Michelle Mott Senior Mortgage Banker NMLS 1840439

Michelle Mott Senior Mortgage Banker NMLS 1840439 217 Mortgage Powered By New American Funding. New American Funding is a direct lender offering home loan programs. New American Funding NMLS #6606

Stop guessing your numbers on a sticky note at midnight! 📊😅Before you start touring houses this weekend, get absolute cl...
09/08/2026

Stop guessing your numbers on a sticky note at midnight! 📊😅

Before you start touring houses this weekend, get absolute clarity on your true monthly payment and purchasing power. Head over to my website to check out our free suite of calculators—whether you're estimating a 30-year fixed loan, testing a refinance scenario, or figuring out your ideal home price comfort zone.

Clarity brings confidence. Check your numbers here: https://www.newamericanfunding.com/mortgage-loans/michellemott

☎️ 309-826-0189
📧 [email protected]
NMLS #1840439

Tired of watching your hard-earned rent money vanish every month, but worried the upfront costs of buying are too high? ...
09/08/2026

Tired of watching your hard-earned rent money vanish every month, but worried the upfront costs of buying are too high? 🔑

Let’s change that narrative. Through our Pathway to Homeownership initiative, qualified first-time homebuyers in designated Central Illinois areas can access up to $6,000 in assistance. 👉 Best part? It’s not a loan, and it doesn't need to be repaid.

Let's look at your options and see how close you are to opening your own front door.

🔗 Explore your options: https://www.newamericanfunding.com/mortgage-loans/michellemott

☎️ 309-826-0189
📧 [email protected]
NMLS #1840439

Here’s to the dreamers, the doers, and the hard workers!Labor Day is a chance to celebrate everything we work so hard to...
09/07/2026

Here’s to the dreamers, the doers, and the hard workers!

Labor Day is a chance to celebrate everything we work so hard to build—from careers and businesses to families, communities, and the place we call home. 🏡❤️

Enjoy the long weekend and take a moment to appreciate how far you’ve come!

When you’re ready to take the next step toward your real estate goals, contact me. I’m here to help you get there.

Happy Labor Day! 🎉

☎️ 309-826-0189 | ✉️ [email protected] | NMLS 1840439

As we head into Labor Day weekend, I want to give a quick shout-out to all the amazing families across Central Illinois ...
09/04/2026

As we head into Labor Day weekend, I want to give a quick shout-out to all the amazing families across Central Illinois who trusted us to help them navigate their home loans this year.

Whether you’re firing up the grill, spending time with family, or sneaking in a few weekend open houses, I hope you have a relaxing holiday! If real estate comes up around the family dinner table this weekend, my line is always open.

Have a safe and happy Labor Day weekend! 🇺🇸🏡

☎️ 309-826-0189
📧 [email protected]
NMLS #1840439

Heading into the holiday weekend with plans to check out listings across Central Illinois? 🏡✨If you’re a current homeown...
09/03/2026

Heading into the holiday weekend with plans to check out listings across Central Illinois? 🏡✨

If you’re a current homeowner, the fear of selling your existing home before securing your next one can feel like a high-wire act. Enter NAF Cash.

With NAF Cash, you can make a competitive, non-contingent cash offer and close in as little as 7 days—giving you the ultimate advantage over other buyers without forcing you out of your current home early.

Don't let contingencies stand between you and your next home. Let’s talk strategy today!

☎️ 309-826-0189
📧 [email protected]
NMLS #1840439

Let’s talk about the Elephant in the Room: Mortgage Rates. 🐘💰A lot of buyers are waiting on the sidelines, hoping rates ...
09/02/2026

Let’s talk about the Elephant in the Room: Mortgage Rates. 🐘💰

A lot of buyers are waiting on the sidelines, hoping rates will suddenly plunge back down to 5%. But while everyone else is waiting, smart buyers are taking advantage of today's market leverage—negotiating seller concessions, price reductions, and rate buydowns on homes they actually love.

Remember: You marry the house, you date the rate!

Want to see what your true monthly payment would look like under today's conditions? Head over to my website to run your numbers through our free mortgage calculators.

📊 Check your purchasing power here: https://www.newamericanfunding.com/mortgage-loans/michellemott

☎️ 309-826-0189
📧 [email protected]
NMLS #1840439

Welcome to September 1st! 🔑 If owning your own home was on your 2026 goal list, there’s still plenty of time to make it ...
09/01/2026

Welcome to September 1st! 🔑 If owning your own home was on your 2026 goal list, there’s still plenty of time to make it happen before the year ends.

One of the biggest hurdles for first-time buyers is saving for that upfront cash. Through our Pathway to Homeownership initiative, qualified buyers in designated Central Illinois communities can access up to $6,000 in assistance.

👉 It is not a loan. 👉 You do not have to pay it back.

Start September off with a solid plan. Click the link in my bio to see if your target neighborhood qualifies!

🔗 https://www.newamericanfunding.com/mortgage-loans/michellemott

☎️ 309-826-0189
📧 [email protected]
NMLS #1840439

Can you believe it's already Labor Day week? 🍂As summer wraps up, we’re seeing a shift in the Central Illinois housing m...
08/31/2026

Can you believe it's already Labor Day week? 🍂

As summer wraps up, we’re seeing a shift in the Central Illinois housing market. While many think real estate slows down heading into fall, late summer actually brings a unique sweet spot: inventory has stabilized, sellers are getting more realistic on pricing, and buyers are gaining more negotiating room than we saw in the spring.

If you’ve been sitting on the sidelines waiting for a sign, this pre-fall window might be your best move yet. Let’s sit down and review your numbers before the long weekend!

☎️ 309-826-0189
📧 [email protected]
NMLS #1840439

If your weekend plans involve touring open houses across Central Illinois, remember this: the home loan process shouldn'...
08/28/2026

If your weekend plans involve touring open houses across Central Illinois, remember this: the home loan process shouldn't feel like a root canal. Having a dedicated local team means you get straight answers, zero runaround, and a smooth glide all the way to closing day.

Have an amazing weekend, grab some iced coffee, and go find that dream porch! If you find a keeper, you know who to call. 🏡🔑

☎️ 309-826-0189
📧 [email protected]
NMLS #1840439

In a multi-offer situation, cash is the ultimate mic-drop. But what if your equity is tied up in your current home? 🤔You...
08/27/2026

In a multi-offer situation, cash is the ultimate mic-drop. But what if your equity is tied up in your current home? 🤔

You shouldn’t have to scramble, stress, or sell before you're ready just to make a winning offer. With NAF Cash, you can turn your purchase offer into a true cash offer—completely non-contingent on financing—and close in as little as 7 days.

It’s your secret weapon to winning the house you actually want, on your terms. Want to see how the engine works behind the scenes? Shoot me a DM or call today! 💼🏡

☎️ 309-826-0189
📧 [email protected]
NMLS #1840439

Address

3402 Mission Drive Suite 104
Champaign, IL
61820

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