Darik Heaney - Branch Manager - NMLS 866721

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United States
Cerritos, CA
Darik Heaney - Branch Manager - NMLS 866721

Sun West Mortgage Company, Inc.

(NMLS ID #3277, www.nmlsconsumeraccess.org) is an Equal Opportunity Lender and Equal Opportunity Employer.All products are subject to credit and property approval.Program terms and conditions subject to change without prior notice.Other restrictions and limitations apply.The content here does not substitute for professional legal, securities, tax or accounting advice.Our products and services have

no affiliation with/ endorsement from any government agency/ body.The company and its affiliates recruit and offer housing and residential financing to all without regard to race, color, religion, gender, sexual orientation, handicap, familial status or national origin.Consumers with a Reverse Mortgage can lose their home if they fail to comply with loan terms, which include among other terms, paying property taxes, homeowners insurance, HOA dues(if applicable) in time, maintaining the property, etc. Rates are subject to change.Refinancing your mortgage may result in your total finance charges being higher over the life of the loan.Loans made or arranged pursuant to a California Financing Law license.Real Estate Broker,CA Department of Real Estate.Licensed by N.J. Department of Banking and Insurance.Licensed Mortgage Banker-NYS Department of Financial Services.Rhode Island Licensed Lender.Georgia Residential Mortgage Licensee.Massachusetts Lender License .For licensing information, go to: www.nmlsconsumeraccess.org. Visit http://www.swmc.com/swmc/disclaimer.php for complete license information.See https://www.swmc.com/TXdis to view Texas Complaint Notice and Servicing Disclosure.In all jurisdictions,principal(Main)licensed location of Sun West Mortgage Company, Inc.is 18303 Gridley Rd., Cerritos, CA 90703 Phone(800)453-7884.This site is not authorized by the New York State Department of Financial Services.No mortgage loan applications for properties located in the state of New York will be accepted.

07/28/2025

If your score is low, you may feel like your mortgage options are limited. Fortunately, Sun West is here to help. We provide loans with FICO as low as 500.

Contact me today at (949) 245-1549!

Disclaimer: Our products and services have no affiliation with or endorsement from any government agency or body.

On an FHA 30-year fixed rate purchase with loan amount $392,755 (at 96.5% LTV with 3.5% cash required from borrower and FICO 580), at an interest rate 7.25% with $5,177 discount points (Annual Percentage Rate: 8.51%), you will be required to make 360 equal monthly payments of $2,679.28 (which includes principal and interest only, so your actual payment, including taxes, insurance, and other property charges, will be higher). Cash required from the borrower denotes down payment only and doesn’t include closing costs.

07/24/2025

We are helping borrowers with FICO down to 500.

Contact me today at (949) 245-1549!

Disclaimer: Our products and services have no affiliation with or endorsement from any government agency or body.

On an FHA 30-year fixed rate purchase with loan amount $392,755 (at 96.5% LTV with 3.5% cash required from borrower and FICO 580), at an interest rate 7.25% with $5,177 discount points (Annual Percentage Rate: 8.51%), you will be required to make 360 equal monthly payments of $2,679.28 (which includes principal and interest only, so your actual payment, including taxes, insurance, and other property charges, will be higher). Cash required from the borrower denotes down payment only and doesn’t include closing costs.

07/16/2025

We are helping borrowers with FICO down to 500.

Contact me today at (949) 245-1549 today!

Disclaimer: Our products and services have no affiliation with or endorsement from any government agency or body.

On an FHA 30-year fixed rate purchase with loan amount $392,755 (at 96.5% LTV with 3.5% cash required from borrower and FICO 580), at an interest rate 7.25% with $5,177 discount points (Annual Percentage Rate: 8.51%), you will be required to make 360 equal monthly payments of $2,679.28 (which includes principal and interest only, so your actual payment, including taxes, insurance, and other property charges, will be higher). Cash required from the borrower denotes down payment only and doesn’t include closing costs.

07/09/2025

Having trouble getting a HOME LOAN with a low credit score?

We can HELP you.

Learn how you can buy a home with 500 FICO score with 10 percent down; or at 580 FICO with just 3.5% down!

Contact me today at (949) 245-1549.

Disclaimer: Our products and services have no affiliation with or endorsement from any government agency or body.

On an FHA 30-year fixed rate purchase with loan amount $392,755 (at 96.5% LTV with 3.5% cash required from borrower and FICO 580), at an interest rate 7.25% with $5,177 discount points (Annual Percentage Rate: 8.51%), you will be required to make 360 equal monthly payments of $2,679.28 (which includes principal and interest only, so your actual payment, including taxes, insurance, and other property charges, will be higher). Cash required from the borrower denotes down payment only and doesn’t include closing costs.

07/01/2025

Don't let the down payment hurdle hold you back. With a Down Payment Assistance (DPA) program, you can kickstart your path to homeownership fast and easy.

At Sun West, we offer an in-house DPA solution - the EQUO DPA - designed to help you achieve your homeownership dreams.

Credit score as low as 580
No first-time homebuyer requirement
Purchase of Primary Residence only

Ready to take the first step? Let's chat. Contact me today at (949) 245-1549, and let's turn your dream into a reality.

06/23/2025

If your score is low, you may feel like your mortgage options are limited. Fortunately, Sun West is here to help. We provide loans with FICO as low as 500.

Contact me today at (949) 245-1549.

Disclaimer: Our products and services have no affiliation with or endorsement from any government agency or body.

On an FHA 30-year fixed rate purchase with loan amount $392,755 (at 96.5% LTV with 3.5% cash required from borrower and FICO 580), at an interest rate 7.25% with $5,177 discount points (Annual Percentage Rate: 8.51%), you will be required to make 360 equal monthly payments of $2,679.28 (which includes principal and interest only, so your actual payment, including taxes, insurance, and other property charges, will be higher). Cash required from the borrower denotes down payment only and doesn’t include closing costs.

06/16/2025

Ready to expand your home and create additional living space? 🏡

💫 Our HomeStyle® Renovation loan can help you finance the construction or installation of an Accessory Dwelling Unit (ADU) on your property, providing more space for your family or an opportunity for rental income. 💰💼

Take advantage of this flexible and affordable option! Call me at (949) 245-1549 today.

Disclaimer:
ADU stands for Accessory Dwelling Unit
HomeStyle® is a registered trademark of Fannie Mae.

06/12/2025

Special thanks to Rob Smith for trusting Sun West and me to finance the sale of his listing. Closed in 20 days!

Sun West and me swiftly closed your transaction. We aim to exceed your expectations and remain at your service.

Please call or text me at (949) 245-1549 with any scenarios or questions you may have. Best wishes for continued success!

06/11/2025

Special thanks to Mark Peschel for trusting Sun West and me to finance the purchase for his buyer. Closed in 20 days!

Sun West and me swiftly closed your transaction. We aim to exceed your expectations and remain at your service.

Please call or text me at (949) 245-1549 with any scenarios or questions you may have. Best wishes for continued success!

Address

18303 Gridley Road
Cerritos, CA
90703

Website

http://darikheaney.mortgagepossible.com/

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