Michael Licht - Independent Insurance Agent

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Michael Licht - Independent Insurance Agent Licensed to sell in Arizona, Iowa, Illinois, Kansas, Missouri, Nebraska, South Dakota, Texas and Wisconsin.

When I began my academic journey at the University of Northern Iowa, I had a clear purpose in mind: to make a meaningful difference in people's lives. This led me to choose health promotion as my major and eventually led me to the world of health and life insurance. Assisting individuals has always been my true calling, and nothing brings me greater joy than being able to extend my help to each and every client I serve. My expertise spans across a wide range of insurance products, including Medicare supplement, Medicare advantage, drug plans, small/large group, disability, individual ancillary, affordable care act, life, annuity, and final expense coverage. My commitment lies in guiding my clients through the process of finding the right coverage that aligns with their ever-evolving needs, all while fostering strong and lasting relationships. At the core of my work is a genuine desire to support and empower individuals, ensuring they have the protection and peace of mind they deserve. I am dedicated to delivering exceptional service, providing expert advice, and helping my clients make informed decisions. Together, let's embark on this journey of finding the insurance coverage that suits your unique needs. I am here to guide you every step of the way and build a lasting partnership focused on your well-being.

10/15/2026

The Medicare Annual Enrollment Period has officially begun!

From now through December 7, Medicare beneficiaries have the opportunity to review and make changes to their coverage.

If you're wondering:

✅ Is my current plan still a good fit? ✅ Are my prescriptions covered? ✅ Are my doctors in network? ✅ Have my costs changed?

These are exactly the questions we should be discussing during AEP.

Don't wait until the last minute. Taking time now allows for a thoughtful review and informed decision.

10/12/2026

Let me help Medicare Make Sense! Join me for one of my upcoming "Understanding your Medicare Options" seminars on 10/19 at 5 PM, 10/21 at 2 PM or 10/22 at 9 AM! Link to RSVP: https://wkf.ms/3J17IZY

10/12/2026

Medicare Myth vs. Reality

❌ Myth: "If I like my current plan, I don't need to review it."

✅ Reality: Plans can change from year to year, including premiums, copays, provider networks, and prescription coverage.

Even if you're satisfied today, reviewing your coverage annually can help ensure your plan still fits your healthcare needs and budget.

A little time spent reviewing now may prevent surprises later.

10/09/2026

One of the things I enjoy most about being a health insurance advisor is helping people make sense of something that often feels complicated.

For many individuals, Medicare decisions impact not only their finances but also their access to care and peace of mind.

Every conversation is an opportunity to educate, listen, and help someone find a solution that fits their situation.

It's a privilege to serve the people in our community.

10/07/2026

AEP is just around the corner!

For many Medicare beneficiaries, Annual Enrollment Period can feel overwhelming. Between plan changes, benefits, provider networks, and prescription coverage, it's easy to feel unsure about where to start.

My goal is simple: help people understand their options and make confident decisions based on their unique needs.

If you have questions about Medicare Advantage, Prescription Drug Plans, or Medicare Supplement options, now is a great time to start preparing.

The more informed you are before AEP begins, the easier the process will be.

Life Insurance Isn't One-Size-Fits-AlJust like no two families are exactly alike, no two life insurance policies have to...
09/30/2026

Life Insurance Isn't One-Size-Fits-Al
Just like no two families are exactly alike, no two life insurance policies have to be identical.

That's where riders come in.

Riders may allow policyholders to tailor coverage based on their unique priorities, family situation and future goals.

The right conversation starts with your needs, not the product. Let’s schedule a time to start.

Reviewing your options doesn't mean making an immediate decision.It simply means gaining a better understanding of:- Wha...
09/29/2026

Reviewing your options doesn't mean making an immediate decision.

It simply means gaining a better understanding of:

- What coverage is available today
- How age may impact premiums
- How health may affect future options
- Whether your current coverage still aligns with your goals
- Life doesn't stand still and your retirement income plan shouldn't either.

Whether you're single, married, raising children, approaching retirement or somewhere in between, let’s ensure your coverage reflects where you are today and where you want to be tomorrow.

Let's schedule a time to talk.

One Simple QuestionIf something happened tomorrow, would you feel confident in the insurance plan you have today?If the ...
09/28/2026

One Simple Question
If something happened tomorrow, would you feel confident in the insurance plan you have today?

If the answer is "I'm not sure," let's talk.

As life evolves, so do goals and responsibilities. That's why the type of life insurance someone considers is often shap...
09/24/2026

As life evolves, so do goals and responsibilities. That's why the type of life insurance someone considers is often shaped by both where they are today and where they hope to be tomorrow.

Let's start planning for you and your family's tomorrow.

I can help you review your coverage options and answer any questions. Call 319-268-7122 to get started.
09/23/2026

I can help you review your coverage options and answer any questions. Call 319-268-7122 to get started.

Address

1304 Technology Pkwy, Ste. 200
Cedar Falls, IA
50613

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