Jeff Kooi - NMLS #1954807 - Barrett Financial Group, LLC

10/14/2026

Inflation Is Heating Up Again. What Does That Mean for Mortgage Rates?

Just when it looked like we might start seeing some relief with interest rates, September’s inflation report gave us a reason to pump the brakes.

Inflation rose 0.6% in September, bringing the annual rate to 3.7%. Higher gas and energy prices were a big part of that increase.

So, what does this mean if you’re thinking about buying a home or refinancing?

The Federal Reserve has been working to get inflation back down to its 2% target. With inflation moving in the wrong direction, the possibility of another Fed rate hike is back in the conversation.

And that’s not great news for mortgage rates.

While mortgage rates don’t move directly with the Fed’s rate, higher inflation can push mortgage rates up or make it harder for them to come down.

Here’s my takeaway: I wouldn’t expect mortgage rates to drop significantly anytime soon unless we start seeing inflation cool off.

For anyone considering buying a home, waiting for the perfect interest rate could mean waiting longer than expected. The better approach is to look at what makes financial sense for you today, while keeping an eye on where rates may be headed.

The housing market is constantly changing, and understanding what’s driving those changes can help you make better decisions.

10/08/2026

10/01/2026

07/13/2026

July 13, 2026 — A bipartisan housing bill aimed at improving affordability has officially become law, marking one of the most significant federal housing reforms in decades. The 21st Century Road to Housing Act includes dozens of measures to encourage new housing construction, streamline development, modernize housing programs, and expand homeownership opportunities. While these changes won’t lower home prices overnight, many housing experts believe increasing the nation’s housing supply is an important step toward improving affordability over the long term. Housing and mortgage news can change quickly. Follow my page for timely updates and helpful insights that keep you informed about today’s housing market.

07/07/2026

How to spot a fake pimp.

07/04/2026

Just wanted to give a quick shout out to my amazing wife. She works her a$$ off and is always helping other people. Last night she finally gave in and did something nice for herself! 👏🚙🥳

06/23/2026

🎵 TURN THE VOLUME UP! 🎵
This isn’t your typical listing video... this home has its own custom song! 🎶🏡
Take a listen and let the music guide you through this beautiful move-in-ready home in the highly desirable Smith Farms community of Maricopa.
✨ 4 Bedrooms
✨ 2 Bathrooms
✨ 2,241 Sq. Ft.
✨ Single-Level Floor Plan
✨ Open Concept Living & Dining Areas
✨ Granite Countertops & Kitchen Island
✨ Walk-In Pantry
✨ Brand-New Water Heater
✨ Oversized Quarter-Acre Lot
✨ Professionally Landscaped Backyard with Paver Patio & String Lights
✨ Community Pool & Walking Paths
Whether you’re entertaining friends, enjoying family time, or relaxing under the Arizona sky, this home offers the space and features to make it all possible.
🎧 Be sure to watch with the sound ON and enjoy the custom soundtrack created specifically for this listing!
📍40350 W Art Place, Maricopa, AZ
💲412,000
Message me for more details or to schedule your private tour today!


MY HOME GROUP LISTING BROKERAGE
CAMILLE KOOI/LISTING BROKER
MLS NUMBER 7021816
EQUAL HOUSING OPPORTUNITY/MLS/REALTOR

06/15/2026

LISTING BROKERAGE-MY HOME GROUP
LISTING BROKER-Camille Kooi
MLS 6970655
💰PRICE CHANGE💰

Turnkey patio home in a quiet cul-de-sac within the Vista Hermosa 55+ community—offered fully furnished and move-in ready. This charming 2-bedroom, 1-bath residence features tile throughout, no interior steps, and a private covered patio with sliding door access from the bedroom. The updated kitchen offers newer stainless appliances, modern hex-tile backsplash, oak cabinetry, and a gas cooktop. An attached laundry room includes washer and dryer. Low HOA covers exterior maintenance, roof repair/replacement, pest control, garbage, and common areas. Just minutes from historic downtown Florence, dining, and shopping—enjoy easy, low-maintenance living.

06/14/2026

Happy Birthday to the U.S. Army! Established on June 14, 1775, the United States Army has served and defended the nation for more than 250 years with courage, commitment, and sacrifice. Today, we honor the brave men and women—past and present—who have answered the call to serve. Thank you to all Army soldiers, veterans, and military families for your dedication, resilience, and service to our country.