James Spray NMLS# 257365

03/31/2025

https://coloradosun.com/2025/03/31/fannie-mae-hoa-blacklist-unsellable-condos-colorado/

More HOAs are opting for higher deductibles to limit high condo fee due to rising insurance costs. That puts them on Fannie Mae's blacklist.

11/11/2024

https://www.consumeraffairs.com/homeowners/aging-in-place-remodel-costs.html?utm_source=Iterable&utm_medium=email&utm_campaign=campaign_11647514&utm_source=Iterable&utm_medium=email&conaffid=%7B%22a%22:%22ca%22,%22s%22:%22it%22,%22m%22:%22em%22,%22uid%22:%22%22,%22cid%22:%2211647514%22,%22cna%22:%22ADH-PillarOther-AgingInPlace-20241108%22,%22segment%22:%22Mailchimp%22,%22type%22:%22ADH%22%7D

What to expect when you consider aging in place remodels for your home

01/26/2024

More now than ever before, one needs to shop around.

If a car dealership refuses your outside financing, what should you do? Click to learn about dealer tricks when it comes to financing and how to handle it.

01/08/2024

When it snows, please stay home. When you learn to drive in the sun, we will discuss
driving in the snow

11/27/2023

This is really good to know. It is the next big factor in credit scoring. I heartily suggest all learn now so to be prepared!

Trended Data: A Look into Credit History October 12, 2023 Posted by: Mindy Leisure Director of Rescoring Services Category: News No Comments In October 2022 the Federal Housing Finance Authority (FHFA) announced approval for the use of the FICO 10T (released in 2020) and Vantage 4.0 (released in 201...

11/15/2023

100 million Americans hold medical debt which causes people to forgo or be denied necessary medical care. Luke Messac, a historian and physician, looks at five unexpected things about medical debt.

11/03/2023

Find out how to remove water stains on a ceiling after taking steps to eliminate the source. Follow this guide to make your ceiling look brand new again.

09/29/2023

Equifax, Experian, and TransUnion will offer permanent, free weekly access. Here’s how that can help your financial life and what steps you can take if you find an error.

09/18/2023

https://www.ic3.gov/
Stay up to date on the latest Internet Financial Crimes

The Internet Crime Complaint Center, or IC3, is the Nation’s central hub for reporting cyber crime. It is run by the FBI, the lead federal agency for investigating cyber crime.

09/12/2023

09/07/2023

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A North Carolina political activist filed a defamation lawsuit against U.S. Rep. Lauren Boebert of Silt in federal court Thursday.