’re self-employed, managing debt, or financing rentals in Washington or Florida. If you’re considering a refinance strategy to reduce payments or consolidate high-interest balances, you’ll see exactly what to ask for before you apply. Get pre-approved so the numbers and your best-fit structure are aligned from day one:

https://moneywellcapital.com/

06/12/2026

This video explains why DSCR financing works for much more than just single-family rental homes.
Different DSCR programs support a wide range of investment property types depending on the lender and financing structure.

Most borrowers don’t lose money from “bad luck”—they lose it from predictable mortgage mistakes: picking the wrong loan ...
06/11/2026

Most borrowers don’t lose money from “bad luck”—they lose it from predictable mortgage mistakes: picking the wrong loan type (FHA/VA/Conventional/DSCR/Non-QM), refinancing without a real monthly payment plan, or misunderstanding how bank statement and ITIN/investor income affects qualification. In Washington and Florida, I see the same scenarios repeat—high credit card balances, cash flow pressure, self-employed borrowers with messy documentation, and investors relying on rental cash flow who miss key underwriting details. This breakdown of 10 common errors shows you exactly how to protect purchasing power, improve approval odds, and keep more cash in your month. If you want to move forward with the right financing strategy, apply or get pre-approved here:

https://moneywellcapital.com/

Thinking about a mortgage in Seattle or planning a refinance in Washington (or Florida)? The smarter move is matching th...
06/10/2026

Thinking about a mortgage in Seattle or planning a refinance in Washington (or Florida)? The smarter move is matching the right financing strategy to your real numbers—whether you’re aiming to lower a monthly payment, consolidate high-interest debt, or improve qualification using FHA, VA, conventional, DSCR, Non-QM, ITIN, bank statement, or investor programs. We walk through borrower scenarios that actually matter, like how self-employed income or rental cash flow can change what you qualify for and what your purchasing power looks like. If you want a practical plan built around your cash flow and goals, get pre-approved and move forward with confidence.

https://moneywellcapital.com/

06/10/2026

This video explains how strong credit scores improve DSCR loan pricing and investment property financing.
Credit profile plays a major role in rates, leverage, financing flexibility, and overall DSCR loan structure.

If you’re shopping for a mortgage broker in Bellevue, WA, don’t just pick the one with the lowest rate—pick the one who ...
06/09/2026

If you’re shopping for a mortgage broker in Bellevue, WA, don’t just pick the one with the lowest rate—pick the one who can match your situation to the right financing. We break down practical paths for FHA, VA, and Conventional, plus investor-friendly options like DSCR, Non-QM, ITIN, bank statement, and loan strategies that protect cash flow for self-employed borrowers and real estate investors. Whether your goal is a monthly payment reduction, debt consolidation, or improving purchasing power for your next purchase, the right refinance strategy matters more than you think. If you want a clear approval plan and to move forward with confidence, get pre-approved and apply here:

https://moneywellcapital.com/

06/09/2026

This video explains why some strong DSCR loan scenarios sometimes receive better pricing than conventional investment property loans.
Strong credit, strong cash flow, lower leverage, and stronger DSCR ratios can significantly improve DSCR financing.

Thinking about an FHA loan as a first-time buyer? Andrey breaks down exactly what you need, how the requirements work, a...
06/08/2026

Thinking about an FHA loan as a first-time buyer? Andrey breaks down exactly what you need, how the requirements work, and what typically trips people up—so you can move faster with confidence. If you’re exploring other options too, check out What is an investor cash flow loan, plus this application.

https://moneywellcapital.com/

Address

3100 W Ray Road, Suite 201, Office 209
Chandler, AZ
85226

Website

Alerts

Be the first to know and let us send you an email when Andrey Kozorezov - Mortgage Loan Officer - NMLS 1937814 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Andrey Kozorezov - Mortgage Loan Officer - NMLS 1937814:

Shortcuts

Share

Category