Tracy Thomas, Traditions Mortgage

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Tracy Thomas, Traditions Mortgage Traditions Mortgage, A Division of ACNB Bank. Equal Housing Lender. NMLS # 631864. Buying and owning a home is one of your largest investments.

Trusted residential mortgage loan officer with over 19 years of experience committed to your homebuying experience, even after closing. You deserve to have a trusted financial partner on your side for every step of the process. With more than 15 years of experience, I provide financing solutions for consumers who are looking to purchase, build, refinance or renovate a home. You can relax, knowing someone is working for you and has your best interest in mind. I strive to make sure you receive the best interest rate at the lowest cost possible. Want to see what your options are? Give me a call today at 717-830-0332!

Are you a first responder? We would like to say thank you for your dedication by offering an origination fee waiver on y...
09/11/2026

Are you a first responder? We would like to say thank you for your dedication by offering an origination fee waiver on your next residential mortgage or home refinance!

For more info, contact me today.

Are you an educator? We would like to say thank you for your dedication by offering an origination fee waiver on your ne...
09/04/2026

Are you an educator? We would like to say thank you for your dedication by offering an origination fee waiver on your next residential mortgage or home refinance!

For more info, contact me today.

A mortgage is more than paperwork. It is a partnership. 🤍At Traditions Mortgage, we take pride in building relationships...
08/28/2026

A mortgage is more than paperwork. It is a partnership. 🤍
At Traditions Mortgage, we take pride in building relationships, not just closing loans. We guide you, answer questions, and make sure you feel confident every step of the way.

You should never feel rushed or left in the dark.

I would be happy to walk you through the process whenever you are ready!

A HELOC allows you to tap into the equity you've built in your home over time. Use those funds to renovate, remodel, or ...
08/21/2026

A HELOC allows you to tap into the equity you've built in your home over time. Use those funds to renovate, remodel, or tackle any projects that turn your house into your dream home. Whether it's upgrading your kitchen, adding a backyard oasis, or fixing that long-standing issue, you can take your house from problem to perfect on your terms.

A lower payment could mean more flexibility each month. Refinancing may be worth a look!👉 Contact me today and let’s rev...
08/14/2026

A lower payment could mean more flexibility each month. Refinancing may be worth a look!

👉 Contact me today and let’s review your options.

Waiting on answers can be one of the most stressful parts of the mortgage process. ⏳One of the advantages of working wit...
08/07/2026

Waiting on answers can be one of the most stressful parts of the mortgage process. ⏳
One of the advantages of working with Traditions Mortgage is that decisions are made locally. That means clearer communication, fewer delays, and a team that is accessible when timing really matters.

When you need an answer, you are talking with people right here who care about your outcome.

📲 Feel free to reach out anytime if you want to learn more.

In today’s market, timing can be everything. ⏱️Local decision making and clear communication help keep things moving, es...
07/31/2026

In today’s market, timing can be everything. ⏱️
Local decision making and clear communication help keep things moving, especially when deadlines are tight. That is one of the biggest advantages of working with a local mortgage team.

We understand how important it is to stay on track.

📲 Let’s talk about your timeline and how I can help support it.

Your mortgage may have made sense when you bought your home, but does it still fit your goals today?Whether you’re curio...
07/24/2026

Your mortgage may have made sense when you bought your home, but does it still fit your goals today?

Whether you’re curious about lowering your payment, accessing equity, or simply understanding your options, I’d be happy to walk through it with you.

A Mortgage Checkup is a simple way to review your current mortgage and explore what may make sense for your situation today.

Let’s connect or schedule your checkup today at: https://www.acnb.com/mortgage-checkup

FOUR bedrooms!!!  Contact Kristyn Martin for a tour and Feel free to give me a call at 717-830-0332 to get prequalified....
07/03/2026

FOUR bedrooms!!! Contact Kristyn Martin for a tour and Feel free to give me a call at 717-830-0332 to get prequalified. We would be happy to help make this your home!!!

11/21/2025

Have a friend or family member that is about to turn 65, be sure they are aware they must apply for Medicare 3 months PRIOR to turning 65 or if they do not sign up for Medicate Part B, when first eligible, they will have to pay a late enrollment penalty for as long as they have Medicare coverage. IF they are receiving Social Security benefits prior to age 65, they should be automatically enrolled.

Address

850 Norland Avenue
Chambersburg, PA
17201

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