American Residential Mortgage LLC NMLS #1669556

09/24/2024

The latest Mortgage Market Outlook from Freddie Mac: "Despite the cooling labor market, our outlook for the economy still calls for a soft landing. We expect economic growth to continue, albeit at a slower pace. Under our baseline scenario, inflation is expected to cool further. The discourse around the timing and pace of potential future rate cuts will likely drive the near-term path of interest rates rather than the actual policy decision itself. While there is likely to be some volatility around any policy statements, we expect mortgages rates to decline further, though remaining above 6% by year-end."
Click here to read more: https://www.freddiemac.com/research/forecast/20240923-us-economy-continues-expand

#1669556

The U.S. economy continues to expand but shows signs of slowing, which are consistent with a soft landing.

03/27/2024

This is a free, educational event where you will learn about down payment assistance programs, the home-buying process from start to finish, what consists of a monthly house payment, and much more! Make sure to RSVP and let us know you will be coming. Attendees will also be entered to win a beautiful gift basket. 🧺🎁💝
If you want to buy a home, but you're not sure where to begin, this is the place to learn how to start!
⬇️🏡⬇️🗓⬇️🏡⬇️👩‍🏫⬇️🔑⬇️
https://www.facebook.com/share/9v3V33BVop5bBR8P/?mibextid=9VsGKo

NMLS #1669556

02/09/2024

Our realtor partners are excellent at helping you stage tour home and get it sale-ready. Here are some great tips and insights! (NMLS 1669556)

An empty home can feel cold and unwelcoming. See how a few furnishings and accessories can make all the difference.

02/07/2024

Stop the wondering and start the the homeownership journey today. Our dedicated and experienced team of loan officers can help you every step of the way, from initial consult all the way to closing day. (NMLS #1669556)

01/26/2024

Zero down, you say? Join our Senior Mortgage Loan Officer, Celeste Jo Walls (NMLS 1682906), tomorrow from 10am-12pm for a free mortgage consult during an Open House in Plant City, Florida. Don't forget to RSVP:
https://www.celestejowalls.com/rsvp

12/15/2022

With down payment assistance programs like the Hometown Heroes Housing Program, the gift of homeownership is within reach for eligible frontline community workers. For more information, contact our expert mortgage loan officers at 321-222-7752. (NMLS #1669556)

10/13/2022

If you are a renter or a homeowner, and your home was destroyed or damaged beyond repair due to Hurricane Ian, then there is a program that can help you buy a new home with $0 down. Click below to read more from our Senior Mortgage Loan Officer, Celeste Jo Walls (NMLS #1682906). (NMLS #1669556)

In my previous blog, I talked about some ways all of us could help those severely impacted by Hurricane Ian, especially those of us who were blessed to fare the storm safely and emerge from it relatively unscathed. There are many Floridians who, unfortunately, did not make it out okay after the stor...

07/02/2022

Wondering if now is a good time to buy a vacation home in Florida? Here's what our senior mortgage loan officer has to say on the matter, given the last two years and the many changes that have come along with it. (NMLS #1669556)
https://www.celestejowalls.com/post/florida-vacation-home-news-is-it-all-chatter (NMLS #1682906)

If you're in the market to buy a vacation home in Florida (or, for that matter, anywhere in the U.S.A.), then you might be reading some stories online about how demand for second homes has slowed down significantly since this time last year. The short story here, is that it's not all chatter. The ch...

06/16/2022

Our Senior Mortgage Loan Officer, Celeste Jo Walls (NMLS #1682906), and author of "The Florida Mortgage Blog" talks about the latest in the state of the Florida housing market and the Florida mortgage industry here. As she would say, "it's not all sour news," so read on to find out more: https://www.celestejowalls.com/post/when-life-gives-you-lemons-you-can-make-more-than-just-lemonade

(NMLS #1669556)

Latest takeaways on the state of the Florida mortgage industry: The old adage, "when life gives you lemons, make lemonade," in my opinion, is a little lacking. Maybe it's because I'm an optimist (or maybe it's because I really love lemons, lol), but I am of the opinion that (just like there are so m...

04/02/2022

A very informative article, and here is one of several important takeaways for people debating whether to buy now or wait and renew their rental lease: ". . . in a time of high inflation, buying a home — and locking in today’s monthly payment for the next 30 years — is a good way to shield yourself from rising rents."

Another important takeaway: buying a home now, and locking in your interest rate now, will shield you from the interest rate increases that are set to happen later this year.

The moral of these takeaways: if you are debating whether to buy a home now or wait, the answer to that question is "now" is the best time, not later.

(NMLS #1669556)

Rising mortgage rates are supposed to cool house prices. But this time could be different.

02/04/2022

It's not too late to refinance. Many homeowners, especially those who purchased homes between 2008 and 2018, could still save significantly by refinancing. With rates on a slow but steady rise, however, now is the time. If you have any questions or would like a consultation, don't hesitate to contact us.

NMLS #1669556

Mortgage rates have been rising swiftly, and that has borrowers rushing in to get the last of the low rates.