Central Illinois Credit Union

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Central Illinois Credit Union CICU is a full service credit union that serves those who live and/or work in Champaign County or any Kelly Chapter Credit Union with 210 charter members.

Central Illinois Credit Union was incorporated March 4, 1948 under the laws of the State of Illinois as John L. The name was changed to Central Illinois Credit Union on March 31, 1983 and the charter was changed for the purpose of servicing any resident, employee, society or association in the Illinois counties of Champaign, Coles, Cumberland, DeWitt, Douglas, Ford, Moultrie, or Piatt. By any name, Central Illinois Credit Union has always provided security of savings and high-quality financial services to its members in a convenient, responsive manner, at competitive rates, while maintaining financial stability and capital growth within the association. Federally Insured by NCUA.

It’s officially flannel season! 🍂The Central Illinois Credit Union team is bringing a little fall spirit into the branch...
10/16/2026

It’s officially flannel season! 🍂
The Central Illinois Credit Union team is bringing a little fall spirit into the branch today for Flannel Friday.
Plaid, pumpkins, cooler weather — we’re ready for all of it.
What’s your go-to fall look? 🍁

Today is International Credit Union Day, and we’re celebrating the people who make our credit union community possible —...
10/15/2026

Today is International Credit Union Day, and we’re celebrating the people who make our credit union community possible — you.
Credit unions were built around a simple idea: people helping people.
Thank you to every member who saves with us, borrows with us, recommends us, and trusts us to be part of their financial journey.
We’re proud to serve our community and grateful to have you as part of it.
Community Invested, Centered on YOU.

Wondering how Skip-A-Pay works?Qualifying members may choose from the following options:Skip one paymentNovember, Decemb...
10/13/2026

Wondering how Skip-A-Pay works?
Qualifying members may choose from the following options:
Skip one payment
November, December, or January — $50 fee per loan
Skip two payments
November + December or December + January — $80 fee per loan
Eligible loans must have been disbursed prior to May 2026. Previously extended loans, delinquent loans, and payday alternative loans are excluded.
Interest continues to accrue daily, and other restrictions and credit qualifications may apply.

Central Illinois Credit Union is closed today, Monday, October 12, in observance of Columbus Day.We’ll reopen Tuesday an...
10/12/2026

Central Illinois Credit Union is closed today, Monday, October 12, in observance of Columbus Day.
We’ll reopen Tuesday and look forward to seeing you then.
Have a safe holiday!

🎉 Help us wish Chelsea a very Happy Birthday!We hope you have a wonderful day filled with plenty of reasons to celebrate...
10/11/2026

🎉 Help us wish Chelsea a very Happy Birthday!
We hope you have a wonderful day filled with plenty of reasons to celebrate.
Thank you for everything you do for our members and the Central Illinois Credit Union team.
Happy Birthday, Chelsea! 🎂💚

📅 Holiday Closure ReminderCentral Illinois Credit Union will be closed Monday, October 12, in observance of Columbus Day...
10/09/2026

📅 Holiday Closure Reminder
Central Illinois Credit Union will be closed Monday, October 12, in observance of Columbus Day.
We’ll reopen on Tuesday, October 13.
Please plan any in-branch banking needs accordingly, and we hope everyone has a safe weekend.

Auto Loan Thursday — Shop by Total BudgetWhen you’re shopping for a vehicle, it’s easy to focus only on the monthly paym...
10/08/2026

Auto Loan Thursday — Shop by Total Budget

When you’re shopping for a vehicle, it’s easy to focus only on the monthly payment.
But the real cost of a vehicle can include:
Purchase price, interest rate, loan term, insurance, fuel, maintenance, and repairs.
A lower monthly payment isn’t always the better deal if it comes with a much longer loan term.
Before you shop, decide what fits your total budget — not just what fits into one month.

Questions about financing? Talk with the team at Central Illinois Credit Union.

10/06/2026
Financial Tip Tuesday — Start the Holiday Budget EarlyHoliday spending gets a lot easier when you decide on the budget b...
10/06/2026

Financial Tip Tuesday — Start the Holiday Budget Early

Holiday spending gets a lot easier when you decide on the budget before you start shopping.
Try breaking your holiday budget into three simple categories:
🎁 Gifts
🚗 Travel
🎉 Food, events, and celebrations
Set a spending limit for each category and give yourself a little cushion for the unexpected.
Starting now gives you more time to save — and fewer surprises in November and December.
Community Invested, Centered on YOU.

The holidays will be here before we know it! 🎁If you’re looking for a little extra flexibility in your holiday budget, C...
10/05/2026

The holidays will be here before we know it! 🎁
If you’re looking for a little extra flexibility in your holiday budget, Central Illinois Credit Union’s Skip-A-Pay program may be able to help.
Qualifying members can choose to skip an eligible loan payment in November, December, or January — or choose one of the available two-month options.
Single-month Skip-A-Pay: $50 per loan
Two eligible months: $80 per loan
Stop by the credit union or call 217-356-9721 for details.
Interest continues to accrue. Eligibility requirements, fees, restrictions, and credit qualifications apply.

Address

2106 W John Street
Champaign, IL
61821

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 6pm
Saturday 8:30am - 12:30pm

Telephone

+12173569721

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