Kemmesat Agency

Kemmesat Agency Farmers Agency Permanently Closed

05/15/2026

The award celebrations keep rolling! 🎉

Next up, we’re recognizing another outstanding agency award winner, our New Agency Commercial Insurance Award recipient!

Congratulations to on earning this award! Success in commercial insurance takes dedication, strong relationship building, and a consistent commitment to growth, and this recognition is a reflection of all the hard work being put in day after day!

Congratulations again, Chris! 👏

@ JT Peterson John Ivan Kirsten Larson Alyssa Carey Alex Wood Isaac Kruse Kyle Bifano

01/28/2026

I asked AI if it would be a bad hail season. This is the response.

Here’s what we do know about the 2026 spring hail outlook for Colorado based on climatology, recent weather patterns, and available forecasts:

🌦️ 1. Spring is always hail season in Colorado

Colorado’s severe weather season — including hail — typically ramps up in spring (especially April through June) and can continue into summer. The state lies in what meteorologists call “Hail Alley,” where conditions are ideal for strong thunderstorms and hail because warm, moist air meets cool, dry air and the elevation is high, helping hailstones reach the ground before melting. 

⏰ 2. Timing and usual patterns
• Statistically, hail activity increases through May and June, often peaking in late spring to early summer in Colorado. 
• Spring thunderstorms that produce hail become more frequent as the atmosphere warms and becomes more unstable into May and June. 

📅 3. Forecast models don’t give a specific hail prediction yet

There isn’t an official long-range seasonal hail forecast from NOAA or the National Weather Service that specifically predicts hail severity for spring 2026 at this time — seasonal outlooks focus more on temperature and precipitation patterns, not hail events. 

🌡️ 4. Climate patterns hint at conditions but not certainties

This winter is transitioning from La Niña toward more neutral conditions, which tends to increase variability in spring weather, but doesn’t directly translate to a stronger or weaker hail season. It just means the atmosphere may be more unpredictable. 

📊 5. Local prep and alerts are key

What meteorologists can do is issue daily to weekly severe weather outlooks as spring approaches. These products (from the Storm Prediction Center and local NWS offices) will show the changing risk for hail, damaging winds, and tornadoes as systems move through Colorado closer to storm season.

10/03/2025
It’s always eye-opening to be reminded of just how powerful nature can be. Storms can leave behind a lot of damage (and ...
09/17/2025

It’s always eye-opening to be reminded of just how powerful nature can be.

Storms can leave behind a lot of damage (and big expenses). Make sure you’re protected with the right insurance before the next one hits.

09/10/2025

Don’t get caught unprotected! Call us today for an ATV insurance quote.

09/03/2025

What word did you get?

While you’re working toward your dream car, make sure your current car is fully protected. You don’t want to be stuck with unexpected expenses while saving for your dream ride. Reach out today, and we’ll help you find the right auto coverage.

You could be saving money by bundling your home and auto insurance. Combining your policies could lower your premiums. C...
08/27/2025

You could be saving money by bundling your home and auto insurance.

Combining your policies could lower your premiums. Call us today to see how much you could save!

Did you make your guess?The answer is true! More than 13% of homes in the U.S. are uninsured. That’s about 1 in every 7 ...
08/20/2025

Did you make your guess?

The answer is true! More than 13% of homes in the U.S. are uninsured. That’s about 1 in every 7 homes.

Even if you have home insurance, you could still be underinsured. Call us today to make sure your coverage is enough to protect your home and belongings.

If your car is totaled or stolen, your standard auto insurance will only pay you the current market value of the vehicle...
08/13/2025

If your car is totaled or stolen, your standard auto insurance will only pay you the current market value of the vehicle. But what if you still owe more on your loan than what the car is worth?

That’s where GAP (Guaranteed Asset Protection) insurance comes in. GAP insurance helps cover the “gap” between your car’s actual cash value and the remaining balance on your loan or lease.

You may need it if:

🚗 You’re leasing your car
đźš— You made a small down payment on your vehicle
đźš— Your vehicle depreciates quickly.

Want to know if GAP insurance makes sense for you? Reach out to us today!

We found it hard to narrow it down to just one thing! How about you? That's why homeowners insurance isn’t just smart, i...
08/06/2025

We found it hard to narrow it down to just one thing! How about you?

That's why homeowners insurance isn’t just smart, it’s necessary. It protects more than just your home’s structure; it can cover the belongings that make your house a home.

Not sure if your current policy is enough? Let’s take a look together.

Address

7437 Village Square Drive
Castle Pines, CO
80108

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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