09/04/2026
Thinking about buying a beach house on the Texas coast? Run through this checklist before you make an offer.
1. Ask about the flood zone — Zone AE or VE means flood insurance is likely required.
2. Ask about TWIA eligibility — the property has to meet construction standards.
3. Budget for three separate policies — homeowner's, TWIA windstorm, and flood.
4. Start the insurance conversation early — before you're under contract.
5. Call us — we'll walk you through all of it.
Save this for when you're ready to start shopping.
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