Agustin Ochoa - Merit Capital Mortgage

09/19/2024

🚨 BIG NEWS: Mortgage rates are over 1% lower than last year! 📉 That’s a few hundred dollars of savings per month on a home in your price range - now’s the time to buy before the market shifts again. 🗝️

05/21/2024

Have extra income each month? Additional principal payments can reduce your total interest and speed up your journey to full homeownership. Curious how this works? Message me to explore your options with my Amortization tool.



https://card.winlocal.com/agustin-ochoa-1

Equal Housing Lender. NMLS 1099087

11/08/2023

🏡 Home Update Alert! 📊 Home prices are making headlines, climbing to impressive new levels, with a potential 6-8% growth on the horizon for 2023. 📈 CoreLogic is all about the resilience of our market, and Case-Shiller's optimism is through the roof with their latest findings. 🏡💼

If you're curious about what this means for your home's value, slide into my DMs for a custom report tailored just for you! 🔍✉️

And hey, HOMEBUYERS, don't let the market shifts slow you down—you can still secure yesterday's payment today and reclaim your buying power! 💪 Let's chat and get you home. 🔑



Equal Housing Lender. NMLS 1099087

07/15/2023

🚨 Student Loans & Homeownership 🚨

Starting this September, the Fiscal Responsibility Act of 2023 will significantly change federal student loans. These changes will impact both home buyers and homeowners.

The forbearance period for federal student loans is ending soon. 😮 Starting September 1, 2023, student loan interest resumes, and payments are due in October.

To help you navigate this transition, click "Learn More" for an article that explains the upcoming changes, their potential effects, and the steps you can take. Let's tackle this challenge together and stay informed.

Don't let this sneak up on you - stay informed, stay prepared!

https://www.agustin-ochoa.com/presentation/90752

Navigating the End of Student Loan Forbearance: A Guide for Homebuyers THE LOOMING CHALLENGE ⛈️ As the federal student loan payment pause introduced by the CARES Act in March 2020 draws to an end on August 29, 2023, many homebuyers may feel a cloud of uncertainty hovering over their dreams. This...

02/02/2023

The road to your new home can have many twists and turns. That's why we want to share our knowledge of what you could expect from the process and be there for you every step of the way! Keep in mind that everyone's journey home may look a little different - that's totally normal. If you have questions today, or anytime during the process, please reach out! 🏡

01/25/2023

No credit? No problem! If you don’t currently have traditional credit, we’re here to help. There are options when it comes to home financing that may work for your credit situation. Here are some examples of alternative credit sources that we may be able to utilize for your home loan: Rental Housing Payments, Telephone Service, Insurance Premiums, Childcare Payments, School tuition, and Medical Bill Payments … the list goes on! Reach out today to explore your options!

01/16/2023

"We must use time creatively, in the knowledge that the time is always right to do right." - Martin Luther King Jr.

Let today be another reminder to always strive for justice. Happy Martin Luther King Jr. Day!

01/12/2023

We don't expect you to speak the mortgage language, but it can be helpful to have an understanding of what is being talked about. You may have heard the term seller concessions recently. Seller concessions are when the seller agrees to pay part of the buyer's closing costs. These concessions allow a borrower to pay less at closing to make buying a home more affordable. Seller concessions can be beneficial to both the buyer and seller as they get what they need out of the home buying/selling process in today's market.

01/04/2023

Get ready because 2023 is set to be a defining year in the housing market. As inflation makes its mark on mortgage rates and real estate trends, this could bring some great opportunities for savvy buyers and sellers who stay informed.

01/01/2023

With a new year comes new memories, and I hope those memories last a lifetime. Cheers to the new year and an even better 2023!

12/25/2022

The most wonderful time of year is here. 🎁 Wishing you and yours a happy and safe holiday season!