Derrick Helm, Sr.- Mortgage Loan Officer - NMLS #2686083

Derrick Helm, Sr.- Mortgage Loan Officer - NMLS #2686083 Derrick Helm, Sr. serves as a Mortgage CRA Loan Officer for First Mid based in the Champaign-Urbana area in Illinois.

In his role, he is responsible for assisting customers with all aspects of Mortgage Lending, including home purchases, refinances, helocs

Thank you to the Housing Authority of Champaign County, Illinois for allowing me to do a Homebuying Workshop.I had a gre...
12/24/2025

Thank you to the Housing Authority of Champaign County, Illinois for allowing me to do a Homebuying Workshop.

I had a great opportunity to teach homebuying to prospective first-time buyers! šŸ”

We talked through the important first steps in the homebuying process, including the pros and cons of buying vs. renting, understanding your credit, the Four Cā€™s of credit decisioning by bankers, debt-to-income calculating, and lastly, documentation preparation and expectation.

It was very rewarding to help future homeowners feel more confident and informed about their journey!

Derrick T Helm, Sr.
Mortgage CRA Loan Officer
NMLS #: 2686083
217-841-1011
[email protected]
FirstMid.com/representative/Derrick-Helm/
Member FDIC| Equal Housing Lender

10/01/2025

Derrick Helm, Sr.- has joined First Mid Bank & Trust as a Mortgage CRA Loan Officer serving the Champaign-Urbana, IL community. With more than 30 years of customer and community service experience, Derrick is passionate about helping people achieve their dreams of homeownership. From first-time buyers to families planning their next move, he provides personalized mortgage solutions ā€” with a special focus on expanding access to credit and resources in our local neighborhoods. Welcome to the team, Derrick! Learn more here: https://bit.ly/3WiLmGw

Address

114 W. Church Street
Champaign, IL
61820

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12173980515

Website

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