Brandon Floyd, Red Mountain Lending, NMLS # 1996927

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Castle Pines, CO
Brandon Floyd, Red Mountain Lending, NMLS # 1996927

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We are a full service mortgage company based in Castle Pines, Colorado.

11/01/2026

Getting your offer accepted is a big milestone, but there are still important steps to take before closing. Changes to your credit, debt, employment, or finances could affect your mortgage approval, even late in the process. Before making major financial moves, check with me to understand how they could affect your loan. A little caution now can help keep your homebuying journey on track!

10/30/2026

There's no place like home, especially when it's filled with a little Halloween magic! 👻🏡 Wishing you a hauntingly happy Halloween filled with sweet treats, cozy moments, and just the right amount of spooky fun! 🎃

10/28/2026

The housing market might have a few spooky surprises, but navigating your mortgage doesn't have to feel like a trip through a haunted house! 👻🏡 I'll help you make sense of your financing options, understand your buying power, and create a plan that fits your budget. Ready to stop being haunted by the what-ifs? Send me a message and let's get your homeownership journey started! 🦇

10/27/2026

Homebuying doesn't need to be spooky. Reach out today and let me guide you through every step of the process.

10/27/2026

Saving for a down payment is important, but it shouldn't be the only savings goal when you're preparing to buy. Moving and closing expenses can add up, and homeownership inevitably comes with the occasional unexpected repair. Building some savings beyond the money needed to close can help you start homeownership on a stronger financial footing. Having a financial cushion can also give you more flexibility to handle the unexpected without putting your long-term goals on hold.

10/22/2026

Online home value estimates can be a little monstrous when they don't tell the whole story! 🧟🏡 Automated estimates don't always account for renovations, property condition, or the unique features that make a home valuable. Before you let an online number give you a fright, remember that a professional appraisal or local market analysis can provide a more informed picture of what your home may be worth.

10/19/2026

It could be a very cold winter for the housing market if rates keep rising. A hotter-than-expected September CPI (+3.7% YoY) reignited the possibility of a Fed rate hike on October 28. With average 30-year mortgage rates approaching 7.5%, it was no surprise to see existing home sales remain below 4 million units SAAR.

National news and local views for the week

10/11/2026

The BLS reported very weak job growth in September and a rise in the unemployment rate. But US Treasury Bond yields and mortgage rates still ROSE! Why? Last week, it was the resumption of US/Iran attacks. This week, we blame France.

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National news and local views for the week

10/05/2026

The "right" home price is one that allows you to enjoy homeownership without stretching your finances too thin. Before you start shopping, take a realistic look at what monthly payment feels comfortable for you. Remember, buying a home is a long-term commitment, so it’s important to leave room for the other things that matter to you financially. A little breathing room in your budget can go a long way toward giving you greater financial flexibility as a homeowner.

09/30/2026

Yes, a higher interest rate means a larger monthly payment. But it's not that simple. You need to understand what type of mortgage you're selecting. For example, Adjustable-rate mortgages (ARMs) often have lower initial rates than fixed-rate mortgages. But interest rates on these mortgages reset periodically. So when that happens, your rate could rise, and sometimes more than you're prepared for. Got mortgage questions? I've got answers.

Address

Castle Pines, CO
80108

Telephone

+17705005040

Website

https://redmountainlending.com/

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