https://copperstatelendingteam.com/

Copperstate Lending Team, 3100 W Ray Road STE 201 Office # 209, Chandler, AZ (2026)

10/18/2022

Are you looking to get into your dream home? We are here to help you every step of the way.

Contact us online today at Copperstatelendingteam.com

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10/15/2022

At Copperstate Lending Team, we are here to help walk you through the process. Come visit our website and hit us up! We'd love to help you.
CopperstateLendingTeam.com

10/12/2022

No two borrowers have the same qualifications, but with some lenders, you must ‘fit in their box’ or you can’t get a loan. That’s not what it should be like when you apply for a loan. The right way is to have multiple loan options, allowing you to compare your options and decide which loan is suitable.

At the Copperstate Lending Team, we have options for conventional, FHA, and VA loans. We also offer bank statement loans and HELOCs. We have something for everyone because we know everyone has different qualifying factors and financial goals.

CopperstateLendingTeam.com

10/09/2022

The Benefits of Refinancing your Mortgage
You might think that since interest rates are increasing, now’s not the time to refinance your mortgage. What if there are other reasons/benefits to refinancing, though?

A lower interest rate is always a nice perk, but it’s not always about the interest rate. These benefits may give you reason enough to consider refinancing today too.

Need more info on Refinancing? Visit our website CopperstateLendingTeam.com

10/06/2022

CopperstateLendingTeam.com

10/03/2022

Why Choose the Copperstate Lending Team?
A mortgage is one of the most significant investments you’ll make in your lifetime. Whether buying a home or refinancing an existing one, the lending team you choose for your loan can make or break the experience.

The Copperstate lending team offers the utmost personalized care, fast responses, and the largest number of loan options to help you get the right loan.

If you’re deciding where to get your mortgage, here are the top reasons to choose the Copperstate Lending Team.

09/30/2022

Why Choose the Copperstate Lending Team?

A mortgage is one of the most significant investments you’ll make in your lifetime. Whether buying a home or refinancing an existing one, the lending team you choose for your loan can make or break the experience.

The Copperstate lending team offers the utmost personalized care, fast responses, and the largest number of loan options to help you get the right loan.

If you’re deciding where to get your mortgage, here is one top reason to choose the Copperstate Lending Team.

Personalized Care
Big banks often treat borrowers like a number. They don’t get to know you and your financial goals. They simply look at your qualifying factors, fit you into a mold, and if you don’t fit, they deny your application.

At Copperstate Lending Team, our professionals get to know you and your financial situation. We understand what you’re trying to achieve and ensure the loan options offered to you reflect those goals.

CopperstateLendingTeam.com

09/27/2022

Unless you can buy your home entirely in cash, finding the right property is only half the battle. The other half is choosing the best type of mortgage. You’ll likely be paying back your mortgage over a long period of time, so it’s important to find a loan that meets your needs and budget. When you borrow money from a lender, you’re making a legal agreement to repay that loan over a set amount of time (albeit with interest).

Let us help you step by step. Stop by our website, lets us know more about you and let's get started!!

CopperstateLendingteam.com

Let us help you step by step. Stop by our website, lets us know more about you, and let's get started!!

09/25/2022

The Right Choice

Let the mortgage professionals at the Copperstate Lending Team help you make the most of your mortgage. We know how significant the purchase is and how hard the decision can be. Whether you’ve owned a home before or this is your first time, we are here for you every step of the way.

Contact us today to see how competitive we are, offering rates, terms, and a level of customer service that you won’t find anywhere else.

09/20/2022

Know more, save more !! We are a wealth of information!! How can we help you?
Rates vary. The range can be half a percent or more — that's tens of thousands in savings. We benchmark real offers from thousands of lenders for your scenario, so you have the data you need to know you're getting a great deal. Come by our website and introduce yourself, we are here to help.

CopperstateLendingTeam.com

09/16/2022

Your credit score could use some work!
Your credit score is one of the most important considerations for mortgage lenders. If your income tells lenders whether you have the money to pay your mortgage, your credit score is a rough proxy for whether you'll make the payments. By giving lenders a way to evaluate risk, that magic number can determine whether you qualify for a loan as well as the terms you'll be offered. The higher your credit score, generally, the lower the interest rate. Improving your credit score before you get into the homebuying game might mean waiting longer to become a homeowner. However, it could help you qualify for a mortgage with more favorable terms and save you money over the long haul.

CopperstateLendingTeam.com

09/12/2022

A variety of mortgages are available with varying down payment and eligibility requirements. Here are the main categories:

Conventional mortgages are not guaranteed by the government. Some conventional loans targeted at first-time buyers require as little as 3% down.

FHA loans are insured by the Federal Housing Administration and allow down payments as low as 3.5%.

USDA loans are guaranteed by the U.S. Department of Agriculture. They are for rural home buyers and usually require no down payment.

VA loans are guaranteed by the Department of Veterans Affairs. They are for current and veteran military service members and usually require no down payment.

You also have options when it comes to the mortgage term. Most home buyers opt for a 30-year fixed-rate mortgage, which is paid off in 30 years and has an interest rate that stays the same. A 15-year loan typically has a lower interest rate than a 30-year mortgage, but the monthly payments are larger.

Come visit our website, tell us a little about yourself and let's get you started!

CopperstateLendingTeam.com

Copperstate Lending Team

10/18/2022

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