Sky Rubio Lopez-Licensed Mortgage Professional

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United States
Cedar Hill, TX
Sky Rubio Lopez-Licensed Mortgage Professional

Gold Financial Services is a Mortgage Lender specializing in getting you into the home of your dreams! Main Gold Financial Branch Location
2822 N. Loop 1604 W.

Founded in San Antonio, Texas in 1998 Gold Financial Services continues to set the gold standard for mortgage banking excellence. From prequalification through and after closing, our experienced team of professionals is dedicated to providing you with a smooth and successful home purchase transaction. An equal housing lender, Gold Financial Services is able to proudly serve our diverse community w

ith an equally diverse range of residential mortgage products including:

• VA
• FHA
• Conventional for primary, secondary and investment properties
• Nonconforming – Jumbo
• Refinances – Rate & Term, Cash-Out and VA IRRRL
• “Out of the Box” portfolio products

We are experts at matching our clients with the loan program that best suits their individual needs. Your mortgage transaction is handled entirely in-house by Gold employees who live and work in the communities we serve. At Gold Financial Services, our customers are not just loan numbers and service is not just part of our name. We are wholly committed to a performance standard of personal, quality service from the moment you begin to search for your dream home until the keys are in your hand. Ste. 101
San Antonio, Texas 78248

11/07/2023

As the leaves change, so can your living situation! November is the perfect time to explore the home of your dreams. With Gold Financial Services, turning those dreams into reality is easier than ever.

Ready to fall in love with your dream home this November? Click the link in our bio to get started today!

11/05/2023

As we 'fall back' and enjoy an extra hour, the latest market signals suggest we might also be looking at a turning point in interest rates. Like the cautious approach of confirming trends over a few months, we recommend using this time to reflect and recalibrate your mortgage strategy. Don't let a potential shift in rates catch you by surprise—let’s use this extra hour to get ahead!

Ready to make the most of this moment in the market? Message us today, and let's explore how these trends could benefit your home financing plan.

11/01/2023

November is all about warmth, family, and feeling right at home. With Gold Financial Services, we make the mortgage process so easy you'll feel like a kid again. So go ahead, kick your feet up—your dream home awaits!

Ready to find a home where you can truly kick back and relax? Click skylopez.gfshomes.com to start your journey today!

10/31/2023

👻 Boo! Did the ghost of 20% down payments spook you out of buying a home? Don't let this old tale haunt your homebuying journey. 🎃

Low-Down Magic Potions: Many conventional loans require just 3-5% down to get your broom—uh, keys—in hand!

Zero-Down Spellbooks: VA and USDA loans offer ZERO down payment options. That's as bewitching as a full moon on All Hallow's Eve! 🌕

Don't get tricked by myths; treat yourself to the right mortgage that makes your dream home a reality, not a nightmare! 🧙‍♀️🏠 Ready to face your homebuying fears this Halloween? Reach out to skylopez.gfshomes.com and unearth the mortgage that won't haunt you.

10/30/2023

📊 Monday Market Update: Contradictory Reports, Uncertain Rates 📉

We've got some mixed messages in last week's housing market reports that we need to unpack. 🏠

Conflicting Housing Reports 🏡
Two reports recently came out that seemingly tell different stories about the health of the housing market. The New Residential Sales data from the Census Bureau points to a stable and improving housing market. On the other hand, Pending Home Sales from the National Association of Realtors paints a less rosy picture. What gives? 🤔

Here's the breakdown: New homes are indeed being built and sold, thanks in part to rate buydown incentives by builders. But when it comes to existing homes, inventory is nearly non-existent. People are hesitant to sell and give up low mortgage rates only to buy a new home at higher rates.

Rate Watch 📈
The Fed might hit pause on rate hikes. Keep tabs on this week's jobs report and Federal Reserve meeting—they could be game-changers.

Stay tuned for more updates, and as always, we're here to guide you through your mortgage journey. Questions? Let's chat! skylopez.gfshomes.com

10/27/2023

Let's talk about why NOW is a great time to fall into homeownership!

Benefits of owning your own home:
◾ Homeownership can provide stability, security, and real estate has a history of appreciating over time, which may mean a chance to grow your wealth.
◾ Purchasing a home allows you to lock in your monthly payment rather than worrying about when the next rent increase will be.
◾ As a homeowner, your living expenses could reduce overtime.
◾ Owning a home could mean undeniable tax benefits.
◾ Plus, owning a home gives you the ability to build equity, which grows your overall net worth. You can't build equity if you are renting.

Remember, your rate is temporary. Focus on finding the right home for you now, there will always be a time in the future to refinance – and we can help!

Reach out today at skylopez.gfshomes.com to talk about how you can invest in your future while receiving the many benefits of owning your home!

10/26/2023

Fall is in the air, and you know what that means—pumpkin spice everything! 🍂☕ While you're savoring that cozy pumpkin spice latte, why not make the most of this season by exploring our variety of mortgage options? We've got the perfect blend of solutions to meet your needs. Because just like your coffee, your mortgage should be tailored to you.

Ready to spice up your homebuying journey this fall? Reach out at skylopez.gfshomes.com to find your perfect mortgage blend! 🎃🏠

10/23/2023

Though the mortgage landscape is shifting, each challenge brings new opportunities. From stable new home sales to a cautious Federal Reserve, the key is knowing where to look.

Contact us at skylopez.gfshomes.com. We’ll guide you through the ups and downs of today's mortgage market. Let's turn challenges into opportunities.

10/16/2023

🏡 Monday Market Update from Gold Financial Services! 📈

Are you in the hunt for a new home? We've got the market insights you need to make an informed decision. New home sales are up, lifestyle choices are shaping the market, and home prices are on the move in every major U.S. city. Now is the time to act!

👇 Ready to dive into the market? Contact Gold Financial Services today to get started. Let us help you unlock your dream home! 🏡

10/10/2023

As the leaves turn and seasons change, so do our lives and housing needs. 🍂 Whether you're a first-time homebuyer feeling the spring of new opportunities or a seasoned homeowner looking to fall into a new chapter, we're here to guide you through all your seasons of change.

Ready for a change this season? 🍁 Click skylopez.gfshomes.com to explore your home loan options and start a new chapter in your life story today.

10/09/2023

Owning a home is a significant milestone, but nothing is more important than good health. This October, we're lending more than just mortgages; we're lending our support to the fight against breast cancer. Take action, get screened, and let's make every home a healthy home. 🎗️💗

10/06/2023

🏡 Exciting News! 🏡

Fannie Mae is shaking up the game in the world of real estate! 🎉 Starting November 18, 2023, they're introducing a game-changing 5% down payment option for owner-occupied 2-, 3-, and 4-unit homes. 🏘️ Say goodbye to the days of hefty 15-25% down payments for duplexes, triplexes, and four-plexes. 🚀

This is a golden opportunity for those looking to invest in multifamily homes and enjoy the perks of homeownership at the same time. 👉 Message us to learn More and Get Started Today!

Address

Cedar Hill, TX
75104

Telephone

+1 210-366-1070

Website

http://skylopez.gfshomes.com/

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