Elisa Wines - Financial Representative at Western & Southern Life

09/30/2023

Health care can be expensive. According to a May 2022 article in Plansponsor Magazine, a 65-year-old couple can expect to spend $315,000 in health care and medical expenses during retirement. Life after work doesn’t have to be a mystery. Explore our retirement products so you can help prepare the retirement of your dreams.

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Our financial products are designed to fit your budget and meet your life insurance, retirement and investment needs at any stage of life. Learn more here.

09/29/2023

Whether your retirement is years or decades away, it’s never too early to learn more about your 401(k) choices.

Click the link to explore how your 401(k) works when you retire.

Learn how a 401(k) works when you retire & make informed decisions for a financially secure future. Expert tips & insights await – click to explore!

09/28/2023

Increased inflation affecting individuals’ ability to save for retirement, builds fear for higher-than-expected healthcare expenses.

Read more: https://bit.ly/3rnLjh7

https://bit.ly/3t9kxJH

09/27/2023

Longevity can have a greater impact on how long retirement money lasts than today’s record high inflation, according to a new report.

Retirement planning involves planning for your future needs. People who have an idea how long they may live will be better prepared for retirement.

09/26/2023

W&S Brokerage Services’ Investment Advisory Services provides its clients with the following suite of investment services:

-Investment advice
-Portfolio design and management
-Performance reporting
-Account administration

Click the link below to explore the investment advisory services from W&S Wealth Solutions®️

https://bit.ly/3EVkofM

**designed for clients with a minimum of $75,000 of investable assets**

09/25/2023

How to Save for Retirement If You Work Part-Time

https://money.usnews.com/money/retirement/iras/articles/how-to-save-for-retirement-if-you-work-part-time

Review the new rules under the SECURE 2.0 Act that provide more savings opportunities for the gig economy.

09/24/2023

Even if retirement is decades away, it could pay to start saving early. We explore the cost of waiting to start your retirement plan.

https://bit.ly/3ERYUQY

Not saving for retirement? Waiting to save for retirement can have costly consequences. Learn about the impacts and why it's important to start saving early.

09/23/2023

Do you like the idea of a successful, stress-free retirement? The Western and Southern Life Insurance Company lays out some guidelines to help you plan your savings strategy.

Discover how much you should save for retirement each month. Get personalized guidance from a financial advisor to secure your future. Start planning today!

09/22/2023

You may not be able to avoid inflation, but you can prepare for it.

Learning to factor the economy in to your life insurance coverage can help you stay better prepared for the future.

Nerdwallet has more.

Inflation can devalue your life insurance payout, but there are ways to prepare for the rise in costs.

09/21/2023

Perhaps you've already got the basics covered.

You've taken care of your health and life insurance. But there are other life situations and challenges that may happen suddenly, which could have a financial impact on your current lifestyle.

Learn more about The Western and Southern Life’s additional insurance coverage options.

https://bit.ly/3ZojnpT

09/20/2023

Western & Southern Life details what to consider when deciding to pay off your debts pre-retirement, as well as insight into how much you should save for retirement.

https://bit.ly/48hFVwF

Contact me today at 614-309-7938 and let’s discuss what Western & Southern Life product will best serve your retirement plan.

Deciding whether to pay off debt before retiring can have significant financial implications. Explore the factors to consider and get guidance today!

09/19/2023

Gone are the days of “retirement” being black or white.

“Semi-retirement” applies to people who have left their 9-to-5 grind for a less demanding yet more fulfilling occupation, or, people who continue working into their later years out of financial necessity.

If you envision yourself occupying the growing gray space of semi-retirement, we should talk about your options!

Source:

The number of people leaving the workforce to become semi-retired, instead of fully retired, is growing. Here is a look at the reasons and options.