Matt Smith - Granite Bank

Matt Smith - Granite Bank 30 yrs experience as a Loan officer. Expert in VA, USDA, FHA, Conventional, Jumbo, Down Payment Assistance & First Time Homebuyer loans. Problem solver.

Accurate pre-qualifications/ smooth approvals. Realtor education. Clear, consistent communicator. I've been married for 40 yrs and have 2 daughters and 2 sons - all are happily married and all I am very proud of. I also have 3 wonderful grand kids. :)
I went to Westwood High School and graduated from the University of Iowa / varsity tennis / Big Ten doubles championship. Life long player of tenni

s and racket ball. 4th black MMA. Regarding work -
Proven track record preparing clients for homeownership and strengthening their credit profiles.
• Extensive expertise closing VA, USDA, FHA, Conventional, Jumbo & Down Payment Assistance loans
• Strong problem-solving and underwriting knowledge to prevent issues before they arise
• Highly skilled in accurate, thorough pre-qualifications to ensure smooth approvals
• Proven ability to navigate and resolve lending challenges to keep loans on track and closed
• Exceptional communication with Realtors and clients—keeping everyone informed at every step
• Committed to protecting Realtor reputations and making them look great to their clients
• Educator in advanced open house tactics and client-capture strategies for Realtors
• Experienced in communicating with listing agents to maintain confidence and momentum throughout the loan process

Homeownership can be a great path to building wealth and security. If you're ready to get started, contact me today.
06/01/2026

Homeownership can be a great path to building wealth and security. If you're ready to get started, contact me today.

Ready to make a move this summer? It all starts with getting pre-approved. Contact me today to get started.
05/31/2026

Ready to make a move this summer? It all starts with getting pre-approved. Contact me today to get started.

Is it time? Contact me today, and I'd be happy to get you on the path to homeownership.
05/30/2026

Is it time? Contact me today, and I'd be happy to get you on the path to homeownership.

Buying a home starts with understanding what’s comfortably within reach. Our team is here to help you review your option...
05/27/2026

Buying a home starts with understanding what’s comfortably within reach.
Our team is here to help you review your options, understand your buying power, and move forward with confidence.

Whether you’re just starting to explore or ready to take the next step, Granite Bank is here to guide you every step of the way.

This Memorial Day, we pause to remember and honor the brave men and women who gave their lives in service to our country...
05/25/2026

This Memorial Day, we pause to remember and honor the brave men and women who gave their lives in service to our country. Their sacrifice is the reason we’re able to enjoy the freedoms of home and community today. Wishing you a meaningful Memorial Day.

You could potentially lower your mortgage payment using these methods:Refinance, especially if interest rates are lower ...
05/24/2026

You could potentially lower your mortgage payment using these methods:
Refinance, especially if interest rates are lower than when you bought.
Shop around for cheaper homeowner’s insurance.
Use one-time income boosts, like tax refunds or bonuses, to get ahead on your mortgage and create breathing room later.
Curious what refinancing could look like for you? Contact me today.

The spring and summer markets are generally the most competitive. If you're thinking of buying soon, the first step is g...
05/23/2026

The spring and summer markets are generally the most competitive. If you're thinking of buying soon, the first step is getting pre-approved so that you're ready to act when you find your dream home. Contact me today to get started.

That old adage about location exists for a reason.If you're ready to find the neighborhood that feels like home, I'm her...
05/20/2026

That old adage about location exists for a reason.If you're ready to find the neighborhood that feels like home, I'm here.

You truly have the power to make a change and work toward your goals. If you're ready to make some mortgage magic happen...
05/18/2026

You truly have the power to make a change and work toward your goals. If you're ready to make some mortgage magic happen, I'm here.

The spring market may be competitive, but it's also typically when more homes are available. If you're ready to make a m...
05/17/2026

The spring market may be competitive, but it's also typically when more homes are available. If you're ready to make a move this spring, reach out today.

Address

11660 Theatre Drive North
Champlin, MN
55316

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+16023695158

Website

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