Josh Smith, NMLS# 409981

Josh Smith, NMLS# 409981 Josh Smith, Loan Originator, NMLS #409981

As a homeowner, your equity grows as your home appreciates in value and you make your mortgage payments each month, whic...
07/09/2022

As a homeowner, your equity grows as your home appreciates in value and you make your mortgage payments each month, which is in large part why the net worth gap between owners and renters exists.
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Homeowners have the benefit of mortgage payments acting as a contribution to a forced savings account – with any built up equity coming back to you when you sell. By contrast, as a renter, you’ll never see a return on the money you pay out in rent every month.
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Considering a home purchase? We provide a remarkable home loan experience designed specifically for you. Contact us today.

Some of the top benefits of a reverse mortgage:- Convert your home equity into cash.- No monthly mortgage payments.*- U...
07/07/2022

Some of the top benefits of a reverse mortgage:

- Convert your home equity into cash.
- No monthly mortgage payments.*
- Use the funds for anything you choose.
- Retain ownership of your home.
- Flexible ways to receive funds.

*Borrowers must maintain the property and keep current property taxes, homeowners insurance, and HOA dues.
Looking for more reasons to consider a reverse mortgage? There’s never been a better time. Contact us today!

07/04/2022

Happy Fourth of July!

You’re likely feeling the impacts of inflation on daily life – but did you know that homeownership can help combat the i...
07/02/2022

You’re likely feeling the impacts of inflation on daily life – but did you know that homeownership can help combat the increased consumer costs that come with inflation? Yes, rising mortgage rates and home prices mean buying a house today costs more than it did a year ago, but there is still opportunity to set yourself up for a long-term win. Buying now lets you lock in today’s rates and home prices.
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The graph shows appreciation outperforming inflation in most decades since the 1970s – meaning homeownership is historically a strong hedge against inflation. Questions about how buying a home now could be a great long-term investment? Contact us today.

What is a reverse mortgage? Simply put, a reverse mortgage loan allows borrowers over age 62 to access their home equity...
06/30/2022

What is a reverse mortgage? Simply put, a reverse mortgage loan allows borrowers over age 62 to access their home equity and turn it into tax-free cash — while retaining home ownership and residency.

To date, more than 1,000,000 seniors have used a reverse mortgage. Should you be next? Reach out to me to learn more!

The past two years have highlighted the true value of homeownership, especially the stability and the feeling of accompl...
06/25/2022

The past two years have highlighted the true value of homeownership, especially the stability and the feeling of accomplishment it can provide. But homeownership has so much more to offer. Homeowners can feel proud of the space they call home and know they’ve made a sound financial investment. This graphic lists just a few key financial and non-financial benefits of owning a home.
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Whether you are a long-time homeowner, first time buyer, or anything in between, this month calls for celebrating every stage of homeownership! Need a local expert? Look no further. Contact us today.

**Disclaimer - This does not constitute tax advice. Borrowers should consult their own tax advisers regarding the tax consequences and deductibility of mortgage interest and/or
property taxes.

Did you know that 80% of retirees have enough equity in their home to make for a smarter, more secure retirement? It’s t...
06/23/2022

Did you know that 80% of retirees have enough equity in their home to make for a smarter, more secure retirement? It’s true! Leveraging your home equity through a reverse mortgage could play a key role in boosting your retirement financial strategy.

Reach out today, and we’ll walk you through how it all works!

06/19/2022

June 19, 2022 marks the 157th anniversary of ! Whether you celebrate for the day or the entire month, relax with your family in the backyard or attend a large parade or festival, it’s important to get out there and show your support!

06/19/2022

honors fatherhood and the paternal figures in our lives. How did you celebrate this year? Leave a comment and tell us all about it!

Beyond Dollars and Cents: The benefits of owning a home are truly expansive. Homeownership is a way to build financial f...
06/18/2022

Beyond Dollars and Cents: The benefits of owning a home are truly expansive. Homeownership is a way to build financial freedom, find greater satisfaction and happiness, make a substantial impact in your community, as well as many benefits that extend to the next generation.
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Is owning a home or upgrading to a new one on your list this year? We have the expertise to help you navigate today’s competitive market and reach your homeownership goals. Contact us today.

Address

6025 S. Quebec Street, Ste 280
Centennial, CO
80111

Telephone

+17206349523

Website

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