Gina Cockman - Loan Officer

10/04/2026

October is Breast Cancer Awareness Month, and we're taking a moment to honor the strength of everyone affected, survivors, fighters, and the families and friends who support them.

10/03/2026

Flexible doesn't have to mean complicated. Conventional loans offer eligible buyers a range of down payment solutions and terms that can be tailored to different financial situations. Whether you're a first-time buyer or moving up, it's worth a conversation to see how this program stacks up for your goals.

10/02/2026

Rates pushed higher during the week ending October 2, 2026, as bond yields hit the highest level since 2002 and oil prices remained elevated. Granite Bank is an Equal Housing Lender.

Markets in a Minute

10/01/2026

Happy International Coffee Day! There's nothing like a good cup of coffee to kick off a conversation about your home goals. Whether that's your first house, your next house, or just talking through what's possible.

09/30/2026

Want to buy a new home before selling your current one? The DTI Eliminator may help eligible buyers qualify without counting their existing mortgage payment toward their debt-to-income ratio. Contact me to learn more and see if you qualify.

09/29/2026

Additional NAHI and Home$tart® grant funds are scheduled to become available October 1, creating more opportunities for qualified buyers to receive down payment or closing cost assistance. Funds are limited, available on a first-come, first-served basis, and subject to program eligibility and availability. If down payment or closing costs have been holding you back, reach out to learn more and see what assistance may be available.

09/28/2026

A little fall maintenance can go a long way. Cleaning gutters, checking your furnace, and sealing drafts now may help you avoid costly repairs later.

09/25/2026

Mortgage rates moved higher as longer dated Treasury yields hit the highest level since 2007 during the week ending September 25, 2026. Granite Bank is an Equal Housing Lender.

Markets in a Minute

09/23/2026

Every rent payment goes to your landlord, but a mortgage payment may help you build equity over time. Buying a home isn't the right move for everyone, but it may be worth exploring your options. Contact me to learn more.

09/21/2026

A strong offer can make all the difference in a competitive market. Learn how the Cash to Win program may help eligible buyers compete with cash offers and improve their chances of securing the home they want. Visit my website to read this month's blog.