Dina Gambol - Mortgage Loan Officer NMLS 147653

06/12/2026

Earnest money is a deposit included with your offer to show the seller you’re serious. Understanding this step can help you feel more confident as you move from pre-approval to an offer. Contact me to learn more.

https://myoc.io/Dinagambol/clPYC

NMLS #147563

06/11/2026

Mortgage points can help shape your monthly payment, but they also require upfront investment. I’ll help you understand how that tradeoff plays out and make sense of the terms along the way so you can move forward with confidence. Contact me to learn more.

https://myoc.io/Dinagambol/Jdiar

NMLS #147563

06/10/2026

This adorable couple bought their first house today! The seller wanted a quick turnaround so we closed their loan in 3 weeks!

06/10/2026

🏡 CAN I BUY A HOUSE IF I DON'T HAVE 20% DOWN?

One of the biggest myths I hear is that you need 20% down to buy a home.

The truth? Many buyers qualify with much less down depending on the loan program.

If you've been waiting because you thought you needed a huge down payment, it may be worth exploring your options sooner than you think.

Have a question you'd like me to answer in a future Homebuyer Q&A post? Drop it below or send me a message!

05/28/2026

05/02/2026

Congrats to Marissa and all the Seniors!

04/24/2026

This couple was excited to settle on their new house! 😁
They downsized into a ranch house with a beautiful private yard.
Thank you Anna Louise Farrell for the referral!

04/22/2026

So excited to get this Google review! Thank you Kate!

04/21/2026

🏡 First-Time Homebuyer? Your dream home may be closer than you think! ✨

Looking to buy your first home? Now is a great time to explore your financing options with these Keystone Home Loan rates:

🔹 Conventional: 5.375% (APR: 5.848%)

🔹 FHA/USDA/VA: 5.000% (APR: 5.760%)

Whether you need a low down payment option, want to understand your buying power, or just have questions about where to start, I’m here to help every step of the way 🤝

🔑 Homeownership starts with a conversation.
Send me a message today to learn more!