Justin Kovar - Granite Bank NMLS #405434

03/30/2026

First decision on the executive agenda: homeownership. Contact me today, and let's talk about how you can take charge of your homeownership goals.

03/27/2026

Rates continued to rise during the week ending March 27, 2026, as the conflict in the Middle East pushed oil prices higher. Granite Bank is an Equal Housing Lender.

Markets in a Minute

03/25/2026

We all know about spring cleaning, but have you thought about spring home maintenance? Here are a few helpful tips so that you're better prepared for those April showers.

03/20/2026

Rates remained volatile during the week ending March 20, 2026, moving higher and lower intraday and expected to trend with the price of oil. Granite Bank is an Equal Housing Lender.

Markets in a Minute

03/20/2026

Spring is a time of new beginnings and fresh starts. If you're ready to become a homeowner this spring, let's talk.

03/17/2026

You don't need luck to become a homeowner, but avoiding these common mortgage myths will set you on the right path:
Myth: A 20% down payment is required to buy a house.
Myth: Credit has to be perfect.
Myth: Rates are the same everywhere.
Let's debunk the myths--contact me today.

03/16/2026

What's more important than big goals? The small steps that get you there. Contact me today, and let’s talk about small steps you can take toward homeownership.

03/14/2026

Buying a home is one of the biggest math decisions you’ll ever make. On this Pi Day, let’s make sure your numbers add up. Contact me today to get started.

03/13/2026

Despite lower inflation, oil price concerns pushed rates higher during the week ending March 13, 2026. Granite Bank is an Equal Housing Lender.

Markets in a Minute

03/12/2026

We have down payment assistance programs, grants, first-time homebuyer programs, and low down payment options--no gold necessary. Ask me for details today.

03/11/2026

Understanding your credit is the first step on your path to homeownership, and it doesn't have to be perfect for you to reach your goals. Contact me today, and we can discuss your options and next steps.

03/09/2026

Think you need a certain amount of savings or to spend years planning to become a homeowner? Not necessarily. Let's talk about where you are today and how you can achieve your homeownership goals.