Liz Lopez DSCR Mortgage Gal

Liz Lopez DSCR Mortgage Gal 20 years Mortgage Biz
6 years Real Estate Investor
I specialize in originating the DSCR loan product NMLS #205358

09/01/2026

Knocked down? Facing dark times, especially with bills to pay and mouths to feed? It's tough, but the key is simple: keep going. One foot in front of the other. Tomorrow is a new day, and it will be better.

08/05/2026

Understanding the nuances of co-living and pad splits in real estate financing. We explore various lender options and the current market perception of these arrangements.

07/31/2026

Thinking all DSCR lenders have the same rules? Think again. Credit score, loan amount, and seasoning requirements vary wildly. If one lender says no, another might say yes. As mortgage brokers, we connect you to over 100 lenders, ensuring you find the right fit without extra fees.

07/08/2026

Lenders have different rules when your lease is higher than market rent. Some allow using your lease agreement, even if it's new. Others use the lower of the two. Choosing the right lender is key.

07/01/2026

Explore refinancing options for your property. Learn about securing a second lien through a HELOC or DSCR loan, understanding the documentation requirements and how rental income can qualify you.

05/17/2026

Did you know most DSCR loans won't hit your personal credit, preserving your DTI for future home buys? Plus, no property limit and flexibility to convert flips. Crucially, lenders require a C1-C4 condition rating; avoid dilapidated homes.

05/16/2026

Building a business starts with finding your niche. For some, it's military focus; for others, it's all-in-one loans. Dial in on a specific loan product, especially when you're new, instead of trying to learn everything.

05/15/2026

Every time you speak, you get a little better and more comfortable. If I can do it, you can do it. You've got to do something different to make a difference and bring in more business.

04/04/2026

Hard money lenders typically cover 100% of renovations after your down payment. They usually offer an 80% loan-to-cost. This means if you buy a property for $100k and need $50k in renovations, your total loan-to-cost is $150k. You bring 80% of that, and they cover the rest.

03/29/2026

Listing your renovated house on the MLS? Be aware: most DSCR lenders use your lowest listing price from the past 6 months as its value. An appraisal might say $200k, but if you listed it for $160k two months ago, that's your value. Investors often overlook this, leading to trouble.

Address

Chandler, AZ

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