Melvin Walker - Prime Lending NMLS 445011

Melvin Walker - Prime Lending NMLS 445011 I live by the four C's:

I Care
I Communicate
I Close
Here is my Card At PrimeLending, we are Home Loans Made Simple®.

PrimeLending NMLS ID: 13649 I’m Melvin Walker, NMLS: 445011, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-frie

ndly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. primelending.com/legal Equal Housing Lender

10/30/2024

Things that make you go Hmmm! When it comes to our healthcare and food we eat. Did you know in Europe they only allow 400 chemicals to be added into the food they make and produce. Their Government pays for the healthcare system there, which means they understand how important it is to have a healthy population and realize how expensive healthcare can get. Therefore by controlling what goes in to the food there are less health complications. Here in the U.S we literally have thousands of chemicals that go into our food and the FDA does not really police this. Which is why our healthcare system flooded with diseases and cancer. Not to mention our healthcare system is privatized and ridiculously expensive. I’m not suggesting we should be like Europe. What I am saying if we could eliminate thousands of chemicals that go into our food, we could eliminate a lot of health issues. If you were to look up what the number 1 leading cause of bankruptcy is in the US, you will see it is Medical Debt. Just saying less chemicals equals healthier population. And Less medical debt. We are a society that operates on the sicker you are the more money the hospitals and insurance companies make. Hmmm!

08/17/2024

It didn’t get easier!
I got stronger! Who is with me in getting stronger? Type in the comments, I’M GETTING STRONGER!!

07/26/2024

Today be strong, stand firm, be on guard, be courageous, have faith, and do it with love!

05/31/2024

Evening FB Friends. I wanted to share this testimony from one my good friends that is a Realtor in Florida. I did a closing for her that was a pretty big deal. And this what she said. See below.

Celebrating 21 Years of Exceptional Service:
Melvin, the Master Lender
For over two decades, I've had the privilege of working with an exceptional lender who has not only provided financial support but also invaluable knowledge and guidance. Melvin, my trusted partner in the lending world, has been by my side through thick and thin, turning every transaction into a profound learning experience.
In our latest venture, Melvin's expertise shone brighter than ever as we encountered a multitude of obstacles. With each hurdle, Melvin's adept navigation skills ensured that we stayed on course, never losing sight of the finish line. My clients and I placed our unwavering trust in Melvin, knowing that he possessed the wisdom and resilience needed to overcome any challenge.
Beyond his mastery of the lending process, Melvin's dedication to teaching and mentoring sets him apart. Every interaction with him is not just a transaction but an opportunity to expand our understanding of the intricacies of the financial world. His patient guidance has empowered me to better serve my clients and navigate the complexities of the real estate market with confidence.
As we celebrate 21 years of collaboration, I am grateful for Melvin's unwavering support, steadfast commitment, and unmatched expertise. Here's to many more years of partnership and success, with Melvin leading the way as the beacon of excellence in the lending industry.
Thank you!!!

05/29/2024

Feeling Blessed!!! I just had an awesome closing with my good friend and Realtor Josie Wissinger! I have known Josie for 21yrs. I met Josie when I was a Loan Originator for Chase Bank. My personal banker Russ introduced us. And we hit if off right away. Josie and I have closed several purchase transactions over the years. just recently Josie gave me a rather large purchase in Florida to close and we did it three weeks. We had some small challenges along the way, but we closed it today. If you are looking to work with a dedicated lender that you can trust, like Josie has trusted me for over 21yrs, I'm your guy. If you are looking purchase or refinance hit me up through messenger or call my cell 630-841-7605.

05/16/2024

Kelly got me up this morning and said let's go for a walk to get coffee!! I'm not a big fan of coffee. I'm so glad I did go. The weather is awesome out and we took Paxton with us. The walk was so enjoyable and we had time to catch up. Even though we both work from home now, one would think we have all the time in world to hang out. We are so busy running our E-commerce Business. Some time its the simple things in life we need to do more of and take advantage. As we walked we agreed now that it is warm out we will get up early every morning and have an early date morning. We say we don't have time, but truly we do. You just have to be careful how you spend your time and who do it with.

Enjoying Quality time with my beautiful bride!!

05/16/2024

TRAIN YOUR BRAIN!!

For most people, their biggest enemy to success and achievement's is their own limited belief systems and negative thinking. Its the feeling that they are not good enough. Some people actually put themselves down, have negative self talk, and fill their minds with FEARS, UNCERTAINTIES, and DOUBTS. Better known as F.U.D'S!! Experts tell us that it takes 21 days to develop a new habit. If you would take the next 21 days, just three weeks of your life, to fill your mind with nothing but positive thoughts & Ideas... No NEGATIVES!! Ready Set....GO!!

HABITS WE TRAIN, ARE HABITS WE GAIN!!

🏡 Boost your home's value with these 5 updates! Whether you're planning to sell or just want to enhance your space, thes...
05/04/2024

🏡 Boost your home's value with these 5 updates! Whether you're planning to sell or just want to enhance your space, these upgrades are sure to make a difference.

Ready to elevate your home? Let's get started! 🛠️💡

🏠🔄 15-year vs 30-year mortgage: the ultimate debate! 💼On one hand, a 15-year mortgage means higher monthly payments but ...
05/03/2024

🏠🔄 15-year vs 30-year mortgage: the ultimate debate! 💼
On one hand, a 15-year mortgage means higher monthly payments but quicker equity build-up and less interest paid overall. Meanwhile, a 30-year mortgage offers lower monthly payments but more interest paid overtime and slower equity growth. Which one fits your financial goals and lifestyle better? Let's weigh the pros and cons together! 💰📊

The summer and the beautiful weather is close upon us.  Can't wait for camping season to begin!!  Here is a pic of me an...
05/02/2024

The summer and the beautiful weather is close upon us. Can't wait for camping season to begin!! Here is a pic of me and brother-in-law Greg playing games. When we camp with our family playing games, is what we do.

🤔 Did you know? There's a common misconception that mortgage insurance only benefits the lender. 🏦 But here's the truth:...
05/01/2024

🤔 Did you know? There's a common misconception that mortgage insurance only benefits the lender. 🏦 But here's the truth: Mortgage insurance actually provides valuable protection for both lenders and borrowers. While it does protect the lender in case of default, it also allows borrowers to purchase a home with a lower down payment, making homeownership more accessible. So next time you hear this, you'll know it's a myth! 🏡💡

This important step in the home 🏠 buying process gives you an estimate of how much you are qualified* for, so you and yo...
04/30/2024

This important step in the home 🏠 buying process gives you an estimate of how much you are qualified* for, so you and your realtor can stay within your home 🏠 buying budget. PrimeLending's online application is a quick and easy way for us to gather the necessary documents 📑 and information from you to review and work towards getting you the qualification you need so you can start your home search. 🖥️
*All loans subject to credit approval. A qualification is not an approval of credit and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.

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2009 Fox Drive #A
Champaign, IL
61820

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