Benchmark Financial

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Benchmark Financial Helping small and mid-sized businesses simplify their retirement plans—without sacrificing quality or compliance.

At Benchmark Financial, we’re rethinking the way companies manage their 401(k) plans. As one of the premier low-cost plan providers in Iowa. As one of the premier low-cost plan providers in the region, we specialize in delivering streamlined, audit-free retirement plan solutions that reduce administrative burdens, maintain investment flexibility, and often lower overall costs. With deep expertise in plan compliance and administration, we serve as a true partner—making it easier for business owners to offer competitive retirement benefits while staying focused on what they do best. Proudly based in Iowa and focused on helping our local business community thrive. Let’s connect if you're looking for a smarter, simpler way to manage your company’s retirement plan.

When it comes to employer-sponsored retirement plans, the 401(k) and 403(b) might seem similar, but understanding their ...
10/08/2026

When it comes to employer-sponsored retirement plans, the 401(k) and 403(b) might seem similar, but understanding their differences can help you make the best decision for your team. Swipe through for a breakdown.

Have questions about which plan is right for your organization or how to implement a competitive retirement offering? Give us a call today.

Financial stress continues to be a challenge for many employees, as unexpected expenses, ongoing debt obligations, and r...
10/06/2026

Financial stress continues to be a challenge for many employees, as unexpected expenses, ongoing debt obligations, and rising everyday costs can make it difficult for workers to feel financially secure.

In many cases, money-related concerns follow employees into the workplace, impacting focus, engagement, and overall job satisfaction. Swipe through for an overview of some benefits that may help employees build financial stability and prepare for life's unexpected challenges.

If you'd like to discuss ways to strengthen your employee benefits strategy and support your team's financial well-being, please feel free to contact us. We’d be happy to help explore options that may be a good fit for your organization.

If offering your employees a retirement savings option has felt out of reach due to cost or complexity, the Starter 401(...
09/28/2026

If offering your employees a retirement savings option has felt out of reach due to cost or complexity, the Starter 401(k) could be a good fit for you and your team.

The Starter 401(k) is a streamlined retirement plan option introduced under the SECURE 2.0 Act, and is specifically designed to help small businesses offer retirement savings benefits without the complexity or cost of a traditional 401(k) plan. Swipe for a brief overview.

If you’re curious about getting started with a Starter 401(k), don’t hesitate to reach out. We are here to help you explore your options and determine what makes sense for you and your team. Give me a call today, and we can get started.

If you have been thinking of adding a retirement savings benefit, knowing the difference between your 401(k) options is ...
09/24/2026

If you have been thinking of adding a retirement savings benefit, knowing the difference between your 401(k) options is the best place to start.

Each plan type is built for a different kind of business, and the right fit can make a meaningful difference in the long run. Swipe through for a brief overview.

Ready to talk through which plan makes the most sense for your business? Give us a call today.

A workforce comprising multiple generations brings a wide range of expectations regarding employee benefits. From those ...
09/22/2026

A workforce comprising multiple generations brings a wide range of expectations regarding employee benefits. From those just starting their careers to those preparing for retirement, priorities can vary significantly. Swipe through for a few key considerations.

If you are evaluating whether your current strategy is meeting your team's needs, our team is here to help. Contact us today to start the conversation.

For employers and employees alike, the structure of a retirement plan matters just as much as the decision to offer one....
09/18/2026

For employers and employees alike, the structure of a retirement plan matters just as much as the decision to offer one. One area employers should review carefully is the vesting schedule.
Swipe through for a brief overview of common 401(k) vesting options and why they matter.

Want to review your vesting schedule or other aspects of your plan design? Contact our office today. We would be happy to help you evaluate your options.

When participation in a 401(k) plan is lower than expected, it can be tempting to assume employees are not interested in...
09/15/2026

When participation in a 401(k) plan is lower than expected, it can be tempting to assume employees are not interested in retirement benefits. In reality, a lack of enrollment often points to a lack of confidence or understanding rather than a lack of interest.

Here are a few common reasons employees may delay participating:

🔹They are unsure how a 401(k) works or where to begin.
🔹They underestimate the long-term impact of consistent retirement contributions.
🔹They are unaware of valuable plan features, such as employer matching contributions.
🔹They feel overwhelmed by investment decisions and retirement planning terminology.

The good news is that employee engagement can improve when businesses provide ongoing education, resources, and opportunities for employees to ask questions about their retirement benefits.

Want to help your employees better understand and utilize their retirement benefits? Contact us to learn how education-focused strategies can help increase engagement with your 401(k) plan.

When it comes to employer-sponsored retirement plans, the 401(k) and 403(b) might seem similar, but understanding their ...
09/09/2026

When it comes to employer-sponsored retirement plans, the 401(k) and 403(b) might seem similar, but understanding their differences can help you make the best decision for your team. Swipe through for a breakdown.

Have questions about which plan is right for your organization or how to implement a competitive retirement offering? Give us a call today.

We wish each of you a wonderful Labor Day! During this annual celebration of hard work, may you enjoy a well-deserved, r...
09/04/2026

We wish each of you a wonderful Labor Day! During this annual celebration of hard work, may you enjoy a well-deserved, restful break.

Please note that our office will be closed on Monday, September 7th, in observance of the holiday, and will reopen on Tuesday, September 8th.

Job changes are one of the most common times employees come to their employers with questions about what to do with thei...
09/03/2026

Job changes are one of the most common times employees come to their employers with questions about what to do with their 401(k). As an employer, understanding the basics of 401(k) rollovers can help you point employees in the right direction and ensure this process is facilitated smoothly.

Swipe through for a high-level overview of what employees typically face when navigating a 401(k) rollover during a job transition.

If you have questions about your retirement plan or would like to talk through your current transfer process, do not hesitate to reach out. We are here to help.

Address

2616 Orchard Drive, Suite B1
Cedar Falls, IA
50613

Opening Hours

Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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