Premier Insurance Agency

10/25/2024

The Kia and Hyundai story

The Wilson Police Department warned that the number of car thefts involving Kias and Hyundais has increased at an alarming rate

04/16/2024

Read… reasoning for Auto Insurance increase

The cost of auto insurance rose 2.6% in March, bringing the total annual gain to 22.2% — the fastest yearly rate on record.

02/27/2024

While every insurance company has basic packages, they recognize that clients may want to deviate from it to suit their unique needs. Therefore, most insurance companies are open to customizing policies according to the client's preferences.

02/20/2024

If your vehicle is involved in a hit and run, try to contain yourself and avoid chasing after the driver that did it. After all, for as long as you have collision insurance, you need not worry because the insurance company will foot the bill for the repairs.

02/13/2024

Did you know that some types of vehicles tend to be involved in more accidents, which means insurance for those vehicles costs more? If you are getting a new policy or adding a vehicle to existing coverage, it’s a good idea to pre-price the cars you are looking at. The difference in insurance costs could tip the scale for a particular vehicle.

02/06/2024

If you’re a very safe driver, you may qualify for special discounts on your auto insurance premiums. The criteria varies by insurance provider, but most offer savings to those who have not received tickets and are accident-free.

01/30/2024

Even if you are in business for yourself, you should probably consider a commercial automobile insurance policy for your vehicle if you use it primarily for business purposes. This type of policy protects you against conditions not found in standard policies.

01/23/2024

If possible, try to sign up for automatic payments for your insurance premiums. Forgetting to mail in a check could lead to having your policy lapse and not cover you if you’re in an accident.

01/16/2024

Planning to sign up with a ride sharing company? If you are, then you might want to get additional insurance coverage. This is because your current policy probably doesn't cover the commercial use of your vehicle so you may be in for a nasty surprise if you try to make a claim.

01/09/2024

While comprehensive insurance isn't something that's required by the government, you'll probably have to get such a policy if your car is being financed. Usually, the lender will require you to acquire this type of insurance in order to assure that their property (your car) is adequately protected.

01/02/2024

Make sure to have all of your car's required maintenance performed at the recommended intervals and keep all of the records. Why? If your car is totaled in an accident, they will help you get full value from the insurance company.

12/26/2023

Your occupation affects your liability risk rating and your insurance premiums. Low-risk, high-paying jobs like being an engineer can get you better rates than if you had a high-risk, low-income job.