From payroll to tax preparation, we help keep your finances organized and your business on track. With 30 years of extensive experience in financial management and business operations, Tammie Cummins leads Cummins Financial Services, Inc. Over the course of her career, she has excelled in key roles such as office manager, recruiter, accounts payable specialist, bookkeeper, and tax preparer. This d
iverse background has given her a deep understanding of finance and operations, which she leverages to propel her company’s growth and success. Tammie’s professional journey is shaped by her dedication to excellence and her passion for financial services. Her personal life is equally fulfilling; she has been married to her husband for over 30 years, and together they are proud parents of two daughters and grandparents to six. In addition, Tammie and her husband Richard own Cummins Sugar Sand Ranch, a family-operated venture in Deltona, Florida. The ranch is home to chickens, ducks, and a Sulcata tortoise, showcasing the Cummins family's commitment to sustainable farming and community values. More than a business, the ranch is a cherished family legacy, reflecting their strong work ethic and love for both their craft and family.