EDGE Investment Solutions

09/04/2026

Ready to finally understand Medicare without the headache? Billy Martin (16 years of insurance experience) is breaking it all down in plain English. Sept 30 | 5:30 pm CT | Midnight Gem in Swisher or join online. Free event. Free parking. Bring friends. Reserve your seat here:

Join us on September 30, 2026 at 5:30 PM. Click here to RSVP.

09/04/2026

Most people retire with regrets they wish they could undo.

The good news? The biggest ones are completely avoidable.

In our latest video, we break down the major retirement regrets people face — and the practical steps you can take right now so they never become yours.

Watch here and retire with fewer regrets and more confidence:

09/04/2026

It's Financial Fact Friday and did you know?

You cannot convert your Required Minimum Distribution to a Roth IRA.

In any year you have an RMD, that amount has to come out first — and it’s not eligible for conversion. Only the remaining IRA balance (after the RMD is satisfied) can be converted.

It’s one of those timing rules that catches a lot of people off guard.

09/04/2026

Most people retire with at least a few big regrets — but the most common ones are completely avoidable with the right planning.

Check out our quick 2-minute video

09/03/2026

Life’s moving a hundred miles an hour. Work, family, appointments, bills, the endless to-do list… and somewhere in the middle of it all sits Social Security. You figure you’ll just check that box when the time comes. Claim at 62, 67, or 70—how hard can it be? Pretty straightforward, right?
Wrong.
That one decision can change your monthly income for the rest of your life—sometimes by hundreds of dollars every single month. Claim too early and you lock in a permanent reduction. Wait too long and you might leave years of benefits on the table. The “right” answer depends on your health, your savings, your spouse, and a dozen other personal factors most people never stop to consider.
We broke it all down—clearly, without the sales pitch—in our latest post: Should I Take Social Security at 62, 67, or 70?
If you’ve been treating this decision like just another item on the list, it might be time to give it a closer look.

One of the most consequential decisions you will make about retirement is when to claim Social Security. You can start as early as age 62, wait until your full retirement age (FRA), or delay until age 70. Each choice permanently affects the size of your monthly check for the rest of your life. There...

09/01/2026

09/01/2026

In 1950, U.S. life expectancy was about 68 years. Retirement was often a brief final chapter, not a 20 or 30 year life stage. The script most of us inherited was written for a very different time. If you are mapping out your own next chapter, the old playbook may not fit.

See how retirement has changed over 75 years.

08/31/2026

Myth: “I’ll automatically be in a lower tax bracket once I retire.”

Reality check: A lot of people are surprised when their taxable income actually goes up. RMDs kick in, Social Security gets taxed, pensions stack on top… and many of the deductions you used to have while working disappear. Assuming lower taxes later is one of the most common planning blind spots we see.

08/28/2026

Confused about Medicare? You’re not alone. Join us for Medicare 101: Everything You Need to Know with Billy Martin of Amana Insurance Agency. Wednesday, Sept 30 at 5:30 pm CT — hybrid! In-person at the Midnight Gem in Swisher, IA (doors open 5 pm) or online. Clear answers, no jargon. Free, and guests are welcome. Click the link to save your spot (in-person or virtual):

Join us on September 30, 2026 at 5:30 PM. RSVP here.

08/28/2026

👨🏽‍🏫Happy Financial Fact Friday! 🍎

Your RMD age and your QCD age are not the same thing.

You can start making Qualified Charitable Distributions at 70½ — even though most people don’t have to take Required Minimum Distributions until 73 (or 75 if you were born in 1960 or later).

That gap gives you a few extra years to move IRA dollars to charity tax-free and quietly shrink future RMDs. Pretty useful if you’re already planning to give anyway.