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Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 6pm

Ramona Baldwin - CrossCountry Mortgage

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United States
Cedar Hill, TX
Ramona Baldwin - CrossCountry Mortgage

Georgia Residential Mortgage Licensee Ramona Baldwin, NMLS # 219554
Originating Branch Manager | Cross Country Mortgage

760 HWY 67 Ste.

Equal Housing Oppurtunity
Personal NMLS 219554
Branch NMLS 2556672
Company NMLS3029

Texas- This office is licensed and examined by the Office of the Consumer Credit Commissioner of the State of Texas. B2 | Cedar Hill, TX 75104
Phone: 214-259-5555
Email: [email protected]
Web: ramonabaldwin.com

02/26/2024

📣I'm excited to announce that I have made the move to CrossCountry Mortgage Texas! I'm thrilled to have joined the third largest mortgage company in the country, and to have the ability to offer more loan products with the same great service that you know and trust.

11/07/2023

As the leaves change, so can your living situation! November is the perfect time to explore the home of your dreams. With Gold Financial Services, turning those dreams into reality is easier than ever.

Ready to fall in love with your dream home this November? Click the link in our bio to get started today!

11/05/2023

As we 'fall back' and enjoy an extra hour, the latest market signals suggest we might also be looking at a turning point in interest rates. Like the cautious approach of confirming trends over a few months, we recommend using this time to reflect and recalibrate your mortgage strategy. Don't let a potential shift in rates catch you by surprise—let’s use this extra hour to get ahead!

Ready to make the most of this moment in the market? Message us today, and let's explore how these trends could benefit your home financing plan.

11/01/2023

November is all about warmth, family, and feeling right at home. With Gold Financial Services, we make the mortgage process so easy you'll feel like a kid again. So go ahead, kick your feet up—your dream home awaits!

Ready to find a home where you can truly kick back and relax? Click ramonabaldwin.gfshomes.com to start your journey today!

10/31/2023

👻 Boo! Did the ghost of 20% down payments spook you out of buying a home? Don't let this old tale haunt your homebuying journey. 🎃

Low-Down Magic Potions: Many conventional loans require just 3-5% down to get your broom—uh, keys—in hand!

Zero-Down Spellbooks: VA and USDA loans offer ZERO down payment options. That's as bewitching as a full moon on All Hallow's Eve! 🌕

Don't get tricked by myths; treat yourself to the right mortgage that makes your dream home a reality, not a nightmare! 🧙‍♀️🏠 Ready to face your homebuying fears this Halloween? Reach out to ramonabaldwin.gfshomes.com to unearth the mortgage that won't haunt you.

10/30/2023

📊 Monday Market Update: Contradictory Reports, Uncertain Rates 📉

We've got some mixed messages in last week's housing market reports that we need to unpack. 🏠

Conflicting Housing Reports 🏡
Two reports recently came out that seemingly tell different stories about the health of the housing market. The New Residential Sales data from the Census Bureau points to a stable and improving housing market. On the other hand, Pending Home Sales from the National Association of Realtors paints a less rosy picture. What gives? 🤔

Here's the breakdown: New homes are indeed being built and sold, thanks in part to rate buydown incentives by builders. But when it comes to existing homes, inventory is nearly non-existent. People are hesitant to sell and give up low mortgage rates only to buy a new home at higher rates.

Rate Watch 📈
The Fed might hit pause on rate hikes. Keep tabs on this week's jobs report and Federal Reserve meeting—they could be game-changers.

Stay tuned for more updates, and as always, we're here to guide you through your mortgage journey. Questions? Let's chat! ramonabaldwin.gfshomes.com

10/27/2023

Let's talk about why NOW is a great time to fall into homeownership!

Benefits of owning your own home:
◾ Homeownership can provide stability, security, and real estate has a history of appreciating over time, which may mean a chance to grow your wealth.
◾ Purchasing a home allows you to lock in your monthly payment rather than worrying about when the next rent increase will be.
◾ As a homeowner, your living expenses could reduce overtime.
◾ Owning a home could mean undeniable tax benefits.
◾ Plus, owning a home gives you the ability to build equity, which grows your overall net worth. You can't build equity if you are renting.

Remember, your rate is temporary. Focus on finding the right home for you now, there will always be a time in the future to refinance – and we can help!

Reach out today at ramonabaldwin.gfshomes.com to talk about how you can invest in your future while receiving the many benefits of owning your home!

10/26/2023

Fall is in the air, and you know what that means—pumpkin spice everything! 🍂☕ While you're savoring that cozy pumpkin spice latte, why not make the most of this season by exploring our variety of mortgage options? We've got the perfect blend of solutions to meet your needs. Because just like your coffee, your mortgage should be tailored to you.

Ready to spice up your homebuying journey this fall? Reach out at ramonabaldwin.gfshomes.com to find your perfect mortgage blend! 🎃🏠

10/23/2023

Though the mortgage landscape is shifting, each challenge brings new opportunities. From stable new home sales to a cautious Federal Reserve, the key is knowing where to look.

Contact us at ramonabaldwin.gfshomes.com. We’ll guide you through the ups and downs of today's mortgage market. Let's turn challenges into opportunities.

10/16/2023

🏡 Monday Market Update from Gold Financial Services! 📈

Are you in the hunt for a new home? We've got the market insights you need to make an informed decision. New home sales are up, lifestyle choices are shaping the market, and home prices are on the move in every major U.S. city. Now is the time to act!

👇 Ready to dive into the market? Contact Gold Financial Services today to get started. Let us help you unlock your dream home! 🏡

Address

760 Highway 67 Suite B2
Cedar Hill, TX
75104

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Telephone

+12142595555

Website

https://crosscountrymortgage.com/Cedar-Hill-TX-6881/Ramona-Baldwin/

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