Niki Sheppard - NMLS #783324

Niki Sheppard - NMLS #783324 Corporate NMLS #832799
Equal Housing Lender
https://www.nmlsconsumeraccess.org

Happy St. Patrick's Day!Just a friendly reminder-it's not luck that sets us apart, it's experience!If you're looking for...
03/17/2026

Happy St. Patrick's Day!

Just a friendly reminder-it's not luck that sets us apart, it's experience!

If you're looking for a trusted lender, let's connect.

Happy International Women's Day! From past to present, women have shaped history. Let's celebrate their journey and futu...
03/08/2026

Happy International Women's Day!

From past to present, women have shaped history. Let's celebrate their journey and future.

A little prep now can go a long way during tax season. Staying organized helps you feel ready and confident when it's ti...
03/06/2026

A little prep now can go a long way during tax season. Staying organized helps you feel ready and confident when it's time to file.

Struggling with high-interest credit card debt? A debt consolidation refinance could help you simplify your payments and...
02/23/2026

Struggling with high-interest credit card debt? A debt consolidation refinance could help you simplify your payments and potentially save on interest by rolling multiple debts into your mortgage. But is it the right choice for you?

In our latest blog, we break down:

✔ What a debt consolidation refinance is
✔ How the process works
✔ Key benefits and what to consider before making a move
✔ Tips for managing finances afterward

Tap to read the full article and make an informed choice!
Read here: http://bit.ly/4bxUjon

*By refinancing your existing loan, total finance charges may be higher over the life of your loan.

Eligibility and approval is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral and underwriting requirements. Direct Mortgage Loans, LLC is licensed in Maryland. Direct Mortgage Loans, LLC NMLS ID # is 832799 (http://www.nmlsconsumeraccess.com ). Direct Mortgage Loans, LLC office is located at 11011 McCormick Rd Ste 400, Hunt Valley, MD 21031.

If buying this spring is on your radar, starting the conversation early can help you move forward with confidence and fe...
02/19/2026

If buying this spring is on your radar, starting the conversation early can help you move forward with confidence and fewer surprises.

As we wrap up 2025, we're grateful for our clients, partners, and team members who made this year remarkable. Let's fini...
12/31/2025

As we wrap up 2025, we're grateful for our clients, partners, and team members who made this year remarkable. Let's finish strong and step into the new year with purpose.

Wishing you a joyful holiday season filled with warmth, laughter, and special memories with your loved ones! 🎄✨🏡        ...
12/25/2025

Wishing you a joyful holiday season filled with warmth, laughter, and special memories with your loved ones! 🎄✨🏡

If a new home is on your 2026 wish list, now's the perfect time to get pre-approved.Start strong, shop confidently, and ...
12/22/2025

If a new home is on your 2026 wish list, now's the perfect time to get pre-approved.Start strong, shop confidently, and move into the new year with a plan. Start your homebuying journey today with Direct Mortgage Loans.

Learn more here! https://www.directmortgageloans.com/purchase-refinance/



Eligibility and approval is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral and underwriting requirements. Direct Mortgage Loans, LLC is licensed in Maryland. Direct Mortgage Loans, LLC NMLS ID # is 832799 (http://www.nmlsconsumeraccess.com ). Direct Mortgage Loans, LLC office is located at 11011 McCormick Rd Ste 400, Hunt Valley, MD 21031.

Still working this weekend so you don't have to stress about your next move. Here when you need me!
12/19/2025

Still working this weekend so you don't have to stress about your next move. Here when you need me!

Are you trying to decide whether to rent or buy a home? 🏡 A quick conversation with a trusted loan officer can help you ...
12/17/2025

Are you trying to decide whether to rent or buy a home? 🏡

A quick conversation with a trusted loan officer can help you understand your options and make the choice that's right for you.



Eligibility and approval is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral and underwriting requirements. Direct Mortgage Loans, LLC is licensed in Maryland. Direct Mortgage Loans, LLC NMLS ID # is 832799 (http://www.nmlsconsumeraccess.com ). Direct Mortgage Loans, LLC office is located at 11011 McCormick Rd Ste 400, Hunt Valley, MD 21031.

Address

177 Lincoln Way East
Chambersburg, PA
17201

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