TCI Wealth Advisors

09/17/2026

Even smart, successful people might make these three money mistakes. 🧠

The common ones:

Keeping too much cash that loses value to inflation.
Assuming career skill equals money skill.
Delaying retirement savings because it feels far off.
Starting earlier rather than later may mean a larger balance over time.
Smart in one area may not equal smart in all.

Small financial habits may have a meaningful impact over time. Learn more through the link in bio.

TCI Wealth Advisors is an SEC registered financial advisory firm serving clients nationwide.

This content is for educational purposes only and is not a substitute for individualized legal, tax, or investment advice. Planning outcomes depend on individual circumstances, assumptions, and risks. Past performance is not a guarantee of future results.

09/15/2026

Without an estate plan, the state may make your most personal decisions for you. ⚖️

The hidden costs of going without one:

The state may decide who gets your assets and who raises your kids.
Those default rules rarely match your wishes.
Beneficiary designations may override your will entirely.
An outdated form may send money to the wrong person.
Basic planning costs far less than the alternative for your family.

Estate planning is easier to address before it becomes urgent. More at the link in bio.

TCI Wealth Advisors is an SEC registered financial advisory firm serving clients nationwide.

This content is for educational purposes only and is not a substitute for individualized legal, tax, or investment advice. Planning outcomes depend on individual circumstances, assumptions, and risks. Past performance is not a guarantee of future results.

09/11/2026

In our newest blog article, Cody Cassidy, CFP® shares a personal story about a father-son trip to Disneyland and the realization that financial planning is about much more than investment performance.

At its best, a financial plan creates the freedom to be present for the moments that matter most, whether that's time with family, pursuing your passions, or simply being able to fully enjoy where you are without worrying about what's next.

Read Cody's story and discover why the greatest return on planning may be the moments that it makes possible.
https://tciwealth.com/blog/the-real-return-on-financial-planning/

A father-son trip to Disneyland reveals a truth: the greatest return on financial planning isn't wealth, it's the freedom to be fully present.

09/10/2026

Retirement planning doesn't end when you stop working. In many ways, some of the most important decisions are just beginning. One question we hear often is: Which retirement accounts should I withdraw from first?

While conventional wisdom suggests spending taxable accounts first, then tax-deferred accounts, and saving Roth assets for last, the reality is often more nuanced. Factors like taxes, Social Security timing, Medicare costs, and required minimum distributions can all influence the most effective withdrawal strategy.

In his latest article, Kristofer Lyons explores why a personalized distribution strategy can help retirees create greater tax efficiency and potentially preserve more wealth over time.

Read more: Which Retirement Accounts Should You Withdraw From First? https://na2.hubs.ly/H07zL2C0

Unsure which retirement account to tap first? Learn how to optimize your withdrawal sequence to minimize taxes, lower healthcare costs, and maximize long-term income.

09/10/2026

Still paying for life insurance you may no longer need? 🛡️

When coverage has done its job:

Mortgage paid, kids independent, retirement funded.
Many keep paying premiums anyway.
A 1035 exchange may sometimes convert a cash value policy into hybrid long-term care — without triggering capital gains.
That repurposes the value toward a risk that matters later.
For some, Term may be the most cost-effective solution during working years...

It may be worth reviewing whether your coverage still fits your needs. More at the link in bio.

TCI Wealth Advisors is an SEC registered financial advisory firm serving clients nationwide.

This content is for educational purposes only and is not a substitute for individualized legal, tax, or investment advice. Planning outcomes depend on individual circumstances, assumptions, and risks. Past performance is not a guarantee of future results.

09/08/2026

Big life changes are exactly when your financial plan needs a second look. 🔄

Three events that should trigger a review:

Marriage, divorce, or the loss of a spouse.
A major income change — promotion, job loss, business sale, or retirement.
The birth or adoption of a child.
Each one rewrites your old assumptions.
A review keeps everything aligned and current.

A financial plan should evolve as your life does. Learn more through the link in our bio.

TCI Wealth Advisors is an SEC registered financial advisory firm serving clients nationwide.

This content is for educational purposes only and is not a substitute for individualized legal, tax, or investment advice. Planning outcomes depend on individual circumstances, assumptions, and risks. Past performance is not a guarantee of future results.

09/03/2026

Many people spend decades preparing financially for retirement, but far fewer prepare for everything that comes after their final day of work.

From Social Security timing and healthcare decisions to tax strategies and creating sustainable retirement income, the years surrounding retirement can be some of the most impactful for your long-term financial future.

In our latest blog, Casey O'Donovan explores why retirement should be viewed as a transition, not a destination, and the key decisions that can help create confidence in the next chapter.

Read more: Retirement Isn't a Date. It's a Transition Plan (https://na2.hubs.ly/H07zDWd0)

Retirement planning is more than hitting a number. Explore the transition decade, including Social Security, healthcare, and tax strategies for a secure future.

09/02/2026

Back-to-school season is filled with checklists, busy schedules, and plans for the months ahead. But it's also an excellent time to check in on your financial plan.

In her latest blog, Means, MBA, CFP® shares how a seemingly insignificant item on a school supply list became a powerful reminder about financial planning. Reviewing your budget, redirecting savings opportunities, updating beneficiaries, and revisiting estate and insurance plans may not feel urgent today, but they can make a meaningful difference for your family's future.

As routines settle into place this fall, consider whether your finances are ready for the next season too. Read more in Jennifer's latest article: Back-to-School Financial Planning: Don't Forget the Sock: https://na2.hubs.ly/H07zFkl0

Back-to-school financial planning can involve an alignment check-in on your family’s budgeting, childcare savings, extra expenses, and more.

08/27/2026

Proud to support the Catalina Foothills School District Foundation and the wonderful work they do for students, teachers, and families here in Southern Arizona. Grateful for the opportunity to support the communities where we live and work.

🏆We want to thank for their continued support of our A+ rated Arizona public school. It is support like this that puts us over the top and delivers real results!

🏫TCI Wealth Advisors is proud to continue supporting the CFSD Foundation and the students, teachers, and families it serves. The partnership is especially meaningful to TCI CEO Sam Swift and his wife, Roni, who both attended CFSD schools from kindergarten through 12th grade and now have two children in the district.

🎤“We believe strong schools build strong communities,” Sam shared. “By investing in education, we’re investing in the future. Just as we help clients move forward with confidence, we’re honored to support students as they build confidence in themselves and what comes next.”

🏦Founded in Tucson in 1990, TCI Wealth Advisors is an independent, fee-only fiduciary and 100% employee-owned wealth advisory firm with more than 100 employees and offices in Tucson, Scottsdale, Flagstaff, Denver and Reno. For 36 years, TCI has helped individuals, families, and organizations navigate their financial futures with clarity, confidence, and purpose. Catalina Foothills School District

08/18/2026

We’re excited to share that Scott Bennett, a Financial Advisor and Shareholder at TCI, has been recognized as one of the 2026 Southern Arizona 40 Under 40 Honorees by the Southern Arizona Hispanic Chamber of Commerce. This award recognizes young professionals who are making a meaningful impact through leadership, service, and commitment to the community. Scott brings that same care and dedication to his work with clients every day. His commitment to service also extends beyond TCI through his past leadership with 3rd Decade and his continued involvement with organizations including Habitat for Humanity, Planned Giving Roundtable of Southern Arizona, and Southern Arizona Estate Planning Council.
We're inspired by all of this year's honorees for their role in making Southern Arizona a vibrant and thriving place to live.