Spencer Patton - Mortgage Consultant

Spencer Patton - Mortgage Consultant 217 Mortgage Powered by New American Funding. Servicing Effingham and surrounding areas. New American Funding is a direct lender offering home loan programs.
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New American Funding NMLS #6606 Conventional, Jumbo, VA, FHA & USDA Loan Programs. Whether it's your first home, your 10th home, or looking to refinance that expensive mortgage we are here to help! New American Funding, NMLS # 6606
Spencer Patton, NMLS 2584231

Waiting to sell your current home doesn't always mean you have to wait to buy your next one.Depending on your situation,...
07/28/2026

Waiting to sell your current home doesn't always mean you have to wait to buy your next one.

Depending on your situation, there may be financing options that allow you to:
✔ Buy before you sell
✔ Potentially qualify without counting your current mortgage payment
✔ Take your time selling your current home
✔ Recast your loan after the sale to lower your monthly payment

Let's see if this strategy could work for you. Reach out today!






📞 618.339.1047
📧[email protected]
🌐 NAF.com/SpencerPatton

A new week means new opportunities to help more families achieve their homeownership goals.Whether you're buying your fi...
07/27/2026

A new week means new opportunities to help more families achieve their homeownership goals.

Whether you're buying your first home, upgrading, refinancing, or just exploring your options, I'm here to help make the process simple.

Let's make this week a productive one!






📞618.339.1047
📧 [email protected]
🌐 NAF.com/SpencerPatton

What's the biggest myth in homebuying?That you need 20% down.Depending on the loan program and your qualifications, you ...
07/23/2026

What's the biggest myth in homebuying?

That you need 20% down.

Depending on the loan program and your qualifications, you may be able to purchase a home with much less.

Don't let assumptions keep you from becoming a homeowner. Let's talk about your options!






📞 618.339.1047
📧 [email protected]
🌐 NAF.com/SpencerPatton

Owning a home may be closer than you think. As the monthly cost difference between renting and buying continues to shrin...
07/16/2026

Owning a home may be closer than you think. As the monthly cost difference between renting and buying continues to shrink, more buyers are finding that homeownership can fit within their budget. Reach out to learn more today.






📞 618.339.1047
📧 [email protected]
🌐 NAF.com/SpencerPatton

The supporting context from the report explains:✅The financial advantage of renting has narrowed in many U.S. markets.✅F...
07/15/2026

The supporting context from the report explains:

✅The financial advantage of renting has narrowed in many U.S. markets.
✅Falling rents in some areas, stabilizing mortgage rates, and slower home price growth have reduced the monthly cost difference between renting and buying.
✅Realtor.com's chief economist, Danielle Hale, noted that the narrowing gap is a sign that the affordability landscape is beginning to shift for prospective homebuyers.

Homeownership is becoming more competitive with renting in many markets. If you've been waiting for the right time to buy, now may be the perfect time to explore your options.






📞 618.339.1047
📧 [email protected]
🌐 NAF.com/SpencerPatton

Ready to make the most of your weekend?Start with a mortgage Pre-Approval, then enjoy touring homes knowing exactly what...
07/09/2026

Ready to make the most of your weekend?
Start with a mortgage Pre-Approval, then enjoy touring homes knowing exactly what fits your budget. Let's make your homebuying journey a little easier.






📞 618.339.1047
📧 [email protected]
🌐 NAF.com/SpencerPatton

They may not help with the mortgage, but they definitely make a house feel like home!🐾If you're ready to find a home you...
07/07/2026

They may not help with the mortgage, but they definitely make a house feel like home!🐾
If you're ready to find a home your whole family will love, including the furry members, let's connect and make a plan.






📞 618.339.1047
📧 [email protected]
🌐 NAF.com/SpencerPatton

Monday is a great day to start something that your future self will thank you for.If homeownership is one of your goals,...
07/06/2026

Monday is a great day to start something that your future self will thank you for.
If homeownership is one of your goals, let's make a plan to help you get there.







📞 618.339.1047
📧 [email protected]
🌐 NAF.com/SpencerPatton

🇺🇸 Wishing everyone a wonderful and safe Independence Day! 🇺🇸
07/04/2026

🇺🇸 Wishing everyone a wonderful and safe Independence Day! 🇺🇸

If any of these thoughts sound familiar, you're not alone!A backyard for the dog. More room to grow. The freedom to make...
06/26/2026

If any of these thoughts sound familiar, you're not alone!
A backyard for the dog. More room to grow. The freedom to make a place your own. Homeownership could be closer than you think.
Reach out today to learn about your options.








📞 618.339.1047
📧 [email protected]
🌐 NAF.com/SpencerPatton

Address

3402 Mission Drive Suite 104
Champaign, IL
61822

Telephone

+16183391047

Website

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