Big Gap Capital

11/10/2022

IPeLoc

Investment Property Equity Line of Credit

Tap into the equity in your home without impacting your primary mortgage interest rate? A stand alone equity second that allows homeowners to tap into the equity in your primary, 2nd or investment property without losing their low interest rate firsts.

✔️ NonQm2nd Mortgage on Investment Properties.

🔥UpTo 90 % CLTV
🔥Owner-occupied
🔥Non-owner occupied
🔥Cash Out
🔥No Assets required
🔥Max DTI up to 50%
🔥Piggyback to cross collateral 100% Investor

NonQME is a Small Balance Commercial mortgage broker. Our loan programs include

09/12/2022

Construction cost $50M, Sold for $92M.
$2M of land.

$10,000,000 Construction Line Of Credit
. don't let inspectors dictate your draws..do it yourself uploading your own pictures to show near completion and get your next draw. Can be used for both the horizontal band vertical stages of your build. Never worry about a loan again..do this 1 time and use it for all of your projects going forward

When you ar ready to sell ..we have takeaway financing as well or options. If you plan to keep the properties for long - short term rental, commercial leasing that's great we also have stabilizing fixed rate loans meant just for that purpose.

Ready to start a new project? I would need the purchase agreement, and the Rehab budget, and 3rd party contact information on the acquisitions.

Loan Amount- $250,000 to $30,000,000

🔥Property Type - Single Family Residential, Multi-Family, Commercial
🔥Construction Cost 100%
🔥 Project Cost up to 100%
🔥Up To 75 ARV
🔥25-30 Yr Exit Strategy - Reposition After Protect Completion
🔥Interest Rate From - 7.99% - 8.99%
🔥Loan Term- 6 to 24 months (no pre-payment penalty)

100% OF CONSTRUCTION/VERTICAL
We know higher leverage means more deals for you. So we also finance up to 100% of your construction costs, if needed.

The deal for the 262-unit Tapestry West comes out to $350,0000 per door, a figure that breaks the buyer’s previous local price record.

08/30/2022

Small Balance NonQM Commercial Financing

No Tax Returns, W2’s, DTI, or personal income required to qualify.

Market rental rates(Rent Schedule 1007) will be used for income to qualify for the loan.

PROGRAM HIGHLIGHTS:

🔥Residential 1-500, multi-family, mixed-use and small commercial properties.
🔥Purchase up to 80%
🔥Cash out up to LTV 65%
🔥No DTI Debt to Income
🔥Bridge Loans Available
🔥No Income or Employment Required
🔥Rates start high 7's- 8's. 30yr Fixed.
🔥Interest Only available
🔥LLCs, Partnerships and Corp
🔥30+ ys Commercial/Residential exp

Why YOU should hire Demetiry for your next commercial acquisition.

After 32+ years in the real estate business, I see & hear the same "themes" over and over again.

My vast experience working with thousands of regulars home owners, commercial real estate investors and business owners allows me to leverage the best practices I've learned over 3 plus decades and share them with you.

In short, you won't have to re-invent the wheel. Together, we can speed up and streamline everything about your business.

The Process..

🔥Inventory your current portfolio
🔥Determine your goals
🔥Analyze your existing portfolio & match against your goals
🔥Build a plan to reach your goals

With many commercial mortgage consultants in the business world, you will get generic advice. I don't do that. We work together to learn what your goals & objectives are and then build a very specific plan to get you from where you are today to where you want to be in the future.

✔️Review current holdings for opportunities.

We go over everything you own, projects in the works, completed projects, and projects you may want to do.

✔️I've done the work

I've been doing this work for 3 plus decades, and I can say with confidence that "I've done it all." There aren't many scenarios I haven't experienced myself. This "in the trenches" work gives me--and YOU--a considerable advantage.

✔️I've got the resources & connections

Over these past years, I've built a huge Rolodex of contacts and resources that are the best in the business. One of my greatest assets is my direct private investor commercial capital network list. When we work together, you get to leverage that.

From your first step to your last step...

I can be there every step of the way with you. Or, if you want to take the plan we put together and "go it alone" you can. Of course, you can always check in and we'll give you a check up.

Demetiry Johnson

Contact NonQMe to speak with a Loan Specialist at 863.800.7171 or email [email protected]
[email protected]
NMLS #147674 | NonQMe.com

ICSC@Florida is all about deal-making, but for Everest Place it's also about finding retailers that will be the right fit for the new $1 billion resort.

08/24/2022

What Is a Cap Rate?

A capitalization rate, more commonly known as a cap rate, is a commercial real estate finance metric that represents the net gain or loss of profit that is expected to be generated on an investment property, measured over a specified time period (typically a year). To determine the cap rate of an asset, divide the property’s net operating income (NOI) by its market value. The resulting figure, expressed as a percentage, is the capitalization rate of the property. The cap rate of an asset is often an important metric analyzed by appraisers in the determination of value of a commercial property. In fact, it’s actually the key metric behind the income capitalization approach to property valuation.

08/24/2022

Opportunity zones.

With recent economic pressures and incredible rental demand, many investors are turning to affordable housing for potential investment. There is a substantial need in many areas of the country for affordable units, and the more economically distressed areas — known as Opportunity Zones — offer impressive investment opportunities for interested parties. While the program itself is nothing new, investors can learn plenty about how it works and the benefits it can provide more information at

NonQME is a Small Balance Commercial mortgage broker. Our loan programs include

08/23/2022

The 216-unit Sonoma Pointe apartment complex in Kissimmee, built in 2015, sold to Tampa-based ZMR Capital for $45 million.

08/09/2022

Non Qm I here to stay.

The bottom line though is the fact that non-QM is not going away because there will always be non-QM borrowers such as self-employed and real estate investors who don’t qualify under Agency guidelines. There is not a credit issue in the market right now that is causing volatility – non-QM loans are good performing loans issued to credit-worthy borrowers. This is why we can confidently tell loan officers that non-QM is how they can protect their volume and referral base in times of volatility.

Demetiry Johnson

As a 30+ Retail & Personal Mortgage Officer. I am able to assist you with a suite of lending solutions. I have a ton of experience that I'm willing to share to guide you to the right programs to fit your personal lending style or goals. NonQME offers products to assist with Self-Employed borrowers, Real-Estate Investors. If you are looking to purchase or refinance your REI commercial asset, let's get started on your loan application today, or contact me with any questions!

Calendly.com/discoverchat
863.800.7171
✉️ [email protected]
NMLS #147674
NonQME.com

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08/01/2022

You can still make money in real estate. And you don’t have to be a mogul to do it.

07/27/2022

Model home line of credit is for builders and developers to fund Model home ground up and major rehabilitations / renovations. It is used for a different types of residential real estate, including houses, 1-4 Units and 5+ unit multifamily.

COST:
🔥Fees are limited to 2.75% - over the entire 5 years.
🔥Interest is charged only on the funds that you use.
🔥Interest can be fixed at 7.99% - 8.99% or floating at Prime +2% or +3%.

FUNDING:

🔥Up to 100% LTC. they fund the lesser of 100% of eligible costs and a maximum LTV.

(I believe that is in after Construction value of 77% ....I will double check to make sure)

OTHER GREAT TERMS:

🔥Its Revolving so you can borrow and reborrow funds.
🔥Same Day Draws possible.
you can set it up so that you don't have to pay interest monthly( I Believe you can split it up to (2) 2.5% of the balance payments yearly instead...I will double check)

🔥 no interest-on-interest. No limit on how much of the line can be used for Model home
🔥 there are no pre-sale requirements. No prepayment penalties. No required reserve accounts.

Pacaso compiled data that measures second-home mortgage rate locks along with median purchase prices for the top 50 second home markets across the U.S. to determine transaction volume.

07/26/2022