The Silver Sherpa

The Silver Sherpa Helping the Silver Generation secure optimal Medicare coverage for their specific lifestyle needs. Hello, I’m Jim Garey, owner of Silver Sherpa, Inc.

Medicare Advantage Plans, Medicare Supplement Insurance & Medicare Prescription Drug Coverage. My passion is helping the “Silver Generation” navigate the often-confusing world of Medicare with clarity, confidence, and peace of mind. When I founded Silver Sherpa, my mission was simple: to serve as a trusted guide—a Sherpa—for those approaching or already on Medicare. This is one of life’s most impo

rtant transitions, and with so many choices, enrollment deadlines, and coverage options, it can feel overwhelming. That’s where I come in. As a licensed insurance broker, I represent more than two dozen top insurance companies, including Aetna, Humana, and UnitedHealthcare. This allows me to shop the market for you and find the plan that truly fits your health needs, financial goals, and lifestyle. Whether it’s Medicare Advantage Plans, Medicare Supplement Insurance, or Medicare Prescription Drug Coverage, I provide expert, unbiased advice at no cost to you, with the same pricing you’d receive directly from the carriers. As a Baby Boomer myself, I understand the challenges many of us face, working longer, caring for aging parents, managing our own health, and supporting adult children. That perspective allows me to approach every client conversation with compassion, honesty, and a focus on simplifying the complex. In addition to one-on-one guidance, I host free educational seminars at local libraries and community centers to help people better understand their Medicare options. You can find upcoming events anytime at www.Sherpa123.com. I’m also honored to be a weekly guest on Medicare & More with the Silver Sherpa Jim Garey, hosted by Scott Whatley on KLZ 560 AM. Each Tuesday at 12:30 PM-1:00 PM, we tackle important Medicare topics, share insights, and provide resources to listeners across Colorado and beyond. Episodes are also available through the KLZ 560 App and the Haystack Help Radio website. At the end of the day, my goal is simple: to help you avoid costly mistakes, reduce stress, and feel confident in your Medicare coverage. Don’t climb Mt. Medicare alone, let Silver Sherpa be your guide, every step of the way. Sincerely,
Jim Garey
Licensed Insurance Broker & Founder
Silver Sherpa, Inc.

Silver Sherpa’s Free Educational Workshops: Why They Matter More Than You Think! ⛰️ Medicare & More – 6/2/26 Episode Rec...
06/04/2026

Silver Sherpa’s Free Educational Workshops: Why They Matter More Than You Think! ⛰️ Medicare & More – 6/2/26 Episode Recap:
On this week’s edition of Medicare & More, Host Scott Whatley welcomed Jim Garey, Owner of Silver Sherpa Inc., for an important conversation about the value of attending a free Medicare Educational Workshop.

Jim explained that when Silver Sherpa says “Educational Workshop,” they truly mean education. These workshops are designed to help individuals and couples understand Medicare before making important decisions that can impact their healthcare and finances for years to come.

One key point Jim emphasized is the importance of bringing your spouse whenever possible. Medicare can be complicated, and having two sets of ears often helps couples better understand the information and make informed decisions together. As Jim shared, “We are giving you a lot of information in these workshops, so if you are both able to attend, it’s really helpful.”

Host Scott Whatley also shared his own recent experience with Medicare after undergoing two surgeries. Scott remarked how simple and convenient Medicare has been, noting there were no hoops to jump through for testing and that he was able to choose the doctors he wanted to see.

Jim also cautioned listeners who are approaching age 65 not to simply choose the same Medicare plan as a friend or relative.

Everyone’s healthcare needs, prescriptions, doctors, and financial situations are different. What works well for one person may not be the best solution for another.

That’s why Silver Sherpa’s Educational Workshops are so valuable. Jim and the Silver Sherpa team take the time to explain options, answer questions, and help attendees understand the path ahead before making any decisions.

In the closing moments of the show, Jim shared a powerful message about The Great I AM. When Jesus repeatedly says “I Am,” He is making a profound declaration about His identity. Jim reminded listeners that everything we truly need is found in Him.

Why Choose Silver Sherpa Inc.?
✅ Independent Medicare Brokers representing 30+ Insurance Companies
✅ Personalized Guidance Based on YOUR Needs
✅ Free Educational Workshops Throughout the Denver Metro Area
✅ No Cost Medicare Assistance for Clients
✅ Transparent and Educational Approach
✅ A+ Rated with the Better Business Bureau with an A+ Rating and 150+ reviews

If you are turning 65 in 2026, retiring, losing employer coverage, or simply reviewing your Medicare options, now is the perfect time to attend a free Educational Workshop.

⛰️ Don’t climb “Mt. Medicare” alone. Let Silver Sherpa guide you — every step of the way in 2026 and beyond.

👉 Register today: www.Sherpa123.com. Click on the “Events” tab to find a workshop near you.
📞 Call or Text Jim: 303-865-5534

Tune in every Tuesday from 12:30–1:00 PM on KLZ 560 AM or stream on the KLZ app

🎧 Listen to the full 6/2/26 episode here: https://www.haystackhelpradio.com/wp-content/uploads/2026/06/Haystack-06-02-26-The-Silver-Sherpa.mp3

Medicare Brokers Are NOT All the Same – Why Your Medicare Guide Matters: Medicare & More – 5/26/26 Episode RecapOn this ...
05/27/2026

Medicare Brokers Are NOT All the Same – Why Your Medicare Guide Matters: Medicare & More – 5/26/26 Episode Recap
On this week’s edition of Medicare & More, Host Scott Whatley welcomed Jim Garey, Owner of Silver Sherpa Inc., along with Dylan Nava for an important conversation about why choosing the right Medicare Broker truly matters.

🎧 Listen to the full 5/26/26 episode here:
https://www.haystackhelpradio.com/wp-content/uploads/2026/05/Haystack-05-26-26-The-Silver-Sherpa.mp3

Jim shared that not all Medicare Agents or Brokers are the same. Silver Sherpa Inc. proudly represents over 30 different insurance companies, which means their allegiance is to YOU — the client — and not just one or two insurance carriers. Jim explained that several recent clients attended local Medicare workshops only to discover the presenter represented just two insurance companies, limiting the options available to attendees.

Jim encourages listeners to ask an important question when speaking with any Medicare Agent: “How many insurance companies do you represent?”

At Silver Sherpa Inc., the mission is to help clients navigate Mt. Medicare with education, transparency, and personalized guidance.

That’s why Jim and Dylan continue to offer free Educational Workshops throughout the Denver Metro area. These workshops are designed to help people understand the many moving parts of Medicare and avoid costly mistakes.

Dylan Nava also discussed one of the biggest areas of confusion for Medicare beneficiaries, the difference between Supplement Plans and Advantage Plans. Dylan explained that there is no “one-size-fits-all” solution, which is why education is so important before making a Medicare decision.

The Silver Sherpa Educational Workshops provide plenty of time for attendees to ask questions and gain clarity in a relaxed, no-pressure environment.

Whether you are turning 65, retiring, losing employer coverage, or simply reviewing your current plan, Jim and Dylan encourage everyone to attend a free workshop.

Listeners are also invited to sign up for the Silver Sherpa Newsletter at www.Sherpa123.com to receive ongoing Medicare education, updates, and other helpful information.

Why Choose Silver Sherpa Inc.?
✅ Independent Medicare Brokers representing 30+ Insurance Companies
✅ Personalized Guidance Based on YOUR Needs
✅ Free Educational Workshops Throughout the Denver Metro Area
✅ No Cost Medicare Assistance for Clients
✅ Transparent and Educational Approach
✅ A+ Rated with the Better Business Bureau with an A+ Rating and 150+ reviews

If you are turning 65 in 2026 or have questions about your Medicare options, now is the perfect time to connect with the Silver Sherpa team.

🎓 Reserve your seat today for an upcoming FREE Educational Workshop:
🌐 www.Sherpa123.com
Click on the “Events” tab to find a workshop near you.

⛰️ Don’t climb “Mt. Medicare” alone. Let Silver Sherpa guide you — every step of the way in 2026 and beyond.

👉 Register today: www.Sherpa123.com

📞 Call or Text Jim: 303-865-5534

Medicare & More – The Unexpected Layoff & Medicare Readiness 🏔️5/19/26 Episode Recap – On this week’s Medicare & More Sh...
05/21/2026

Medicare & More – The Unexpected Layoff & Medicare Readiness 🏔️
5/19/26 Episode Recap – On this week’s Medicare & More Show, Scott Whatley is joined by Jim Garey, Founder and Owner of Silver Sherpa, Inc., along with Dylan Nava, as they discuss an important and growing topic many Americans are facing today — “The Unexpected Layoff.”

Jim shared that nearly every week at Silver Sherpa’s FREE Educational Workshops, someone says: “I thought I would be at my job another 3–5 years.”

Many of these individuals are already over 65 and suddenly find themselves scrambling to understand Medicare after losing employer coverage unexpectedly. 😟

That’s why Jim and Dylan strongly encourage listeners to attend one of Silver Sherpa’s FREE Educational Workshops before a life-changing event happens. The goal is simple:
✅ Gain valuable Medicare knowledge
✅ Understand your options before deadlines arrive
✅ Establish a trusted relationship with Jim & Dylan
✅ Be prepared if the unexpected happens

Silver Sherpa’s Educational Workshops are held monthly at libraries throughout the Denver Metro area, and seating is limited. 🎓
Whether you are:
✅ Turning 65 in 2026
✅ Still working past 65
✅ Planning retirement
✅ Concerned about losing employer coverage
✅ Confused by endless Medicare mailers and TV ads

Silver Sherpa is here to help guide you every step of the way up “Mt. Medicare.” 🏔️

Jim and Dylan also remind listeners there is absolutely NO fee for the Medicare services Silver Sherpa provides to their clients.
✅ Insurance companies pay the commissions — never the client
✅ Personalized one-on-one guidance at no cost
✅ Independent guidance focused on your needs

🎧 Listen to the full 5/19/26 episode here:
https://www.haystackhelpradio.com/wp-content/uploads/2026/05/Haystack-05-19-26-The-Silver-Sherpa.mp3

Why Clients Trust Silver Sherpa
At Silver Sherpa, Jim works for YOU — not the insurance companies.
✅ Independent Broker — services provided at zero cost to you
✅ Same exact pricing as going directly to top national carriers
✅ As a Baby Boomer himself, Jim understands real-life retirement challenges
✅ Accredited Member of the BBB with an A+ Rating and 150+ reviews

🎓 Reserve your seat today for an upcoming FREE Educational Workshop:
🌐 www.Sherpa123.com
Click on the “Events” tab to find a workshop near you.

⛰️ Don’t climb “Mt. Medicare” alone. Let Silver Sherpa guide you — every step of the way in 2026 and beyond.

👉 Register today: www.Sherpa123.com
📞 Call or Text Jim: 303-865-5534

Medicare & More – Don’t Risk Costly Medicare Mistakes! 🏔️5/12/26 Episode Recap - On this week’s Medicare & More Radio Sh...
05/13/2026

Medicare & More – Don’t Risk Costly Medicare Mistakes! 🏔️
5/12/26 Episode Recap - On this week’s Medicare & More Radio Show, Host Scott Whatley is joined by Jim Garey, Founder and Owner of Silver Sherpa, Inc., and the focus of the show was once again the tremendous value of Silver Sherpa’s FREE Educational Workshops. 🎓

Jim strongly encourages listeners to attend one of these no-cost workshops happening at libraries across the Denver Metro area. If you are turning 65 in 2026, now is the time to start learning and preparing for Medicare before important deadlines arrive.

During the show, Jim shared that he has recently worked with several couples where one spouse initially talked the other out of using Silver Sherpa’s free Medicare guidance services. Jim emphasized that this often happens because people mistakenly believe there must be a hidden cost involved.

Jim Garey and Dylan Nava want listeners to know they are completely transparent:
✅ Their Medicare guidance services are absolutely FREE
✅ Insurance companies pay the commissions — never the client
✅ Clients receive personal one-on-one guidance at no cost

Jim explained that when it comes to Medicare, there are no “small” mistakes. Even one wrong decision or missed enrollment detail can become very costly and impact healthcare coverage for years to come. 😟

That’s exactly why the Educational Workshops are so important. Silver Sherpa’s mission is to educate, advocate, and guide people through the confusing Medicare process with confidence and clarity.

Whether you are:
✅ Turning 65
✅ Retiring soon
✅ Still working past 65
✅ Losing employer coverage
✅ Confused by Medicare mailers and advertisements

Silver Sherpa is here to help guide you every step of the way up “Mt. Medicare.” 🏔️

Listen to the full 5/12/26 episode here: https://www.haystackhelpradio.com/wp-content/uploads/2026/05/Haystack-05-12-26-The-Silver-Sherpa.mp3

Why Clients Trust Silver Sherpa:
✅At Silver Sherpa, Jim works for YOU — not the insurance companies.
✅Independent Broker — services provided at zero cost to you
✅Same exact pricing as going directly to top national carriers
✅As a Baby Boomer himself, Jim understands real-life retirement challenges
✅Accredited Member of the BBB with an A+ Rating and 150+ reviews

🎓 Reserve your seat today for an upcoming FREE Educational Workshop at:
🌐 www.Sherpa123.com
Click on the “Events” tab to find a workshop near you.
As Jim always says:
“Don’t try to navigate the climb up Mt. Medicare alone… let the Silver Sherpas be your guides!”
✅Call or Text Jim: 303-865-5534

Medicare & More – Educational Workshops are Going Great! 5/5/26 Episode Recap - Listen to the full episode here: https...
05/13/2026

Medicare & More – Educational Workshops are Going Great!
5/5/26 Episode Recap - Listen to the full episode here: https://www.haystackhelpradio.com/wp-content/uploads/2026/05/Haystack-05-05-26-The-Silver-Sherpa.mp3

On this week’s Medicare & More Show, Scott Whatley is joined by Jim Garey, Founder and Owner of Silver Sherpa, Inc., and the message is loud and clear, the FREE Educational Workshops are filling up and helping so many people prepare for Medicare with confidence! 🎯

Jim strongly encourages anyone turning 65 in 2026 to attend one of these no-cost Educational Workshops. Medicare can be confusing, and the earlier you start learning, the better prepared you’ll be when your enrollment window arrives.

One important topic Jim discussed this week is for those who are turning 65 but still working. Many people assume they can simply stay on their employer coverage indefinitely, but Jim shared several real-life examples where employers unexpectedly let “seniors” go or changed their benefits. 😟

Jim’s advice?
Come to a Workshop NOW so you understand your options before something unexpected happens with your employment or health coverage. Being prepared today can save you stress, confusion, and costly mistakes later.

Jim also shared an important warning for listeners:
⚠️ Don’t trust AI (Artificial Intelligence) alone to choose the best Medicare plan for you. While technology can provide general information, Medicare decisions are personal and can have long-term financial and healthcare consequences. Every individual situation is different, and that’s why the Silver Sherpa team takes the time to personally guide each client up “Mt. Medicare.” 🏔️

Best of all, there is absolutely NO COST for Silver Sherpa’s services.
Jim explains:
“We are very transparent. The insurance companies pay us a commission, so there is no cost to our clients.”

Whether you’re:
✅ Turning 65
✅ Retiring soon
✅ Still working past 65
✅ Losing employer coverage
✅ Confused by Medicare mailers and TV ads

Silver Sherpa, Inc. is here to help guide you every step of the way.
Why Clients Trust Silver Sherpa:
✅At Silver Sherpa, Jim works for YOU — not the insurance companies.
✅Independent Broker — services provided at zero cost to you
✅Same exact pricing as going directly to top national carriers
✅As a Baby Boomer himself, Jim understands real-life retirement challenges
✅Accredited Member of the BBB with an A+ Rating and 150+ reviews

Their mission is simple: advocate, educate, and guide.
🎓 Reserve your seat today for an upcoming FREE Educational Workshop at:
🌐 www.Sherpa123.com
Click on the “Events” tab to find a workshop near you.

As Jim always says:
“Don’t try to navigate the climb up Mt. Medicare alone… let the Silver Sherpas be your guides!”
Call or Text Jim: 303-865-5534




🎙️ Medicare & More – Workshops, Plan Options & Real Answers for Turning 65 ⛰️ 4/28/26 Episode Recap🎧 Listen to the full...
04/29/2026

🎙️ Medicare & More – Workshops, Plan Options & Real Answers for Turning 65 ⛰️ 4/28/26 Episode Recap

🎧 Listen to the full 4/28/26 episode here: https://www.haystackhelpradio.com/wp-content/uploads/2026/04/Haystack-04-28-26-The-Silver-Sherpa.mp3

👉 On this week’s Medicare & More Show, Host Scott Whatley is joined in studio by Agent Dylan Nava of Silver Sherpa Inc. for a jam-packed 30 minutes full of valuable Medicare guidance—especially for those turning 65 or planning ahead.

Dylan kicks things off by inviting listeners to attend one of Silver Sherpa’s FREE Educational Workshops, held monthly throughout Douglas, Jefferson, and Arapahoe Counties.

✔️ Clear, easy-to-understand Medicare education
✔️ No cost to attend
✔️ Limited seating — registration required
👉 Visit www.Sherpa123.com and click on the Events tab to reserve your seat today!

💡 A key topic from today’s show:
Understanding the difference between a Medicare Supplement Plan and a Medicare Advantage Plan.

This is one of the most important decisions you’ll make when enrolling—and understanding your options can have a major impact on your coverage, flexibility, and long-term costs.

Dylan also addresses one of the most common questions they hear at workshops:
👉 “What should I do if I’m still working and have employer coverage?”
The answer depends on your unique situation, and making the wrong choice could be costly—that’s why having a trusted guide matters.

⛰️ Don’t try to navigate Mt. Medicare alone.

Jim Garey and Dylan Nava are here to be your Sherpas—guiding you step by step with clarity and confidence.

🤝 Why Clients Trust Silver Sherpa
At Silver Sherpa, Jim works for YOU — not the insurance companies.
✔️ Independent Broker — services provided at zero cost to you
✔️ Same exact pricing as going directly to top national carriers
✔️ As a Baby Boomer himself, Jim understands real-life retirement challenges
✔️ Accredited Member of the BBB with an A+ Rating and 150+ ⭐⭐⭐⭐⭐ reviews

Their mission is simple: advocate, educate, and guide.

⛰️ Let the Sherpas guide your journey—because the right help brings confidence, clarity, and peace of mind.

📻 Tune in every Tuesday from 12:30–1:00 PM on KLZ 560 AM or stream on the KLZ app

👉 Register for a workshop today: www.Sherpa123.com
📞 Call or Text Jim: 303-865-5534

🎙️ Medicare & More – Don’t Fall for the Call Center Trap! Your Sherpa Is Here ⛰️ 4/21/26 Episode Recap🎧 Listen to the fu...
04/22/2026

🎙️ Medicare & More – Don’t Fall for the Call Center Trap! Your Sherpa Is Here ⛰️ 4/21/26 Episode Recap

🎧 Listen to the full 4/21/26 episode here: https://www.haystackhelpradio.com/wp-content/uploads/2026/04/Haystack-04-21-26-The-Silver-Sherpa.mp3

👉 On this week’s Medicare & More Show, Host Scott Whatley is joined by Agent Dylan Nava of Silver Sherpa Inc., who shares timely insights for anyone approaching Medicare, especially those turning 65 soon.

Dylan highlights several free Educational Workshops happening this week, designed to help you understand your Medicare options with clarity and confidence. While the workshops are completely free, registration is required at 👉 www.Sherpa123.com.

🚨 One of the biggest warnings from today’s show: Be cautious of call centers.

As you approach Medicare eligibility, your mailbox will fill up and your phone will start ringing, but not all guidance is created equal. These call centers often push one-size-fits-all plans that may not fit your unique needs.

That’s where Silver Sherpa stands apart.

Dylan shares real client stories where he was able to save individuals significant money while improving their coverage, all through personalized, one-on-one guidance.

⛰️ With Silver Sherpa, you’re not navigating Mt. Medicare alone.
Jim Garey and Dylan Nava act as your personal guides every step of the way—and their services come at no cost to you.

🤝 Why Clients Trust Silver Sherpa
At Silver Sherpa, Jim works for YOU — not the insurance companies.
✔️ Independent Broker — services provided at zero cost to you
✔️ Same exact pricing as going directly to top national carriers
✔️ As a Baby Boomer himself, Jim understands real-life retirement challenges
✔️ Accredited Member of the BBB with an A+ Rating and 150+ ⭐⭐⭐⭐⭐ reviews

Their mission is simple: advocate, educate, and guide.

⛰️ Let the Sherpas guide your journey.
Because the right help doesn’t just save you money—it gives you confidence, clarity, and peace of mind.

📻 Tune in every Tuesday from 12:30–1:00 PM on KLZ 560 AM or stream on the KLZ app

👉 Register for a workshop today: www.Sherpa123.com
📞 Call or Text Jim: 303-865-5534

🎙️ Medicare & More – Long-Term Care Wake-Up Call – PART 24/14/26 Episode Recap🎧 Listen to the full 4/14/26 episode here:...
04/20/2026

🎙️ Medicare & More – Long-Term Care Wake-Up Call – PART 2
4/14/26 Episode Recap

🎧 Listen to the full 4/14/26 episode here:
👉 https://www.haystackhelpradio.com/wp-content/uploads/2026/04/Haystack-04-14-26-The-Silver-Sherpa.mp3

On this week’s 4/14/26 Medicare & More Show, Host Scott Whatley is joined by Jim Garey, Founder of Silver Sherpa, Inc., and special guest Alex Fekete, a nationally recognized expert in Long-Term Care (LTC) Income Planning with OneAmerica. We had Alex on the show with us last week, but we had a few more topics to review with him so we are excited to bring you Part 2 of the discussion.

Jim and Alex emphasize a critical point: Medicare does NOT cover long-term care, including nursing homes, assisted living, memory care, or extended in-home care. Yet, while only about 7% of people over 65 have coverage, more than 70% will need some form of care, creating a major financial gap. In Colorado, nursing home costs average around $128,000 per year and continue to rise.

Bottom line, LTC planning isn’t just for retirees. It’s for anyone 40+ who wants to protect their savings and family. Silver Sherpa offers independent, personalized guidance to help you plan with confidence.

Jim Garey, Silver Sherpa Inc is standing by to answer all your questions.

🤝 Why Clients Trust Silver Sherpa
At Silver Sherpa, Jim works for YOU — not the insurance companies.
✔️ Independent Broker — services provided at zero cost to you
✔️ Same exact pricing as going directly to top national carriers
✔️ As a Baby Boomer himself, Jim understands real-life retirement challenges
✔️ Accredited Member of the BBB with an A+ Rating and 150+ ⭐⭐⭐⭐⭐ reviews

The mission is simple: advocate, educate, and guide.
⛰️ Let the Sherpas guide your journey.

Because the right help doesn’t just save you money—it gives you confidence, clarity, and peace of mind.

📻 Tune in every Tuesday from 12:30–1:00 PM on KLZ 560 AM or stream on the KLZ app

👉 Register for a workshop today: www.Sherpa123.com
📞 Call or Text Jim: 303-865-5534

🎙️ Medicare & More – Long-Term Care Wake-Up Call4/7/26 Episode Recap - 🎧 Listen to the full 4/7/26 episode here:👉 https:...
04/08/2026

🎙️ Medicare & More – Long-Term Care Wake-Up Call
4/7/26 Episode Recap - 🎧 Listen to the full 4/7/26 episode here:
👉 https://www.haystackhelpradio.com/wp-content/uploads/2026/04/Haystack-04-07-26-The-Silver-Sherpa.mp3

On this week’s 4/7/26 Medicare & More Show, Host Scott Whatley is joined by Jim Garey, Founder of Silver Sherpa, Inc., and special guest Alex Fekete, a nationally recognized expert in Long-Term Care (LTC) Income Planning with OneAmerica.

This episode is a powerful and educational deep dive into a topic many people avoid, but absolutely cannot afford to ignore: Long-Term Care planning.

Jim opens the show by emphasizing that this is not a sales pitch, just like Silver Sherpa’s workshops, the goal is to educate and equip listeners with the knowledge they need to make wise decisions.

💡 What You Need to Know About Long-Term Care
Alex explains that Medicare does NOT cover Long-Term Care, which includes services like:
✔️ Nursing homes
✔️ Assisted living
✔️ Memory care
✔️ Skilled nursing
✔️ In-home care

And here’s where it gets eye-opening…
📊 The Stats Don’t Lie:
• Only ~7% of people over 65 have LTC coverage
• Yet over 70% WILL need care at some point
➡️ That gap is what Jim calls a “recipe for disaster”

💰 The Rising Cost of Care
The financial reality is staggering, especially here in Colorado:
• 2026 Average Nursing Home Cost (Denver Metro): $128,767/year
• Projected 2036: $209,747/year
• Projected 2046: $341,657/year
And it’s not just the cost—it’s the length of care:
• Men: ~2.2 years
• Women: ~3.7 years
• Alzheimer’s cases: up to 8 years

📞 Real Listener Questions (Caller Highlights)
The show also featured live callers, bringing real-life scenarios to the conversation:
✔️ A caller preparing for retirement asked if they could use 401(k) or IRA funds to help cover Long-Term Care
➡️ Alex explained how certain strategies can reposition qualified funds to help plan for future care

✔️ Another caller, age 64 with health concerns, worried they may have missed their opportunity to qualify
➡️ Alex reassured them that options may still be available—but emphasized that waiting reduces flexibility and leverage
✔️ There was also discussion around the confusion families face during claims and care decisions
➡️ Highlighting the importance of having a plan that supports not just the individual—but the entire family

🔑 Key Takeaways from the Show
✔️ LTC planning isn’t just for retirees—it’s for people in their 40s, 50s, and beyond
✔️ You can often reposition existing assets (like IRAs or annuities) to help fund LTC
✔️ Waiting too long can limit your options due to health changes
✔️ True LTC planning supports both the individual AND their family

Alex also shares how modern LTC solutions focus on holistic support, helping families navigate not just finances—but the emotional and logistical challenges as well.

🤝 Why Clients Trust Silver Sherpa
At Silver Sherpa, Jim works for YOU — not the insurance companies.

✔️ Independent Broker — services provided at zero cost to you
✔️ Same exact pricing as going directly to top national carriers
✔️ As a Baby Boomer himself, Jim understands real-life retirement challenges
✔️ Accredited Member of the BBB with an A+ Rating and 150+ ⭐⭐⭐⭐⭐ reviews

The mission is simple: advocate, educate, and guide.
⛰️ Let the Sherpas guide your journey.

Because the right help doesn’t just save you money—it gives you confidence, clarity, and peace of mind.

📻 Tune in every Tuesday from 12:30–1:00 PM on KLZ 560 AM or stream on the KLZ app

👉 Register for a workshop today: www.Sherpa123.com
📞 Call or Text Jim: 303-865-5534

🎙️ Medicare & More Show – 3/31/26 Episode Recap:🧭 New Beginnings at 65 — Medicare Clarity & the Message of Resurrection ...
04/02/2026

🎙️ Medicare & More Show – 3/31/26 Episode Recap:
🧭 New Beginnings at 65 — Medicare Clarity & the Message of Resurrection Sunday

On today’s show, Owner of Silver Sherpa, Inc., Jim Garey, encourages everyone who are turning 65 this year, to sign up for one of their Educational Workshops. Jim points out that there is no selling at these workshops, simply information, and a time for attendees to ask questions.

Due to this weekend celebrating Easter Sunday, Resurrection Sunday, Jim devotes a lot of the show to challenge us to remember this weekend is not about Easter Eggs or the Easter Bunny, but rather Christ dying on the cross for our sins and on the 3rd day He arose. Jim shares some great scriptures for us all to hear and apply to our lives this week.

If you are turning 65 this year, this is truly a must-listen episode.
🎓 Educational Medicare Seminars:
✔️ Clear explanations of Medicare Parts A, B, C & D
✔️ Designed for those turning 65 in 2026
✔️ Help for those retiring or losing group coverage
✔️ No pressure, no obligation — just education
✔️ Your personal questions answered in a welcoming setting
👉 Registration is required

Visit www.Sherpa123.com and click on the Events tab to reserve your seat at an upcoming Educational Seminar.

If you’re turning 65 in 2026, it’s never too early to learn your options.
🤝 Why Clients Trust Silver Sherpa
At Silver Sherpa, Jim works for YOU — not the insurance companies.
✔️ Independent Broker — services provided at zero cost to you
✔️ Same exact pricing as going directly to top national carriers
✔️ As a Baby Boomer himself, Jim understands real-life retirement challenges
✔️ Accredited Member of the BBB with an A+ Rating and 150+ ⭐⭐⭐⭐⭐ reviews

The mission is simple: advocate, educate, and guide.
⛰️ Let the Sherpas guide your journey.

Because the right help doesn’t just save you money—it gives you confidence, clarity, and peace of mind.

🎧 Listen to the full episode:
https://www.haystackhelpradio.com/wp-content/uploads/2026/04/Haystack-03-31-26-The-Silver-Sherpa.mp3

📻 Tune in every Tuesday from 12:30–1:00 PM on KLZ 560 AM or stream on the KLZ app

👉 Register for a workshop today: www.Sherpa123.com
📞 Call or Text Jim: 303-865-5534

Address

9200 E MINERAL Avenue STE 100
Centennial, CO
80112

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 9am - 1pm

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