Ecco Agency Inc

05/07/2026

Insurance is no longer just about policies.
Businesses are being asked for:
• Employee training
• Handbooks
• Safety procedures

We help business owners implement these solutions in a simple, practical way.

03/10/2026

Picture it: 18" of snow, a key employee is injured and out of work for 4-6 weeks. Health insurance may cover the medical bills. But it doesn’t replace lost income.

Suddenly your employee faces:
• Missed paychecks
• Rent or mortgage stress
• Credit card debt
• Family financial pressure

Affecting their morale, productivity, and possibly their retention.

Voluntary supplemental benefits help fill that gap.
Employees can enroll in coverage such as
• Accident
• Disability
• Sickness
• Specified disease
• Life insurance
Plans can start around $4 per week, and the employer pays nothing.

Backed by Chubb, one of the largest publicly traded property and casualty insurers in the world.

See How This Works for Your Company at EccoAgency.com/Benefits

12/24/2025

Wishing you a festive season filled with joy, laughter, and lots of delicious food.

Our office will be closing at 1pm on Wednesday, December 24th and reopen Monday December 29th.

For New Years, we will be closing at 1pm on Wednesday, December 31st and reopen Monday January 5th, 2026.

12/23/2025

🌪️ Extreme weather volatility is increasing—and so are client deductible exposures.

Do your clients have 2%, 3% OR AS HIGH AS a 5% wind deductible?

With the extremely volatile weather your clients could be facing No Coverage due to these High Deductibles!

When wind and hail events occur, percentage wind deductibles can create significant gaps in coverage.

Our Wind Deductible Buy Back Program helps brokers deliver a practical solution that reduces insured out-of-pocket costs and strengthens overall program design.

✔ Up to $2M capacity per risk
✔ Layered placements available
✔ Tier 1 & Tier 2 counties
✔ Same-day quoting

📍 Available in NY & NJ

A smart add-on for complex property placements.
Let’s help your clients stay ahead of the next storm.

Contact Michael Fleischer at 631-754-0562 ext. 402 or [email protected]

12/05/2025

Protect your team. Protect your business.
Our sister company Stellar Marketing Services provides interactive Sexual Harassment Prevention Training makes compliance simple — and the LMS keeps everything organized, automated, and stress-free.

✔ Mobile-friendly
✔ English + Spanish
✔ Certificates included
✔ Easy reporting
✔ Meets state requirements

📲 Learn more & get your team started today at our sister company Stellar Marketing Services: https://stellar-m-s.com/lms/

Is your team due for their annual Sexual Harassment Prevention Training?
We make compliance simple with our easy-to-use Learning Management System!

Our training is:
➡️ Fully compliant with NY State & NYC requirements
➡️ Interactive and engaging (with quizzes + knowledge checks)
➡️ Available in English and Spanish
➡️ Mobile-friendly so employees can train anytime
➡️ Automatically tracked with certificates included

Whether you have 5 employees or 500, Stellar can help you protect your business and strengthen workplace culture.

📲 Learn more & get your team started today: https://stellar-m-s.com/lms/

11/13/2025

Running a business comes with enough challenges—your insurance and compliance shouldn’t be one of them.

Here are a few things every business should review at least once a year ⬇️
✔️ Business Owners Policy: Does it cover what you actually do today?
✔️ Workers Comp Codes: Are employees classified correctly to avoid overpaying?
✔️ Cyber Liability: Even small businesses need protection from cyber threats.
✔️ Sexual Harassment Prevention Training: Required annually and important for every workplace.

A quick professional review can help catch gaps before they turn into big problems.

If you want peace of mind that your coverage and compliance are in good shape, we are here to help!

10/21/2025

As a , there is no shortage of things that you need to manage on a daily basis. Whether it’s supervising employees or connecting with new clients, there is only so much time in the day. That being said, it’s nice to have the peace of mind that you and your business are covered in the event that an insurance claim is brought against you. A business owners policy is a good option for small and midsized businesses, and it can offer you plenty of advantages, including:

📋 Broad coverage. BOPs cast a wide net of protection by bundling a number of different types of coverage into one plan. In general, BOPs provide commercial property, general liability and business interruption coverage in one policy.

💰 Cost savings. Every dollar counts for small and midsized businesses, and BOPs can provide cost savings by combining the aforementioned policies so that you don’t have to go out and purchase each one separately.

🏥 Coverage for medical expenses. CGL policies will provide protection for your company if a non-employee is injured on your premises or in an incident related to your operations. Coverage for medical payments can be triggered without legal action and allows for smaller medical claims to be settled quickly and without litigation.

✂️ Customization. While BOPs cover multiple types of risk for your business, you don’t need to worry about buying something that you don’t need. These policies can be tailored to fit your business’s needs with additional coverage for risks such as cyber liability, equipment breakdown, personal and advertising injury, and more.

**Learn More About Business Owners Policy (BOP) Insurance**
There’s no shortage of responsibilities or risks that come with being a business owner, so make sure that the product of all your hard work and long hours is protected. Contact us today to learn more about keeping your business safe with a BOP. Visit https://eccoagency.com/business-owners-policy-bop/ to learn more.

10/01/2025

🏗️ OSHA’s Top 10 Cited Standards for Construction (NAICS 23) shines a spotlight on the most common — and costly — safety violations in construction. At the top of the list? Fall protection, a reminder that the industry still faces serious risks when it comes to keeping workers safe on jobsites.

Here are the Top 3 most cited standards — along with helpful video resources you can share with your team:

1: – The most cited violation. Employers must identify fall hazards and put protective measures in place. Average penalty: $7,190.
🎥 Watch: Tips for Preventing Slips, Trips, and Falls in the Workplace Video: https://lnkd.in/etEANXYp

2: & Training – Covers proper ladder use, inspections, and employee training across all ladder types. Average penalty: $3,473.
🎥 Watch: Ladder Safety Video: https://lnkd.in/e8_8JvN6

3: Eye & Face Protection – Requires employers to provide and enforce the use of protective gear against flying particles, chemicals, and other hazards. Average penalty: $3,702.
🎥 Watch: Eye Safety for Your Workplace Video: https://lnkd.in/eMHaEy-K

👉 These numbers are more than fines — they’re reminders of the real risks facing construction workers every day. Addressing these top hazards not only protects your bottom line but, more importantly, protects your people.

Download list and watch the videos at EccoAgency.com/OSHA-Top10
Contact us to review your coverage before your next project or renewal!

08/25/2025

August is ! Does your Will include plans for Fifi and Fido? What would happen if you weren't here to care for them?

What about giving charitable gifts? Perhaps to the Guide Dog Foundation for the Blind who highlighted the importance of giving in a recent LinkedIn post.

Did you know we offer LegalShield as part of our agency related services? Anyone, not just our brokers, agents and clients, has options to create and update a will, form a trust and protect their loved ones, assets and business ventures.

There are so many reasons to have a Will. It's not the happiest of topics but the peace of mind of getting it done is worth it.

And the dog will thank you. 🐾

DM us or comment LastWill for more information to get started on creating your Will today.

04/09/2025

As the weather warms up, people are bringing their to restaurants and retail establishments. This raises important questions like what are the potential liabilities if a service dog causes damage to property? Or, how should businesses manage situations where customers have allergies or fears related to dogs?

A recent article by The Hartford addresses some of these concerns and highlights the need for a better understanding of the rights and responsibilities of both pet owners and businesses in accommodating these beloved companions.

Read more at: https://sba.thehartford.com/business-management/dogs-in-the-office/

04/01/2025

As the weather warms up, people are starting to bring their to restaurants and retail establishments. The Hartford article answers questions like: What if the damages property? Or, what if people are allergic to or afraid of dogs? Read more at:

More and more dogs are present in the workplace—and not only service dogs. While service dogs are subject to protection under the ADA, emotional therapy dogs and personal pets are not. Understand the rules that may apply to your small business.